Jenny Bryans Edward Jones

09/08/2026

If you’re a federal employee impacted by workforce adjustment, you’re likely facing pension questions you weren’t planning to answer just yet.

Stay in the Public Service Pension Plan or take the commuted value? It’s a big decision.

You don’t have to figure this out alone. I help federal employees understand their pension options and make decisions that fit their health, taxes, and retirement goals.

If you’re looking for calm, clear guidance during this transition, I’m here to help.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en

09/07/2026

When dividing an estate, many people assume that equal means fair. But the reality is often more complex.

One child may be involved in the family business. Another may have taken on caregiving responsibilities. The challenge isn't always the decision itself but helping loved ones understand the reasoning behind it.

Family meetings can create transparency, encourage thoughtful discussion and reduce potential for misunderstandings down the road.

As a financial advisor, I often help clients prepare for these important conversations. If you'd like support or guidance, let's connect.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice. Please consult appropriate tax, legal and insurance professionals regarding your circumstances.

Every family in Canada has its own structure, shared circumstances, memories, conflicts, beliefs and values that shape how they work and communicate to get things done. Strong family communication can help address concerns about providing support for loved ones and help establish financial security....

09/06/2026

For many business owners, the business represents much more than an asset. It's part of their family's legacy.

One of the biggest estate planning challenges is determining how to transfer a business to a family member while preserving its value and minimizing tax implications.

In some situations, life insurance can play a role in a corporate estate transfer strategy, helping create liquidity and support a more tax-efficient transfer of wealth.

As an advisor, I help my clients plan what comes next–for their business and their family’s next generation. If you're thinking about the future of your business, let's connect and explore your options.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice. Please consult appropriate tax, legal and insurance professionals regarding your circumstances.

Life insurance can play a powerful role your estate planning, helping you to secure your family’s financial future.

09/05/2026

💡 Not all investment income is taxed the same, and interest income is usually the least tax-efficient of them all.

If you're earning interest income within a savings account or hold GICSs or bonds in your portfolio, it's worth understanding exactly how they're taxed, and what that means for your overall investment strategy.

Watch to learn how savings accounts, GICs and bonds are taxed.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

09/05/2026

Investors will be watching the September 16 Federal Reserve interest rate decision closely.

How did the markets perform this week? Get the highlights and the latest economic news.

09/04/2026

One important question often gets missed in pension decisions, what happens to your pension when you’re gone.

For federal employees and others, deciding whether to remain in a defined benefit pension or take the commuted value, estate planning implications matter.

If you stay in the pension plan, payments typically end at death. Even with survivor benefits, income is usually reduced, and there is often no remaining asset to pass on to children or other beneficiaries.

If you take the commuted value, the funds usually transfer to a Locked-In Retirement Account (LIRA) and remain your asset. Any remaining balance can often be passed to your beneficiaries.

This decision is not just about income; it’s also about the legacy you want to leave. I help federal employees understand how estate considerations fit into their pension decisions.

Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning lawyer or qualified tax advisor regarding your situation.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en

09/03/2026

Your pension decision often comes down to one core question, do you value guaranteed income or control and flexibility?

Staying in your defined benefit pension provides predictable lifetime income, with payments determined by plan rules and no requirement to make ongoing investment decisions. For many, this simplicity and structure is appealing.

Taking the commuted value gives you control over how your money is invested, flexibility around withdrawals within regulatory limits, and the ability to keep assets in your name for estate planning purposes. In exchange, you take on responsibility for investment outcomes and give up the lifetime income provided by the pension.

Neither option is universally better. The right choice depends on your comfort with investment risk, your desire for control, your other retirement income sources, and your estate goals.

Your pension is a significant part of your retirement picture. If you’d like help weighing these tradeoffs, I’m happy to walk through your options with you.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en

09/02/2026

The 3rd Annual Edward Jones Golf Tournament in support of the Terry Fox Foundation is just weeks away. With events running simultaneously at Lionhead Golf Course in Brampton, ON and The Wilds in Holyrood, NL, this is the biggest year yet.

Every dollar raised goes directly to advancing cancer research through the Terry Fox Foundation.

Proud to be part of an organization that rallies together in support of a cause that impacts so many families.

09/01/2026

Proud to support the Okanagan Wine Festivals Society as Presenting Sponsor for the 2026 season. Through experiences that celebrate local wineries, culinary excellence, and community connection, we're helping bring people together and showcase the best of the Okanagan. Looking forward to another great festival season.

Experience the Winter, Spring, and Fall Okanagan Wine Festivals, spectacular events with delicious BC wine, food and lots of fun!

08/31/2026

Not all of your commuted value can be transferred tax free. This surprises many people navigating career transitions and pension decisions.

When you commute your pension, there is a legal limit on how much can be transferred tax deferred to a Locked-In Retirement Account (LIRA). This limit is called the maximum transfer value, or MTV.

The portion within the MTV is transferred tax deferred to your LIRA. Any excess becomes taxable income in the year you receive it.

Unused RRSP contribution room can sometimes be used to shelter part or all of this excess. Without sufficient RRSP room, however, the taxable portion may push you into a higher tax bracket and create a significant tax bill.

Tax impact is one of the key factors to consider when evaluating whether to commute your pension.

If you’re evaluating a commuted value and want to understand how the maximum transfer value and your RRSP room affect your tax outcome, I can help. Reach out if you’d like to walk through your situation together.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en