DLC Harmony Mortgage Group

DLC Harmony Mortgage Group Tammy O'Callaghan and Carie Bissonnette partnering to serve you better!!! Choose a team who has not skipped a beat during these uncertain times.

✨ ⭐️ 150+ 5-star Google reviews
💸 Lower payments • access equity • consolidate debt • get pre approved
🏡 BC mortgage refinance and purchase experts
💻 Fully virtual across BC
Start your refinance or pre approval today 👇 They work virtually keeping you safe, their efficient systems and knowledge base keep them on the top of their industry. You can trust they will find the mortgage product that suits yourself short and long term goals and never sacrificing on customer service and response times

09/02/2026

Is your mortgage renewal offer actually your best option? 👀

Before you sign and send it back, send it to us. We’ll take a look and see if there’s something better available.

Yes, we benefit when we help you with your mortgage — but only when we can find an option that benefits you too. Whether that’s a better rate, better terms, or simply a mortgage that fits your needs better. And if staying exactly where you are makes the most sense, then that’s the advice we’ll give you.

📩 Renewal coming up? Send it our way before you sign.

08/28/2026

Everything was going so well… then you financed a new car. 🚗💀😂

Friendly reminder: your mortgage approval is not the finish line. Check with your mortgage broker before taking on any new debt before closing! 🏡

08/26/2026

Just a little reminder flying by… ✈️🏡

Thinking about buying, renewing, refinancing, or just wondering what your options look like? Your first call should be your mortgage broker.

Harmony Mortgage Group — we’re here when you need us.

⭐️⭐️⭐️⭐️⭐️Nothing makes our day quite like hearing from a happy client! 💚We’re grateful for the trust our clients place ...
08/20/2026

⭐️⭐️⭐️⭐️⭐️

Nothing makes our day quite like hearing from a happy client! 💚

We’re grateful for the trust our clients place in us and always appreciate hearing that we helped make the mortgage process a little easier.

Thank you for the kind words, M.G.! 🏡✨

Mortgage approved? Maybe hold off on financing that new car… 👀Why? Because your mortgage approval is based on your finan...
08/19/2026

Mortgage approved? Maybe hold off on financing that new car… 👀

Why? Because your mortgage approval is based on your financial picture at the time your application is reviewed — including your income, debts, credit history and overall ability to manage the mortgage. A pre-approval also isn’t a guarantee of final mortgage approval.

Before closing, a lender may review your credit again to make sure there haven’t been significant changes that could affect your qualification. Your credit report can show things like new loans or credit cards, increased balances, missed payments and other changes to your debt.

So between approval and getting those keys 🔑, think twice before:

🚗 Financing a new vehicle
🛋️ Financing furniture or appliances
💳 Opening new credit cards or lines of credit
📈 Significantly increasing your credit balances
⚠️ Missing or making late payments

Even when the mortgage is approved, keep your financial picture as consistent as possible until closing day.

Planning a big purchase or financial change before you get the keys? Talk to your mortgage broker first. A quick conversation could save you a much bigger headache later. 🏡

08/07/2026

Carie and Tammy’s AI clones are weighing in on a question we hear all the time: Should you wait for interest rates to drop before buying a home?

A lower rate can sound like a reason to wait, but the bigger picture matters. Home prices, your monthly budget, your down payment, and your long-term plans can all have just as much impact on whether buying now or later makes sense.

There isn’t one right answer for everyone—it comes down to the numbers and your individual situation.

08/04/2026

🎱”Will my bank give me the best rate?”

Don’t count on it.

Signing with your bank without comparing other offers could mean missing out on a better rate or a mortgage option that is a better fit for your needs.

A mortgage broker compares multiple lenders to help you find the best combination of rate, payment, flexibility, and overall value for your situation.

Before you sign, compare your options.

Happy Friday! ☀️As another week comes to a close, we just wanted to take a moment to say thank you.Whether you trusted u...
07/31/2026

Happy Friday! ☀️

As another week comes to a close, we just wanted to take a moment to say thank you.

Whether you trusted us with your mortgage, referred a friend or family member, left us a review, or simply followed along on our journey—we truly appreciate your support.

Helping people navigate one of life’s biggest financial decisions is something we never take for granted, and we’re grateful for every opportunity to be part of that journey.

Wishing everyone a safe, relaxing, and well-deserved weekend! 💚

Saving money on your mortgage isn’t about finding one “perfect” solution—it’s about making smart decisions throughout yo...
07/30/2026

Saving money on your mortgage isn’t about finding one “perfect” solution—it’s about making smart decisions throughout your mortgage journey.

The amount you put down, how you structure your mortgage, your renewal strategy, and the advice you receive can all influence what you pay over time.

Every homeowner’s situation is different, which is why the best mortgage strategy is the one that aligns with your financial goals—not someone else’s.

A quick review today could lead to meaningful savings tomorrow.

07/28/2026

🤖ChatGPT Can’t Answer This Mortgage Question🤖

ChatGPT can be helpful for general mortgage information, but it can’t tell you which lender is the best fit for your situation—or which one will approve your application.

Every lender reviews applications differently. The right option depends on the full picture, including your income, credit, down payment, employment, debts, and even the property itself.

A mortgage broker looks at your complete financial picture, helps navigate lender guidelines, and works to find a financing solution that aligns with your goals—not just one that gets approved.

Address

Chilliwack, BC

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+16047052999

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