Waypointmortgages.ca

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Waypointmortgages.ca Waypoint Mortgages, guiding you through the mortgage process. Are you a First Time Homebuyer? Renewing your current mortgage? Need to consolidate debt?

Our Services:
Pre-Approvals, Purchases, Refinances, Home Equity Lines of Credit, Renewals, Mortgage Check Ups & more! Whatever your mortgage needs we can help.

Spending some time in Calgary for our National Conference with Max Stencer, Mortgage Professionals Canada and Manulife B...
10/20/2026

Spending some time in Calgary for our National Conference with Max Stencer, Mortgage Professionals Canada and Manulife Bank

10/20/2026

That mortgage conversation we had last week? Things may have already changed!
The market doesn't wait, and neither should you when exploring your mortgage options.

🏡 Buying a home? Thinking about refinancing? A mortgage pre-approval with a rate hold could help protect you from potential increases while you make your next move.

💬 Your turn: Are you keeping an eye on mortgage rates, or waiting to see what happens next?

Lock in your rate now; reach out 👉 www.waypointmortgages.ca

10/19/2026

Getting your mortgage renewal letter shouldn't feel like a horror movie!
Before you sign on the dotted line with your current lender, remember... YOU HAVE OPTIONS! 🏡

That renewal offer might not be your best option. A quick conversation with us could make a BIG difference!

💬 Don't let your mortgage renewal give you a fright. Talk to us BEFORE you sign!

👉 www.waypointmortgages.ca

10/14/2026

We’re back with a fresh batch of Halloween mortgage dad jokes, and the punchlines are haunting. 🦇🏠

Which joke deserves a laugh, and which one should be DENIED? Drop your favourite below! 👇

ANSWER: Free range! 🦃Okay, okay, we’ll keep our day jobs. All of us at Waypoint Mortgages wish you and your family a hap...
10/09/2026

ANSWER: Free range! 🦃

Okay, okay, we’ll keep our day jobs. All of us at Waypoint Mortgages wish you and your family a happy Thanksgiving long weekend. We hope it’s full of good food, good people and plenty to be grateful for.

Enjoy the turkey (and the leftovers).

A good mortgage broker won't send your application to every bank. Sounds backwards, but it works in your favour. Swipe t...
10/07/2026

A good mortgage broker won't send your application to every bank. Sounds backwards, but it works in your favour.
Swipe through for the three reasons. ✏️

Questions? www.waypointmortgages.ca

Should I lock in my mortgage rate now?It's the question we're hearing most this fall, and it's a fair one. The Bank of C...
10/05/2026

Should I lock in my mortgage rate now?

It's the question we're hearing most this fall, and it's a fair one. The Bank of Canada has held its rate steady seven times in a row, but fixed mortgage rates have been creeping up anyway.

Here's why: fixed rates don't follow the Bank of Canada. They follow the bond market, and bond yields have climbed to their highest level in a year.

The next Bank of Canada decision is October 28. Nobody can promise which way rates go from here. But you don't have to guess.

A rate hold locks in today's rate for up to 120 days. If rates go up, you're protected. If they go down, we look at getting you the lower rate. It costs nothing to set up.

Buying this fall? Renewing in the next few months? Let's lock in your options before October 28.

Get in touch 📲www.waypointmortgages.ca

09/30/2026

We've all seen those signs advertising incredibly low mortgage rates. They're designed to grab your attention, and they do.

But the lowest advertised rate isn't always the right rate for your situation.

Special rates often come with specific qualifications, restrictions, or mortgage features that may or may not fit your financial goals.

The best mortgage isn't simply the one with the lowest number. It's the one that works best for your needs, both today and in the years ahead.

Before you chase the rate on the sign, let's talk about what you qualify for and what makes the most sense for your mortgage strategy.

Reach out today. We're here to help you look beyond the headline rate.
📲. www.waypointmortgages.ca

If your mortgage renewal is coming up, this is important:👉 You can lock in a new rate up to 120 days before your renewal...
09/29/2026

If your mortgage renewal is coming up, this is important:
👉 You can lock in a new rate up to 120 days before your renewal date.

Why that matters right now:
🔒 Rising rates won’t affect you once you’re locked in.
⬇️ If rates drop, you still benefit.
💡 There’s no obligation, just protection and options.

Waiting until February could mean leaving thousands of dollars on the table. Once your renewal window closes, so do some of your best opportunities.

📩 Don’t wait. Reach out now 📲 www.waypointmortgages.ca

09/25/2026

Your bank’s renewal offer arrives, but you’re also thinking about buying another home. What’s your next move? 🏡🤔

That’s exactly where our clients found themselves. After talking through their options with us, they now have a plan for their renewal and their next purchase.

Before you sign, let’s talk about how your mortgage fits your moving plans. The right approach could help you avoid unexpected costs down the road.

📲 www.waypointmortgages.ca

Address

902 Second Street, W, Suite 201
Cornwall, ON
K6J1G9

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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