Mortgage Mentor Joel

02/12/2026

I gotta say it was quite an honour to get an invite to Melly's and see first hand the incredible work this program does. The staff and management (coaches) were incredibly professional. The training, support and skills development towards increased independence are invaluable. When I spoke to 'Rocky' he shared how his training has helped him advance from kitchen to counter work and how much he loves being with the team. Thank you for the invite Minister David Piccini, we'll definitely be going back!

02/05/2026

THANK YOUUUUUU!!!

02/05/2026

If you're looking for unique , high quality gifts for your clients, partners, staff, professional contacts. I HIGHLY recommend Baskets By Anne 🙂

01/27/2026

09/17/2025

🚨 BREAKING: Bank of Canada Rate Cut 🚨

The Bank of Canada has lowered its benchmark interest rate by 25 basis points, bringing the overnight rate down to 2.50%. This is the eighth consecutive cut.

🔑 What does this mean?

-The Bank Prime rate drops to 4.70%.

-This only affects variable-rate mortgages, HELOCs, and other variable credit products.

-Homeowners in these products will see a slight reduction in their payments.

👉 According to Mortgage Professionals Canada, nearly 60% of mortgage holders renewing in the next two years will still face higher payments than before.

💡 If you’re in a variable mortgage or thinking about refinancing, now is a great time to review your options and understand how this impacts your overall strategy.

📩 Reach out today—I’d be happy to walk you through what this means for your situation.

—
👔 Joel Scott, Mortgage Agent Level 2
Neighbourhood Mortgage Source | Dominion Lending Centres

09/16/2025

✨ Anne Rooke and I are hitting the trail for Community Care’s Ed’s House! ✨

The hospice care, compassion, and support provided in the community and at Ed's House Residence is truly life-changing—for clients and families alike. 💛

If you or someone you love has been touched by Ed’s House, you know how much this service means to our community. 🙏

We’re fundraising to keep this care available for everyone who needs it—and we need your help to reach our goal! 🚶‍♀️🚴‍♂️🐾

👉 Donate today: https://hikebikebarkforhospice.ca/joel-scott

Every dollar makes a difference. 💙

09/11/2025

Thanks for all the wonderful birthday wishes friends. I'm a lucky guy🙂

07/30/2025

📌 Bank of Canada Holds Key Rate at 2.75%
(Prime lending rate remains at 4.95%)

The Bank of Canada has held its overnight lending rate steady at 2.75%, meaning most banks are keeping their prime rate at 4.95%.

💡 What does this mean for you?
✅ No change for variable-rate mortgage holders — stability for now
✅ Great opportunity to review your mortgage strategy
✅ Still thinking about buying or refinancing? Now's a smart time to plan

Every mortgage situation is unique — let’s connect to see how this rate hold affects your financial goals.

Quick, honest advice with no pressure.

📞 Call or Text: 905-376-1625
📧 [email protected]
🌐 www.joelscott.ca
—
Joel Scott
Mortgage Agent Level 2
Neighbourhood Mortgage Source – Dominion Lending Centres
Lic # M18002160
Member, Mortgage Professionals Canada

06/12/2025

For my friends. 😉