Scott Lilly - Royal Bank of Canada - Mortgage Specialist

01/18/2025

Day 1 was amazing—thank you to everyone who visited Booth 215 and made it a success! From great conversations to exciting prizes, we had a blast connecting with all of you.If you couldn’t make it yesterday, no worries—we’re back and ready for another fantastic day!🔥 What’s Happening at Booth 215:✔️ Expert mortgage advice to guide your journey✔️ Complimentary tips from two amazing realtors✔️ A fun booth game where everyone wins a prize!🌟 Bonus: Enter for a chance to win the ultimate night out—Canucks hockey tickets and a gift card to Browns Socialhouse!🗓 Today’s Hours: • Saturday, Jan 18 | 10 AM – 6 PM📍 Location: 44140 Luckakuck Way, Chilliwack✨ FREE Admission!Don’t miss out—stop by Booth 215 today, play the game, and let’s chat about turning your homeownership dreams into reality!

05/13/2024

According to new RBC research, Canadians are more confident in buying a home, but inflation continues to impact many key decisions to get there.
I can help talk through your home ownership options. Reach out if you have questions.

05/11/2024

2024 Federal Budget - will you be impacted?

Canada’s recently unveiled 2024 budget proposes to adjust the capital gains inclusion rate. What does this mean for investors and taxpayers? Read on to find out how these changes might affect you.

05/09/2024

Sellers are making their way back into the housing market—not everywhere but in some of Canada’s largest cities. Statistical reports for April from local real estate boards showed sharp increases in new listings and inventories in Vancouver, Toronto and Montreal. This could reflect a confluence of sellers that include many who took a pass at the fall market (when demand and prices dipped) in the hope of better outcomes this spring. Some of the sellers could be in distress in the face of high interest rates.

Sellers are making their way back into the housing market—not everywhere but in some of Canada’s largest cities. Statistical reports...

04/20/2024

As you lay the foundation for your future, let RBC enrich your new beginning with up to $4,600 and Avion points for your mortgage. It's an offer designed to celebrate and support your home-buying journey, but it won't last forever—available only through June 30, 2024. Let's discuss how these rewards can be yours.

04/17/2024

Imagine a mortgage that gives back to you. RBC invites you to seize up to $4,600 and accumulate Avion points simply by choosing us for your mortgage needs. It’s more than a home; it's a gateway to rewards. Intrigued? Reach out for full details on this limited offer, ending June 30, 2024.

04/16/2024

Canada will allow 30-year amortization for first-time buyers’ mortgages. Finance Minister Chrystia Freeland said the government would allow the amortization period on insured mortgages for first-time homebuyers purchasing newly built homes. The measure will take effect on Aug. 1. The Canadian Home Builders’ Association has advocated for the longer period, saying five years more would help with affordability and speed up construction. The government also nearly doubled the amount first-time buyers can withdraw from RRSPs to buy a home to $60,000 from $35,000 as of April 16.

The Canadian government will allow 30-year amortization periods on insured mortgages for first-time homebuyers purchasing newly built homes.

04/10/2024

Imagine your mortgage working for you. Transfer to RBC and seize benefits up to $5,700 in value. This limited-time offer from March 18 to June 30, 2024, is RBC's way of welcoming you to smarter home financing. Let's chat about how you can take advantage of this offer.

04/05/2024

Step into your dream home and into a world of rewards! RBC is giving up to $4,600 and Avion points with your new mortgage, adding a silver lining to your investment. This unique offer, available only until June 30, 2024, is tailored to make your home purchase more rewarding. Contact me to learn how you can benefit.

04/01/2024

Transform your home purchase into an opportunity for added prosperity! RBC presents an exclusive offer: Earn up to $4,600 and gather Avion points with your mortgage. This special promotion is our way of saying thank you for choosing us on your home-buying journey. Connect with me to explore this offer, valid only until June 30, 2024.

03/26/2024

February offered valuable clues on the direction Canada’s housing market is taking. Improving sentiment among buyers and sellers—no doubt stoked by growing expectations the Bank of Canada’s next move will be a rate cut—halted the series of monthly price declines since last summer. But this more upbeat outlook isn’t yet translating into a steady recovery in activity. The sharp loss of affordability during the pandemic still firmly restrains buyers.

February offered valuable clues on the direction Canada’s housing market is taking. Improving sentiment among buyers and sellers—no doubt stoked by growing expectations