09/02/2026
The rate held. Your mortgage strategy still matters.
The Bank of Canada has maintained its policy rate at 2.25%.
While the headline is unchanged, what it means for you depends on your mortgage type, lender, timeline and financial goals. The policy rate is not the same as the mortgage rate available to you.
Buying, renewing or refinancing? Let’s look beyond the headline and find the option that fits your next move.
Connect with our Lighthouse Mortgage team in Duncan:
250-748-9742
lighthousemortgage.ca
Next scheduled decision: October 28, 2026.
Mortgages with a Personal Touch.