02/02/2026
5 tips for Home Ownership with Tiffany, Associate Mortgage Broker
1) Have a trackable income!
Earned income must be trackable and be up to date with CRA. Need help? Our office at One Stop Financial Solutions can help!
2) Have a downpayment and savings.
Congratulations on saving up for a downpayment! This is tough work but don't forget extra costs do come up when buying a home. Lawyer, land transfer taxes, inspections, and moving costs tend to sneak in or are forgotten about whe it comes to closing. Having a little extra helps ease the burden of home Ownership.
NS does have zero downpayment programs available. Reach out to me and see if you qualify!
3) Have a good team of professional that have your best interest in mind!
We appreciate the banks for what they do for us but they don't always have your best interest in mind. Having a team that is there for you makes a difference.
Me! As your mortgage broker making sure the terms and rate of your mortgage fit your life and goals.
Realtors are great for finding you the home you want within your budget. They are up to date on housing details, deals and news.
Lawyers, Financial advisors, Accountants, contractors and inspectors are all people to have on your team for home ownership. If you aren't connected, I can help you connect to the right individuals.
4) Credit Scores.
Pay your bills on time and balance your debt load for best results. Need help figuring it out? Want to design a game plan to make your credit score rise high? Message me to help you!
5) Time is your greatest asset. You've worked hard to save up, manage your credit score. Finding the right home for yourself shouldn't feel rushed nor a forever waiting. Don't wait for rate drops or increases. You'll miss out of equity earning, inflation protection and have risks of higher expenses moving forward.
Let's set you up for success and get started with your pre-approval!