Bailey Coats Mortgage Broker

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The Bank of Canada has left its policy rate unchanged at 2.25%.The next interest rate announcement is scheduled for Octo...
09/02/2026

The Bank of Canada has left its policy rate unchanged at 2.25%.

The next interest rate announcement is scheduled for October 28 .

Have questions about what this means for you? Reach out anytime. I'm here to help.📲📨

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
780-573-0002
[email protected]

Back to school in Cold Lake means a change of pace around town again. 🚸More activity around schools, bus stops, and neig...
08/31/2026

Back to school in Cold Lake means a change of pace around town again. 🚸

More activity around schools, bus stops, and neighbourhoods is a good reminder to slow down and keep an extra eye out. ✋

Wishing students, teachers staff and families across Cold Lake a safe and successful school year.

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
780-573-0002
[email protected]

August 28 already. Not sure who approved that. 😂Fingers crossed the weather cooperates this weekend so we can get outsid...
08/28/2026

August 28 already. Not sure who approved that. 😂

Fingers crossed the weather cooperates this weekend so we can get outside and make the most of what's left of summer.

Hard to believe September shows up on Tuesday.

Have a great weekend, everyone. 🍻

Bailey Coats | Mortgage Broker | Owner
📱780-573-0002
[email protected]

Apparently there’s a day for everything… and Jax fully supports this one. 😂🐾Happy International Dog Day from the guy who...
08/27/2026

Apparently there’s a day for everything… and Jax fully supports this one. 😂🐾

Happy International Dog Day from the guy who may not know a thing about mortgages, but definitely knows when it’s time for a walk.

Give your dog an extra treat today. Jax said so.💯

Bailey Coats | Mortgage Broker
The Mortgage Centre Elite
📞 780-573-0002
✉️ [email protected]
🌐 baileycoats.ca

🐶

You get to choose your hard.💯Buying a home can feel like a big move. So can staying somewhere that doesn’t work for you ...
08/25/2026

You get to choose your hard.💯

Buying a home can feel like a big move. So can staying somewhere that doesn’t work for you anymore.

If buying is something you’ve been thinking about, let’s figure out what the numbers actually look like for you. You might be closer than you think.

Bailey Coats | Mortgage Broker
The Mortgage Centre Elite
780-573-0002
[email protected]
baileycoats.ca

Cold Lake, Bonnyville & the Lakeland… I need answers. 🍔Who makes the BEST burger around here?Your favourite local pub, r...
08/22/2026

Cold Lake, Bonnyville & the Lakeland… I need answers. 🍔

Who makes the BEST burger around here?

Your favourite local pub, restaurant, food truck, hidden gem… I'm willing to do the research. Thoroughly.

Tag your pick in the comments and tell me what burger I need to order.

Let’s see which Lakeland business gets mentioned the most. 👇

Saving for your first home? You don’t have to have the whole plan figured out yet.Start putting away what you can and tr...
08/19/2026

Saving for your first home? You don’t have to have the whole plan figured out yet.

Start putting away what you can and try to keep the bigger goal in mind when you’re spending.

Have questions? Let's talk sooner rathern than later. I can help you get a better idea of what you’ll need for a down payment and what buying could realistically look like for you.

Give me a call. We’ll figure it out together.📲📩

Bailey Coats | Mortgage Broker/Owner
The Mortgage Centre Elite
📱 780-573-0002
📧 [email protected]
🌐 baileycoats.ca

Your down payment gets a lot of attention when you’re buying a home, but it shouldn’t be the only number in your budget....
08/17/2026

Your down payment gets a lot of attention when you’re buying a home, but it shouldn’t be the only number in your budget.💰

There are other costs that come with buying and moving into a home, and knowing about them ahead of time means you can plan for the full picture instead of getting caught off guard later.

Not sure what you should be setting aside? Give me a call and we can go over it.📲

Bailey Coats | Mortgage Broker
📞 780-573-0002
📧 [email protected]
🌐 baileycoats.ca

08/14/2026

Buying a home is expensive enough without learning lessons the costly way.

A little planning before you start looking can save you a lot of headaches later. Know what you can comfortably afford, pay attention to the details, and get the right people in your corner early.

If buying a home is on your radar, I can help you get the mortgage side sorted before you start making offers.

Bailey Coats | Mortgage Broker
📞 780-573-0002

That renewal letter isn’t your only option.❎Before you sign it and send it back, let me take a look at what else is avai...
08/10/2026

That renewal letter isn’t your only option.❎

Before you sign it and send it back, let me take a look at what else is available. ✅

Your current lender may still end up being the right fit, but it’s worth knowing what you’re comparing it to.

A renewal is a good time to look at your rate, your terms and whether your mortgage still works for where you’re at now.

Have a renewal coming up? Send me a message.📩📲

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
📞 780-573-0002
📧 [email protected]
🌐 baileycoats.ca

Address

Cold Lake, AB

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