Amanda Freake - Home Financing Advisor

05/13/2026

Another home located in Woody Point!! Did you know you only need a 5% for a secondary home ?

05/01/2026

Tomorrow marks an exciting step forward at Scotiabank.

On May 1st, we officially launch a strengthened partnership model—one that brings together the power of our branch teams and specialized mortgage professionals to deliver a more seamless, elevated client experience.

This evolution is centered around one goal: delivering tailored, best-in-class advice that truly reflects each client’s unique financial picture.

As part of this movement, I’m proud to be a dedicated resource for our branch network—supporting mortgage referrals with in-depth strategy, thoughtful structuring, and a client-first approach from start to finish.

When we combine strong relationships in-branch with specialized expertise, we don’t just complete transactions—we build long-term financial confidence for our clients.

We recently came together to launch this partnership, and the energy in the room said it all. Collaboration, alignment, and a shared commitment to raising the bar.

Looking forward to what’s ahead.

BetterTogether

05/01/2026

Tomorrow marks an exciting step forward at Scotiabank.

On May 1st, we officially launch a strengthened partnership model—one that brings together the power of our branch teams and specialized mortgage professionals to deliver a more seamless, elevated client experience.

This evolution is centered around one goal: delivering tailored, best-in-class advice that truly reflects each client’s unique financial picture.

As part of this movement, I’m proud to be a dedicated resource for our branch network—supporting mortgage referrals with in-depth strategy, thoughtful structuring, and a client-first approach from start to finish.

When we combine strong relationships in-branch with specialized expertise, we don’t just complete transactions—we build long-term financial confidence for our clients.

We recently came together to launch this partnership, and the energy in the room said it all. Collaboration, alignment, and a shared commitment to raising the bar.

Looking forward to what’s ahead.

03/19/2026

FIRST TIME HOME BUYERS ⭐️
Maybe you qualify for this rebate !

How to apply is located in the comments.
Reach out if you have questions. I would be happy to help.

03/19/2026

Refined financial advice starts with a clear plan - build yours today!

A simple plan can change everything - start your household budget today.

Learn how to make a household budget and manage the family expenses. See our tips at Advice+ centre.

03/04/2026

Today is Match Day.

Across Canada, thousands of medical students just discovered where the next chapter of their careers will begin.

Years of exams.
Years of sacrifice.
Years of uncertainty.

And today — it all becomes real.

Congratulations to the newest group of physicians beginning residency.

For many of you, this also means:

• Moving to a new city
• Starting your first professional income
• Making big financial decisions for the first time

One of the most common things I hear from new residents is:

“I guess I’ll have to rent for the next few years.”

But many residents are surprised to learn that homeownership during residency may actually be possible.

Through Scotiabank Professional Banking, qualifying medical residents may be able to purchase a home using our Projected Income Program, which allows future physician income to be considered when qualifying for a mortgage.

This can allow residents to:

• Purchase a home sooner
• Build equity during residency
• Avoid several years of rent

With the right planning, Match Day can also be the start of your homeownership journey.

If you matched today and are relocating for residency, I’m always happy to walk through how the program works and what options may be available.

And again — congratulations to the Class of 2026 residents.

Your communities are lucky to have you.

Amanda Freake
Home Financing Advisor
Scotiabank Professional Banking

02/27/2026

It truly does take a team! And I was so happy to be a part of this team to close this for our client.

Who’s on your team ?

🎉🏡 IT’S OFFICIALLY CLOSED! 🏡🎉

This one was a quick and easy transaction — the best kind! You get the call, you show the house, you write a strong offer… and with an amazing team behind you, we’re closed in just 30 days! 🙌✨

Effortless transactions like this are always a pleasure. Representing buyers as their chosen Buyer’s Agent is such an accomplishment. When a buyer puts their trust in you to get the job done, it truly means everything. 💙

Working with a Buyer’s Agent protects your rights, ensures the right offer is submitted, and keeps your best interests front and center every step of the way. That was absolutely the case with this transaction. ✔️

It really does take a village to close a home! A huge thank you to:
🤝 Amanda Freake - Home Financing Advisor at Scotiabank
🔎 Anchored Down Home Inspections
⚖️ Blackmore Law Office
🏡 Tina Snow at RE/MAX Specialists for the listing

Teamwork makes the dream work! 💫

If you’re in the market and looking for a Realtor to represent you as a buyer and protect your interests, I’d love to help. And if you’re thinking about selling — I always have pre-approved buyers who may be the perfect match for your home!

📞 Janice Kearley
🏢 Keller Williams Platinum Realty
📱 709-235-0407

Let’s get you moving! 🚪🔑

02/20/2026

First-time home buyers… this is your reminder 🏡

Getting approved is only step one.

Yes, we need income documents.
Yes, we need to confirm your down payment.
Yes, your credit matters.

But the real question is…

Have you defined your goal?

Not just your maximum budget.
Not just “what the bank says you qualify for.”

• What does life look like in 3–5 years?
• Will this home still serve you?
• Are you buying for stability, flexibility, or growth?
•Will you have any major life changes?

The smartest buyers plan beyond the purchase.

If you’re thinking about buying, let’s build a strategy — not just a pre-approval. 🏡

— Amanda Freake
Refined Mortgage Advice for Long-Term Wealth