11/02/2026
For many small business owners, the busiest season of the year is right around the corner. That usually means more stock on the shelves and in the back room.
This is a great time to ask a simple question: if something happened tomorrow, would your inventory be covered?
I often meet business owners whose coverage limits were set when they first opened. Since then, the business has grown, prices have gone up, and the shelves are much fuller. That can leave a gap between what you have and what your policy may cover.
A few things I like to review with business owners:
✔️Whether your inventory limit reflects what you actually carry, especially during busy seasons.
✔️Stock kept off-site, like in a storage unit, your vehicle, or at markets and pop-ups.
✔️Coverage for theft, fire, or water damage.
✔️What happens to your income if a covered loss forces you to close for a while?
Your inventory is your livelihood. It deserves a second look.
Send us a message to book a time with me and review your business coverage before the holiday rush.
🟩 Michelle Broadbent Insurance Agency. 🟩
Trusted support for commercial insurance, life protection & financial planning across St Albert, Edmonton and area.
