Mackenzie Gartside & Associates

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Are you on the hunt for your forever home?This gorgeous property at 61 Maple Park Circle is on the market and waiting fo...
10/09/2026

Are you on the hunt for your forever home?

This gorgeous property at 61 Maple Park Circle is on the market and waiting for its next owner!

We’ve broken down a couple of different down payment options to show what purchasing this home could look like financially.

Have questions about this property or buying a home in a similar price range? Get in touch! We’d be happy to walk you through your options and help you feel confident in your next steps.

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
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The mortgage stress test sounds intimidating - but it’s simply designed to help protect homeowners.The stress test is a ...
10/08/2026

The mortgage stress test sounds intimidating - but it’s simply designed to help protect homeowners.

The stress test is a federal requirement that helps ensure borrowers can still afford their mortgage payments if interest rates rise in the future.

It’s an important part of the mortgage qualification process and helps you understand what you may realistically be able to afford before taking on a mortgage.

Have questions about how the stress test could affect your mortgage plans? We’re happy to help!

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

Thank you SO much for the shout-out and the love! ❤ We truly appreciate all of the feedback we receive and are so proud ...
10/07/2026

Thank you SO much for the shout-out and the love! ❤ We truly appreciate all of the feedback we receive and are so proud of our team and the service they provide to our community.

Have questions about your own mortgage? We’re always happy to help!

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

📈 Interest rates make headlines—but what do they actually mean for homeowners?The impact of changing interest rates depe...
10/06/2026

📈 Interest rates make headlines—but what do they actually mean for homeowners?

The impact of changing interest rates depends on the type of mortgage you have. Fixed-rate mortgages generally keep the same rate throughout the term, while variable-rate mortgages can be affected by changes in interest rates.

Understanding how your mortgage responds to rate changes can help you make informed decisions, plan ahead, and feel more confident about your mortgage and your financial goals. 🏡

Have questions about how changing rates could affect you? We're here to help.

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

A great mortgage is about more than just the interest rate. When reviewing your renewal options, don’t forget to look at...
10/05/2026

A great mortgage is about more than just the interest rate. When reviewing your renewal options, don’t forget to look at the features that can make a difference over the life of your mortgage:

✔️ Prepayment privileges
✔️ Portability
✔️ Payment flexibility
✔️ Penalties for breaking your mortgage early

The right mortgage should fit your needs today while giving you flexibility for whatever comes next.

Before you renew, take a closer look at the details - not just the rate.

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

Renewal notices make it easy to sign and move on—but taking a few minutes to compare could save you money.📞 Contact Us🌐 ...
10/02/2026

Renewal notices make it easy to sign and move on—but taking a few minutes to compare could save you money.

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

Thank you, LT! ❤️We truly love what we do, and we hope that comes through in every client experience.Buying a home, rene...
10/01/2026

Thank you, LT! ❤️

We truly love what we do, and we hope that comes through in every client experience.

Buying a home, renewing a mortgage, or refinancing can feel complicated and overwhelming - but it doesn’t have to. Our goal is to take as much of that stress off your shoulders as possible, guide you through the process, and make sure you feel confident every step of the way.

Because mortgages are complicated enough. Your experience with us shouldn’t be.

Thank you for trusting us.

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

We will be closed today (Wednesday, September 30th) for National Truth & Reconciliation Day!Sorry for any inconvenience....
09/30/2026

We will be closed today (Wednesday, September 30th) for National Truth & Reconciliation Day!

Sorry for any inconvenience. We look forward to helping you with all of your mortgage needs tomorrow.

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

Mortgage renewals can come around faster than expected. If you don’t make a choice before your maturity date, your lende...
09/29/2026

Mortgage renewals can come around faster than expected. If you don’t make a choice before your maturity date, your lender may automatically renew your mortgage, and the renewal terms may not be the most competitive or best suited to your needs.

Taking some time to review your options before your renewal date gives you more control over your next mortgage term and helps you make an informed decision.

🏡 Don’t wait until the last minute — start the conversation early.

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

Feeling so grateful for thoughtful clients like this! 🥰 Thank you so much for the lovely gift from LOAF oceanside and fo...
09/28/2026

Feeling so grateful for thoughtful clients like this! 🥰 Thank you so much for the lovely gift from LOAF oceanside and for trusting us with your mortgage needs. We truly appreciate you!

📞 Contact Us
🌐 Website
📧 [email protected]
📱 (250) 331-0800
➔ Facebook: Mackenzie Gartside & Associates
➔ Instagram:
➔ Google: Mackenzie Gartside & Associates

Address

525 Cliffe Avenue
Courtenay, BC
V9N2J5

Telephone

+12503310800

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