Morson Carson Wealth Counsel

10/09/2026

The focus of this month’s Investor Strategy ‘Proceed with Caution’ is on the growing divergence beneath the surface of equity markets. While major indexes remain near record highs, the report highlights how a relatively small group of large companies is masking weakness across much of the broader market. It examines the impact of rising bond yields on market breadth, the widening performance gap between cyclical and interest-rate-sensitive sectors, and why many dividend-focused investors have felt pressure despite what has been generally positive market returns. For more information about these topics and more, please see our October Investor Strategy article here: https://richardsonwealth.com/insights/investorstrategy/proceed-with-caution/

🍂 We hope you're enjoying the fall season and finding time to connect with family and friends before the holiday season arrives.

Despite solid economics and earnings helping to manage higher market yields, are signs of strain starting to show after years of strong performance?

09/30/2026

On National Day for Truth and Reconciliation, we pause to remember the children who attended residential schools, acknowledge the experiences of survivors, their families, and communities, and reflect on the ongoing journey toward reconciliation.

Whether through learning, listening, supporting Indigenous-owned businesses, or wearing orange, each of us can take meaningful steps toward building stronger relationships based on respect, understanding, and reconciliation.

09/21/2026

We’re pleased to announce that Richardson Wealth is becoming Nobelia Wealth on November 30, 2026*.

This marks an important milestone in our firm’s evolution. Our new name reflects who we are today and where we're headed, while staying true to the values that have guided us from the beginning.

https://richardsonwealth.com/articles/richardson-wealth-announces-intention-to-become-nobelia-wealth-marking-a-new-chapter-in-its-evolution/

* Subject to regulatory approval, Richardson Wealth will become Nobelia Wealth, on or about November 30, 2026.

09/18/2026

Many people think retirement planning ends the day they retire. In reality, that's when your retirement savings often need to keep working the hardest. Research from Russell Investments suggests that more than half of a retiree's income may come from investment growth during retirement.

📊 The 10/35/55 Rule:
• 10% from contributions
• 35% from pre-retirement growth
• 55% from growth during retirement

This highlights why maintaining the right mix of investments throughout retirement is so important. A well-structured financial plan can help address risks like inflation, longer life expectancies, and market ups and downs.

Want to see how your retirement plan measures up? Let's talk.

To learn more about the 10/35/55 Rule: https://russellinvestments.com/ca/blog/the-retirement-lifestyle-rule

09/11/2026

August brought more positive returns for stock markets, supported by strong economic data and corporate earnings. But beneath the surface, rising interest rates, inflation concerns, and renewed trade tensions are creating new questions for investors.

Our latest Investor Strategy, Back to the Drawing Board, takes a closer look at what's driving markets today, where opportunities may be emerging, and why keeping a long-term perspective remains so important.

We remain focused on maintaining a disciplined, long-term investment approach while looking for opportunities that arise when markets become overly focused on short-term headlines.

📌 Read the September Investor Strategy: Https://richardsonwealth.com/insights/investorstrategy/back-to-the-drawing-board/

09/04/2026

🍂 September: The Other New Year

For many of us, September feels more like a fresh start than January. Summer vacations come to an end, routines return, calendars fill up, and attention shifts to what lies ahead. That same sense of renewal can make September a great time to check in on your financial plan. With a few months still remaining in the year, now may be the perfect opportunity to revisit your goals and explore planning opportunities that are often overlooked.

✅ Contributing to an RESP can help maximize valuable government grants. In many cases, unused grant room from previous years may still be available.

✅ If you have a child or grandchild in post-secondary education, now is a good time to review upcoming RESP withdrawals to help cover educational expenses.

✅ Tax planning doesn't need to wait until December. Reviewing RRSP contributions, charitable giving plans, and investment gains or losses before year-end can help avoid last-minute decisions.

✅ Major life events such as a new job, retirement, marriage, divorce, inheritance, or home purchase can all be a good reason to revisit your financial plan, will, and beneficiary designations.

A few small adjustments today can make a meaningful difference tomorrow.

09/01/2026

We're excited to have the beautiful artwork of Martha Jablonski-Jones on display in our office as part of our Featured Local Artist Program.

Martha's artwork reflects the places and scenery that surround us, celebrating both the natural and everyday beauty of life on Vancouver Island. Her paintings add colour, character, and inspiration to our office, and we're thrilled to feature her work.

If you're in Comox, we'd love for you to stop by and enjoy Martha's paintings in person. You can also view her artwork online and learn more about her at MarthaJonesArt.com.

🖼️ Learn more about our Featured Local Artist Program: https://advisors.richardsonwealth.com/morson.carson/featured-local-artist

08/28/2026

According to some estimates, 70% of wealthy families will lose their wealth by the second generation, and 90% will lose it by the third.

What does creating a strong plan for wealth transfer look like as you navigate the complexities of this significant life event?

Read more about Preparing the Next Generation for Wealth here: https://morsoncarsonwealthcounsel.com/preparing-the-next-generation-for-wealth

08/25/2026

💡 We thought it only fitting that we bring attention to National Financial Awareness Day!

A few fun financial facts:
📈 Many millionaires aren't high earners. Studies have found that a large percentage of millionaires built wealth through disciplined saving, investing, and living below their means, rather than earning exceptionally high salaries.

🎯 People with written financial goals are more likely to follow through on them. Simply writing down goals can increase the likelihood of taking action.

💰 Time beats timing. Someone who invests earlier can often end up with more money than someone who invests larger amounts later, thanks to compound growth.

Today is a great reminder to check in on your goals, review your plan, and make sure your money is working as hard as you are.

08/20/2026

How will you relax and reset for the 2nd half of 2026?

We recently had a great week travelling across Canada to visit with family and friends. We were able to catch up, have fun, & relax while enjoying some nice weather! As the saying goes, "You can't pour from an empty cup." These weeks away allow us to find connection, renewed energy, and calm in a busy world. By taking the time to refill our cups, we return refreshed and better equipped to better serve our clients and prioritize their most meaningful goals.

We are back in the office and energized for the back half of 2026!

We'd love to hear how you unwind!