Ken Palmateer RBC Financial Planner

01/07/2026

Sharing a link to my post and comments on Linked in on the important strategy of saving regularly and of Dollar cost averaging.

This article outlines fundamental truths important to act on and act early. Saving money and investing it, is at its core, the way wealth is created. So two key concepts in this article provide a roadmap to how to go about doing this. This applies to both young people starting out and to those looki...

11/27/2025

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The risk of poor returns early in retirement could spoil the whole thing - how can you mitigate the sequence of returns trap in retirement?

10/12/2025

Well I did it - Retired on July 31, 2025, after 39 years with RBC and a total 41 fulfilling, rewarding, and interesting years in the industry, all over southwest Ontario!

The first thing that comes to mind is how blessed and thankful I am for family, friends, colleagues and clients for making the journey so wonderful. In particular my wife Mary Jo, daughters Kaitlyn and Marissa, my brother Dave, and my parent Owen and Ruth for their great example. Thankyou to everyone, including the teams I’ve managed, supported and been on, for your well wishes, support and passion to succeed over the years. There are so many great memories!

I’ve also been reflecting, and as a financial planner, looking to apply the learnings and advice that I have given.. So I’ve been having fun, keeping busy, staying interested, and engaged in the important people and things in my life, thankful for the many relationships, work (professional and volunteer) and for the grace of my Lord and saviour. I’m certain that gratitude and the ability to enjoy is important! I’m reminded of the slogan of one of the many charitable initiatives I’ve had the privilige of being part of- the importance of looking after “Mind, Body and Soul”

As I’ve always said, having clear goals, developing a plan, a strategy, starting early, implementing it and staying disciplined works, with lots of support. It did for me and my wish for all of you is the same - be sure to value and enjoy what is important, and plan to make it happen. Don’t put it off.

Now I’m off to keep implementing the Plan. Enjoy. thrive, be thankful, repeat!
Best wishes, Ken

02/23/2025

RBC Thought Leadership has launched a new Trade Hub. Check it out!

As North American trade policies evolve in light of the U.S.’s changing geopolitical and economic priorities, The Trade Hub will provide in-depth analysis and strategic insights that can help decision-makers navigate this historic moment. This platform aims to put forth ideas on how Canada can play a critical role in reinforcing North America’s economic strength.

What you’ll find on Trade Hub:
• A sharp focus: ideas on how Canada can play a decisive role in reinforcing U.S. energy and economic security.
• Regular content updates: ongoing analysis and commentary on shifting dynamics across CAD-U.S. trade relations.
• Data-driven insights: in-depth reports and visualizations to break down latest trends and updates.
• Perspectives from across RBC: insights from across all of RBC on how U.S.-CAD relations are shaping key sectors.
• Actionable intelligence for decision-makers: strategic recommendations to help businesses and policymakers respond to the volatility.

Stay up to date:

The latest tensions with the U.S. should jolt Canadians into seeking an economic and trade reboot. While relations with Washington may recover

01/01/2025

Wishing you a happy New Year from RBC! May 2025 be a year of joy, prosperity, and endless possibilities.

12/26/2024

Wishing you a joyous and meaningful Kwanzaa from RBC.

12/25/2024

Wishing you a light filled and happy Hanukkah from RBC.

12/25/2024

Joyful wishes for a festive holiday. Merry Christmas from RBC!

12/08/2024

To ensure you leave no stone unturned, here’s a summary of some common money-saving strategies and key dates you may need for tax season. Consult with your tax advisor to determine whether these, or any other strategies, are right for you.

If you find yourself wondering whether you should choose a TFSA or RRSP, ask yourself these three questions.

12/01/2024

Market conditions can be seen as “bearish” (falling prices) or “bullish” (rising prices). Let's find out what that means and how it may affect your decision making with your finances.

Summing up market conditions as “bearish” or “bullish” can be helpful shorthand, but investors should dig a little deeper to really understand what’s going on and what it means for them.

12/01/2024

With today’s high inflation, interest rates and taxes, you may be feeling financially overwhelmed and/or stressed. Here are some tips you can do to take control of your financial future.

Learn how you can benefit from investing in tax-advantaged plans, such as a TFSA, RRSP and RRIF.

11/13/2024

Every investment comes with an amount of risk, some smaller and others larger. Here's a breakdown for you to firgure out what may be right for you in terms of your risk tolerance.

All investments come with some risk. Knowing how much risk you can tolerate can help determine which investments suit you.