Alexandre Gould - Mortgages

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Dieppe, NB
Alexandre Gould - Mortgages

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Helping you secure the best mortgage rates and terms with expert guidance every step of the way. Let’s make your homeownership goals happen!

NB #250067151
NS #20253001110

Moncton , NB 📍

EN/FR

11/05/2026

📅 OPEN HOUSE SUNDAY | 1044 Barachois Street, Dieppe | $510,000

🗓️ Sunday, November 8 · 1–3 PM

Spacious 2-storey family home in Dieppe's Champlain Gardens, with 3+1 bedrooms, 3 bathrooms and 2,176 sq ft of finished living space. A great fit for a growing family who wants room to spread out, close to schools, parks and shopping.

✨ Highlights
• Living room plus a separate family room on the main level
• Kitchen with island and dining area, with patio doors out to the back deck
• Large primary bedroom and a 5-piece bathroom upstairs
• Fully finished basement with a projector movie room, third full bath, flex bedroom and a hidden home office
• Hardwood and ceramic floors, heat pump and pellet stove
• Attached garage and a private fenced backyard with shed

💰 What could your payment be?
About $1,929/month with 20% down, or $2,327/month with the minimum $26,000 down.*

Planning to stop by Sunday? Get pre-approved before the open house so you're ready to move if it's the one.

MLS® NB148596

Contact
Guillaume Lasnel, REALTOR® | eXp Realty
📞 1-506-874-1177
✉️ [email protected]

Mortgage questions? Get pre-approved
Alexandre Gould, Mortgage Associate | Fairview Mortgages
📞 1-506-227-1437
✉️ [email protected]
🌐 mortgagesalex.com

*Estimates only, on approved credit. Based on 3.75% insured / 3.95% uninsured 5-year variable rates and a 30-year amortization. Insured amounts include the mortgage default insurance premium. A 30-year insured amortization is available to first-time buyers and new builds only. Payments do not include property taxes or fees. Rates may change.

FairviewMortgages

11/05/2026

📅 OPEN HOUSE SATURDAY | 43 Acadie Road, Cocagne | $475,000

🗓️ Saturday, November 7 · 1–3 PM

Coastal 5-bedroom, 2-full-bath home tucked in a private seaside community on Cocagne Bay, with bay views and deeded beach access. A great fit for a family who wants a year-round home or getaway by the water, or an investor looking for a furnished property with an established rental history.

✨ Highlights
• Views of Cocagne Bay and deeded beach access
• Bright upper-level kitchen, dining and living room with a propane fireplace
• 5 bedrooms, 2 full baths and a renovated loft over 1,650 sq ft
• Furnished, with an established rental history
• 2025 upgrades: new roof, mini-split heat pump, paved driveway, UV + dual-filter water system and LED pot lights
• Year-round access on a quiet private road, close to the marina

💰 What could your payment be?
About $1,796/month with 20% down, or $2,170/month with the minimum $23,750 down.*

Planning to stop by Saturday? Get pre-approved before the open house so you're ready to move if it's the one.

MLS® NB149967

Contact
Guillaume Lasnel, REALTOR® | eXp Realty
📞 1-506-874-1177
✉️ [email protected]

Mortgage questions? Get pre-approved
Alexandre Gould, Mortgage Associate | Fairview Mortgages
📞 1-506-227-1437
✉️ [email protected]
🌐 mortgagesalex.com

*Estimates only, on approved credit. Based on 3.75% insured / 3.95% uninsured 5-year variable rates and a 30-year amortization. Insured amounts include the mortgage default insurance premium. A 30-year insured amortization is available to first-time buyers and new builds only. Payments do not include property taxes or fees. Rates may change.

FairviewMortgages

11/05/2026

Bond yields jumped all summer. Now they’re coming back down 📉 Swipe to see what pushed them up, what pulled them back, and what it means if you’re renewing or buying.

DM me “BONDS” 📩

11/05/2026

🏡 FOR SALE | 175 Second Avenue, Moncton | $369,000

This bungalow has 2 bedrooms on the main floor, a non-conforming bedroom downstairs, and 2 full bathrooms. Its big feature is a fully finished 24' x 26' double detached garage, and the lower level has its own entrance, which makes it a good fit for first-time buyers, hobbyists, or anyone who wants a mortgage helper.

✨ Highlights

Fully finished 24' x 26' double detached garage with its own mini-split heat pump
Finished lower level with a separate rear entrance, with in-law suite or mortgage helper potential (subject to approvals)
2 full bathrooms, one on each level
Bright living room with hardwood floors, a fireplace and a mini-split for heating and cooling
Private backyard with a covered hot tub area, newer back deck and storage barn
Large paved driveway, and a quick closing is available
💰 What could your payment be?
About $1,395/month with 20% down, or $1,686/month with the minimum $18,450 down.*

Get pre-approved before you book your showing, so you’re ready to move fast.

MLS® NB147013

Contact
Melanie Dufour, REALTOR® | Real Broker
📞 506-838-1169

Mortgage questions? Get pre-approved
Alexandre Gould, Mortgage Associate | Fairview Mortgages
📞 1-506-227-1437
✉️ [email protected]
🌐 mortgagesalex.com

*Estimates only, on approved credit. Based on 3.75% insured / 3.95% uninsured 5-year variable rates and a 30-year amortization. Insured amounts include the mortgage default insurance premium. A 30-year insured amortization is available to first-time buyers and new builds only. Payments do not include property taxes or fees. Rates may change.

11/03/2026

🏦 Bank of Canada — Next Rate Decision: Wednesday, December 9

Will we see a second rate hike in a row? Here’s what you need to know. 👇

On October 28, the Bank of Canada raised its rate by 0.25% to 2.50% — its first increase since July 2023. Right after, the big banks moved their prime rate from 4.45% to 4.70%.

📈 Why the hike?
Mostly energy prices. The Bank now expects inflation around 3.4% by the end of this year and at or above 3% through much of 2027.

🎤 What the Bank is saying
Governor Tiff Macklem didn’t promise another hike, but made it clear more could be needed — they’ll decide one meeting at a time.

🔮 What the experts expect for Dec. 9

It’s a close call:

Markets: ~45% chance of a December hike, but nearly certain by late January

CIBC: pause in December, hike in January
RBC: another hike in December or January
TD: one more in early 2027, bringing the rate to 2.75%

The next inflation and jobs numbers, plus oil prices, will tip the scale.

🏠 What this means for you

🔹 Variable rate: each 0.25% hike adds about $70/month on a $500,000 mortgage
🔹 Fixed rate: not directly tied to the Bank, but already creeping up since September
🔹 Renewing in the next 6–12 months? Don’t wait for your bank’s letter — locking in now can protect you if rates keep climbing

Thinking about your mortgage or an upcoming renewal? Let’s talk about your options. 📲

Alexandre Gould | Mortgage Associate
Fairview Mortgages

11/02/2026

Credit cards, a car loan, a line of credit… what if it was all one payment? 💳🚗➡️🏠

If you own your home, a debt consolidation refinance may let you roll high-interest debt into your mortgage. I'll run your numbers and tell you honestly if it makes sense.

📩 DM me "ONE" or apply through the link in my bio (NB & NS).

Alexandre Gould, Mortgage Associate | Fairview Mortgages

Subject to home equity and lender approval. Consolidating debt may increase the total interest paid over time. OAC.

11/02/2026

Signed for 5 years?

Life doesn't always wait that long. Here's how people end up breaking their mortgage early, what the penalty really looks like, and the extra costs nobody mentions.

Thinking about breaking yours?

DM me "BREAK" with your lender, rate and time left, and I'll estimate your penalty and lay out your options first.

10/31/2026

📅 OPEN HOUSE SUNDAY | 43 Delpech Court, Moncton | $500,000

🗓️ Sunday, November 1 · 2–4 PM

Built in 2020, this bright end-unit semi-detached bungalow in Moncton’s North End offers 2+1 bedrooms, 2.5 baths and 2,422 sq ft of finished living space. With lawn mowing and snow removal covered for $138/month, it’s a great fit for downsizers or anyone who wants more time and fewer outdoor chores.

✨ Highlights

Bungalow living, end unit attached to just one home, lots of natural light
Lawn & snow included ($138/month community fee)
Sunroom overlooking a private backyard with a treed buffer
White kitchen with a large island, stainless appliances and a w**e fridge
Mostly finished lower level: family room, bedroom, bonus room and half bath
Mini-split heat pumps on both floors + attached garage
💰 What could your payment be?
About $1,891/month with 20% down, or $2,284/month with the minimum $25,000 down.*

Planning to stop by Sunday? Get pre-approved before the open house so you’re ready to move if it’s the one.

MLS® NB150362

Contact
Guillaume Lasnel, REALTOR® | eXp Realty
📞 1-506-874-1177
✉️ [email protected]

Mortgage questions? Get pre-approved
Alexandre Gould, Mortgage Associate | Fairview Mortgages
📞 1-506-227-1437
✉️ [email protected]
🌐 mortgagesalex.com

*Estimates only, on approved credit. Based on 3.75% insured / 3.95% uninsured 5-year variable rates and a 30-year amortization. Insured amounts include the mortgage default insurance premium. A 30-year insured amortization is available to first-time buyers and new builds only. Payments do not include property taxes or fees. Rates may change.

10/30/2026

Since 1970, Canadian home prices are up about 30×. Wages? About 11× 🏠📈

A home now takes almost 3× the hours of work it did in 1970. Saving harder alone won’t close that gap. A smart plan will.

Thinking about buying in the next year or two?

DM me “PLAN” and I’ll map out what you can buy, and when 📩

10/29/2026

First Bank of Canada hike in 3 years 📈 Here’s every rate decision from 2000 to 2026. Which era did you buy in? DM me “RATES” 📩

Address

Dieppe, NB
E1A

Telephone

+15062271437

Website

https://velocity.newton.ca/sso/public.php?sc=1m722o0tb5xnx

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