Jessica Baksh Mortgages - Your Home Girl

Jessica Baksh Mortgages - Your Home Girl Mortgage Agent in Simcoe County and all over Ontario Hello, I'm Jessica, a dedicated mortgage agent serving Simcoe County and all over Ontario.

As a mom of two boys and married to a real estate expert, I understand the importance of finding a home that feels just right. I offer personalized services that prioritize your needs, ensuring you're more than just a loan number!

Bruised credit? Not the end of the road.B lenders can help you get approved now — with a plan to move back to A lenders ...
04/30/2026

Bruised credit?
Not the end of the road.

B lenders can help you get approved now — with a plan to move back to A lenders later. 🏡

There’s always a way.

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]

A bank said no? What do they know? 😒Jessica BakshLic: M23006139647.868.4530jessicabaksh@mortgagesimplicity.ca
04/28/2026

A bank said no? What do they know? 😒

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]

Saving for a down payment doesn’t have to be confusing 👇The amount you need depends on the purchase price — and there ar...
04/14/2026

Saving for a down payment doesn’t have to be confusing 👇

The amount you need depends on the purchase price — and there are more options available than most buyers realize.

If you’ve been wondering “how much do I actually need to buy?”, this post breaks it down for you.

📩 DM me anytime if you want to run your numbers or create a plan to get you into your first home.
Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]

FinancialGoals

Think of Me as Your Mortgage Translator Buying a home comes with:
📄 confusing paperwork
📊 lender rules that change weekl...
03/23/2026

Think of Me as Your Mortgage Translator 

Buying a home comes with:
📄 confusing paperwork
📊 lender rules that change weekly
🤯 way too much jargon

❌ We don’t just “get rates”
❌ We don’t work for the bank

✅ We work for you
✅ We compare lenders
✅ We problem-solve tricky files
✅ We turn “you don’t qualify” into “here’s how you can”

If the mortgage world feels overwhelming…
You’re exactly who we’re here for.

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]

Imagine this… ☀️
You’re sitting on your deck, drink in hand 🍹, BBQ going, music playing… and the best part?It’s your hom...
03/17/2026

Imagine this… ☀️
You’re sitting on your deck, drink in hand 🍹, BBQ going, music playing… and the best part?
It’s your home. 🔑🏡

If owning a home is on your mind this year, let’s talk about your options. You might be closer than you think.

📩 DM me to get started!

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]

No two buyers are the same.
Different jobs. Different credit. Different stories.So why would everyone get the same mortg...
01/09/2026

No two buyers are the same.
Different jobs. Different credit. Different stories.

So why would everyone get the same mortgage?
I specialize in finding solutions outside the cookie-cutter box—because your life doesn’t come with a standard template. And your home financing shouldn’t either. 🏡

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]

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Buying next spring? It’s not too early to get pre-approved.In fact, early pre-approvals often mean better rates, fewer s...
12/08/2025

Buying next spring? It’s not too early to get pre-approved.
In fact, early pre-approvals often mean better rates, fewer surprises, and a smoother offer process—especially in Ontario’s competitive market.
Your future self will thank you. 🙌
DM me to start the plan for Spring 2026!

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]


Is your mortgage renewing in March/April? It’s probably time to start making some moves. I’ve already started working on...
12/03/2025

Is your mortgage renewing in March/April? It’s probably time to start making some moves. I’ve already started working on multiple renewals and refinances for 2026. No pressure… but yeah maybe some pressure…

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]


“Getting ‘no’ from the bank? 🏦 It might be time to explore alternative mortgage lenders. Here are the signs you shouldn’...
09/24/2025

“Getting ‘no’ from the bank? 🏦 It might be time to explore alternative mortgage lenders. Here are the signs you shouldn’t ignore...

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]


🏡 Collateral vs. Standard Charge Mortgages — What’s the Difference? 🤔💡
⁠
When it comes to registering your mortgage, it’...
09/22/2025

🏡 Collateral vs. Standard Charge Mortgages — What’s the Difference? 🤔💡
⁠
When it comes to registering your mortgage, it’s not one-size-fits-all. Here’s a quick breakdown:
⁠
 🔹 Standard Charge:
* Registered for the exact mortgage amount
* Easier (and usually cheaper) to switch lenders at renewal
⁠
 🔹 Collateral Charge:
* Can be registered for more than your mortgage amount
* Harder to transfer at renewal — often requires a refinance
* BUT gives you easier access to future borrowing (like a HELOC)
⁠
📌 Tip: Always know what you’re signing — the type of charge impacts your flexibility and options down the line.

Jessica Baksh
Lic: M23006139
647.868.4530
[email protected]


Address

120-19027 Leslie Street
East Gwillimbury, ON
L0G1V0

Telephone

+16478684530

Website

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