Bailey Coats Mortgage Broker

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Tell me it's not just me 😂
10/16/2026

Tell me it's not just me 😂

10/14/2026

Buying a home comes with a lot of moving parts. A few small missteps can cost more than you think.

A little clarity early on can make the whole experience easier!

If you’re thinking about buying in Alberta or Saskatchewan, send me a message. We'll talk it through before you start house hunting.🏠✨

Bailey Coats | Mortgage Broker | Owner
📲780-573-0002
📨[email protected]

10/13/2026

Happy Thanksgiving!

I’m grateful for everyone who’s reached out this year, whether we worked together or just talked through a few questions. I hope you had good eats, great company, and a weekend filled with laughs!

Being told you couldn’t qualify can stick with you. Even years later, you might still be treating that answer as the fin...
10/09/2026

Being told you couldn’t qualify can stick with you. Even years later, you might still be treating that answer as the final word.❎

Maybe you’ve paid off debt since then or your work situation looks different. If buying a home is still on your mind, let’s take another look.✅

I can review where you’re at today and explain what might still need work. You don’t have to figure that out on your own.

Reach out to book a mortgage review. Tell me what held you back last time, and we’ll start there.📲📩

Bailey Coats | The Mortgage Centre Elite
📲780-573-0002
📨[email protected]

Nobody signs a mortgage planning to break it. But a lot can change in a few years.💯If your job takes you somewhere new o...
10/08/2026

Nobody signs a mortgage planning to break it. But a lot can change in a few years.💯

If your job takes you somewhere new or your home no longer fits your family, you need to know what it’ll cost to get out early.

Breaking a closed mortgage can mean a penalty of thousands of dollars. The amount depends on your mortgage and your lender’s calculation.✔

That’s a conversation worth having before you sign, while you’re comparing rates.

Looking at a new mortgage or thinking about leaving your current one? Reach out. I’ll help you understand what to ask and which costs to check before you decide.📩📱

Bailey Coats | Mortgage Broker | Owner
📱780-573-0002
📨[email protected]

The work starts long before you get the keys.🔑If buying a home is something you’re working toward, keep at it. Keep aski...
10/05/2026

The work starts long before you get the keys.🔑

If buying a home is something you’re working toward, keep at it. Keep asking questions and checking in on your plans, even when your timeline changes.

Reach out and let’s talk about getting you into a home.📱📩

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
780-573-0002
[email protected]

Mortgage FAQ✔️Yes, you can get a mortgage when you’re self-employed. The process of verifying your income just looks a l...
10/02/2026

Mortgage FAQ✔️

Yes, you can get a mortgage when you’re self-employed. The process of verifying your income just looks a little different.

What you qualify for depends on your financial situation and the lender’s requirements.

Thinking about buying? Reach out and we’ll look at what options may be available to you.📩📱

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
📱780-573-0002
📨[email protected]

The children who never came home from residential schools deserve to be remembered. Survivors and their families deserve...
09/30/2026

The children who never came home from residential schools deserve to be remembered. Survivors and their families deserve to be heard.🧡

September 30 is a reminder to keep listening and learning, even after the orange shirts are put away.

Every Child Matters. Today and every day.

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
📱780-573-0002
📨[email protected]

09/29/2026

You’ve checked the listing three times today and mentally moved your couch in. Might be time to check the numbers. 👀

I can help you understand what the mortgage payments could look like, so you can decide whether that home fits your budget.✔

Buying in Alberta or Saskatchewan? Get in touch and let’s work through the numbers before you make an offer.📱📩

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
📱780-573-0002
📨[email protected]

Making good money doesn’t automatically mean qualifying for the mortgage amount you expected.That’s one of the biggest s...
09/28/2026

Making good money doesn’t automatically mean qualifying for the mortgage amount you expected.

That’s one of the biggest surprises I see.👀

Your income matters, but so do your monthly debts, vehicle payments, credit balances and the costs tied to the property you’re buying.

This is why I’d rather run the numbers with you early. You’ll know what you’re working with, what may be affecting your borrowing power and whether there are options worth looking at before you start house hunting.

Thinking about buying in Alberta or Saskatchewan?

Send me a message or give me a call! Let’s see what the numbers actually look like for you.📩📱

Bailey Coats | Mortgage Broker | Owner
The Mortgage Centre Elite
780-573-0002
[email protected]

Address

Cold Lake, AB

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