D & D Mortgages

09/02/2026

No change!

08/06/2026

Different rules for different programs. Great information.

Federal programs, mortgage-insurance rules and provincial tax rebates use different definitions, meaning previous ownership does not always disqualify a buyer.

07/15/2026

No Change!

The Bank of Canada held interest rates steady for a sixth consecutive meeting as policymakers see the economy rebounding and oil price-driven inflation fading.

06/10/2026

No Change to Prime Rate

The Bank of Canada held its key interest rate but reiterated that U.S. trade uncertainty and the Iran war may mean it needs to either cut or deliver consecutive hikes to keep inflation stable.

04/29/2026

No Change to Prime Rate

04/05/2026

Very good information about how your credit score is calculated.

Having a variety of loans could help strengthen your credit score — or harm it, depending on your spending and payment history. But a credit card, car loan and mortgage work differently, making it hard to know how to improve your number.

03/18/2026

No Change to Prime Rate!

02/04/2026

https://www.canadianmortgagetrends.com/2026/02/n-s-pilot-program-cuts-down-payment-requirements-for-first-time-homebuyers/
Let's hope this is successful in Nova Scotia so they will consider bringing it to other provinces! Such a great idea!

The Nova Scotia government says it’s the first province in Canada to slash the minimum down payment buyers are required to save in order to purchase their first home.

01/28/2026

No change to prime rate!

01/08/2026

THE 2026 BANK OF CANADA

MEETING SCHEDULE

WHEN IS THE NEXT BOC MEETING?

The Bank of Canada meets eight times per year and makes announcements about rates. Now more than ever, these dates matter very much to our industry and your clients. Here are the dates listed below for 2026. I've also included a link to the BOC website.

2026:
Wednesday, January 28
Wednesday, March 18
Wednesday, April 29
Wednesday, June 10
Wednesday, July 15
Wednesday, September 2
Wednesday, October 28
Wednesday, December 9
Bank of Canada publishes its 2026 schedule for policy interest rate announcements and other major publications - Bank of Canada

The Bank of Canada today published its 2026 schedule for policy interest rate announcements and the release of the quarterly Monetary Policy Report.