Rose Ray Financial Services Inc.

Rose Ray Financial Services Inc. Rose Ray, Financial Advisor, Rose Ray Financial Services Inc. Investments. Driven by our co operative values, we put people like you first. Insurance. Advice.

Helping individuals, families, farmers, and business owners with guidance for health, wealth, and happiness. As a leading Canadian financial services co operative, Co operators offers multi line insurance and wealth products, services, and advice to build financial strength and security. We provide financial solutions and security through property and casualty (P&C) insurance, life insurance, weal

th management, institutional asset management and brokerage operations. Our personalized, easy to understand investing solutions are designed to help you meet your needs today and your goals for tomorrow. For more than 75 years, we’ve been helping Canadians protect themselves and their loved ones. And that’s not about to change. A strong financial foundation includes reliable coverage when you need it most. Can’t decide between a TFSA and an RRSP? Not sure what the right long term plan is for you? We provide straightforward, judgement free advice, no matter where you are on your personal financial path.

05/29/2026

The Coldwater Duck Race by the is almost here. This long-standing local event brings the community together with vendors, food, activities for kids, and thousands of ducks making their way down the river. Rose will be there with her Co-operators table and balloon animals, supporting another great Coldwater community tradition. Saturday, May 30. Fun starts at 11 AM. Parade at 12:30 PM. Ducks drop at 2 PM. We hope to see you there.

05/28/2026

You’ll often find Rose out in the community. From local events to family-friendly moments like balloon animals for the kids, Rose Ray Financial Services Inc. is proud to show up, participate, and support the community beyond the office. The Coldwater Duck Race is another great example of the local traditions that make this area special. Follow along for more community updates from Co-operators Coldwater | Rose Ray Financial Services Inc.

Life insurance isn’t just about the future, it’s about protecting what you’ve built today. Using it to help cover your m...
05/28/2026

Life insurance isn’t just about the future, it’s about protecting what you’ve built today. Using it to help cover your mortgage ensures your family keeps the home you worked so hard for.

The Coldwater Duck Race is almost here, and we’re excited to be part of another great local community moment.Events like...
05/27/2026

The Coldwater Duck Race is almost here, and we’re excited to be part of another great local community moment.

Events like this are part of what makes this area so special. Familiar faces, local traditions, and a chance to come together in a way that feels genuinely community-rooted.

If you’re heading out, we’d love to see you there.

Presented by the
Saturday, May 30, 2026
Fun starts at 11 AM with kid games and vendors downtown Coldwater
Parade at 12:30 PM
Ducks drop at 2 PM from behind the Coldwater Mill
Duck race tickets are available at local downtown stores and from Coldwater Lions members, including at Foodland from Thursday to Sunday.
For full event details: https://coldwaterlions.com/events/coldwater-duck-race/

What an incredible result for Green Haven Shelter for Women. Way to go, everyone!
05/26/2026

What an incredible result for Green Haven Shelter for Women. Way to go, everyone!

Meet the team behind Co-operators Coldwater | Rose Ray Financial Services Inc.One of the strengths of this office is tha...
05/26/2026

Meet the team behind Co-operators Coldwater | Rose Ray Financial Services Inc.

One of the strengths of this office is that it’s not just one person doing everything alone. It’s a team with different strengths, specialties, and lived experiences, all working together to support clients in a thoughtful, personal way.

Over time, we’ll share more of the people behind the office. For now, we’re glad you’re here.

👋 Say hello in the comments.

We’re not just here for the plan... we’re here for the person behind it.That’s a big part of how Rose Ray, Financial Adv...
05/23/2026

We’re not just here for the plan... we’re here for the person behind it.

That’s a big part of how Rose Ray, Financial Advisor, approaches the work: with a relationship-first mindset, a local lens, and a focus on helping people feel supported, informed, and cared for.

Because thoughtful guidance should feel personal, not transactional.

A roadmap is easier than trying to figure it all out alone.For many homeowners and families, the hardest part is not kno...
05/21/2026

A roadmap is easier than trying to figure it all out alone.

For many homeowners and families, the hardest part is not knowing where to start, what to review, or what questions to ask. A little clarity can go a long way.

This post is meant to offer a simple, high-level reminder that planning does not have to feel overwhelming.

Save this for later if it’s helpful, and come back to it when you need it.

05/15/2026

A little behind the scenes with Rose as we continue building a stronger local presence online for Co-Operators Coldwater | Rose Ray Financial Services Inc.

This launch is about sharing more of the people, values, and community behind the page — starting with the work that went into shoot day.

Follow along for more from Rose, the team, and the community we’re proud to be part of.

Our business insurance can help make your business unstoppable. From liability to equipment breakdown and more, we got y...
05/14/2026

Our business insurance can help make your business unstoppable. From liability to equipment breakdown and more, we got you.

05/14/2026

Feel at a loss when it comes to financial terms like “Capital Gain”? By getting a grasp on tricky financial terms, you can feel more confident talking to your financial representative, and making decisions towards your financial goals.

Address

12 Sturgeon Bay Road Suite 1
Coldwater, ON
L0K1E0

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17056863017

Website

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