Edward Jones - Financial Advisor: Brook Dyson, CFP

06/10/2026

One of the most common questions about Old Age Security (OAS) is when to start taking it. The standard age is 65, but you can delay until age 70. Each choice affects how much you receive.

Starting at 65 means you begin receiving income earlier. But if you delay, your monthly payments increase by 0.6% for each month you wait, up to a maximum 36% increase at age 70.

So which option is right for you? It depends on several factors unique to your situation. Your current tax rate matters. If you're still working or have other significant income, delaying might make sense. Your total income matters too, because OAS is subject to a clawback if your income exceeds certain thresholds.

If you're approaching 65 and wondering when to start your OAS, reach out. I can help you evaluate your options based on your personal circumstances.

You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

06/10/2026

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Thanks for your support to keep our club growing. Your sponsorship allows us to keep our programs accessible and inclusive for all ages.

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06/08/2026

A cohabitation agreement is a smart first step, but it's really just the beginning of your financial journey together. The conversations you have while creating the agreement often reveal bigger opportunities for financial planning.

When you take time to discuss finances honestly and set clear expectations, you're not just protecting yourself legally. You're building a stronger foundation for your relationship.

This is where working with a financial advisor can help. We can show you how the agreements you make today connect to the goals you have for the next 5, 10, or 20 years. Whether that's building wealth, planning for a family, saving for retirement, or buying a home together, your financial strategy should evolve as your relationship does.

Financial planning isn't just about managing what you have. It's about creating room for what you want to build together.

If you're starting a life together and want guidance on building a financial plan that supports your shared future, reach out. I'm here to help you see the bigger picture.

Edward Jones financial advisors are not lawyers and cannot provide legal advice. A cohabitation agreement is a legally binding document that should be created with the assistance of a qualified lawyer or legal professional. We can help you understand how your financial decisions today connect to your long-term goals and work alongside your legal advisor to support your overall financial strategy.

Do you need a cohabitation agreement? And if so, what should it include? Before we answer those questions, let's first ask, what is a cohabitation agreement?

06/06/2026

A Tax-Free Savings Account (TFSA) is one of the most versatile savings tools available.

From long-term retirement planning to short-term needs, a TFSA can support nearly any goal - with the benefits of tax-deferred growth and tax-free withdrawals.

Want help optimizing your TFSA strategy? I’d be happy to offer guidance that’s aligned to your goals.

06/06/2026

Last week's blowout U.S. payroll report underlined the improvement in the U.S. labour market this year, with hiring accelerating and broadening across sectors, signaling a more durable foundation for growth. Canadian employment data were also surprisingly strong, reversing some of the weakness in hiring this year.

How did the markets perform this week? Get the highlights and the latest economic news.

06/04/2026

A spousal RRSP can be a powerful income-splitting tool for married or common-law couples. One partner contributes and gets the tax deduction, while the other owns the plan and withdraws in retirement - often at a lower tax rate.

Wondering if this strategy fits your situation? I’d be happy to walk you through it and explore ways to optimize your savings.

A spousal Registered Retirement Savings Plan not only could be a tax-smart way to invest, it may also help accelerate your household retirement savings strategy. Find out if a spousal RRSP makes sense for you.www.edwardjones.ca/ca-en

06/02/2026

Inheriting money often brings a mix of emotions, gratitude, grief, and sometimes pressure to make the “right” decisions.

If you’re unsure where to begin, taking time to reflect on your priorities can help you move forward with confidence. I can walk you through strategies that support both your immediate needs and long‑term goals.

Reach out to book a meeting.

Have you thought about what you'd do if you received a lump sum inheritance?

06/01/2026

Happy Pride Month! 🌈

This June, we celebrate love, authenticity, and the courage it takes to live as your true self.

Pride is about visibility, acceptance, and progress. It's about creating spaces where everyone feels safe to plan for the life they envision, whether that's marriage, family planning, retirement, or legacy building.

05/30/2026

In a recent survey conducted by Edward Jones Canada, low income, high costs, and existing debt emerged as the top barriers preventing Canadians from saving for retirement.

The data reveals:

• 42% of Canadians report financial challenges as their single biggest barrier, up from 39% last year
• Only 24% say they face no barriers and feel on track for retirement
• Just 9% of those aged 18-34 report feeling barrier-free
• Only 15% of those aged 35-54 feel on track
• Meanwhile, 45% of Canadians aged 55+ say they face no barriers

These pressures are real, and they require a thoughtful approach to financial planning. The goal isn't to ignore current obligations, it's to build a strategy that balances today's needs with tomorrow's goals.

This starts with understanding your complete financial picture: where you are today, what's influencing your resources, and what trade-offs may be appropriate for your situation.

Small, consistent contributions can compound meaningfully over time when they're part of a structured plan. And as your circumstances evolve, whether through career growth, debt reduction, or changing expenses, your strategy can be adjusted to keep you moving forward.

Financial pressure doesn't mean retirement planning has to wait. It means having a realistic, personalized strategy becomes even more important.

If retirement planning feels uncertain, let's start a conversation about building a strategy that makes sense for your unique situation.

Edward Jones Canada survey finds RRSP contribution intentions remain steady, despite feelings of confusion and uncertainty

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.