Mortgages by Jen Walker

Mortgages by Jen Walker TMG The Mortgage Group
Mortgage Agent L2 (M22003169)

The Bank of Canada has decided to hold its policy rate to provide a measure of stability at a time when the economic out...
09/02/2026

The Bank of Canada has decided to hold its policy rate to provide a measure of stability at a time when the economic outlook remains highly uncertain.

things I find kind of chic as a mortgage agent
08/13/2026

things I find kind of chic as a mortgage agent

I will be out of the office until August 3rd and will respond to all emails and messages at that time.Enjoy your long we...
07/28/2026

I will be out of the office until August 3rd and will respond to all emails and messages at that time.

Enjoy your long weekend! 😎

The BOC has once again held the policy rate. They will continue to assess inflation, economic growth and the effects of ...
07/15/2026

The BOC has once again held the policy rate. They will continue to assess inflation, economic growth and the effects of global trade uncertainty.

If you're a first time homebuyer, here's a few important things to keep in mind.1. Understand your budget and affordabil...
07/10/2026

If you're a first time homebuyer, here's a few important things to keep in mind.

1. Understand your budget and affordability: Before starting the homebuying process, assess your financial situation and determine how much you can comfortably afford to borrow. Consider your income, expenses, down payment amount, and other financial obligations.

2. Get pre-approved!- Getting pre-approved for a mortgage is a crucial step before house hunting. It provides you with a clear understanding of how much you can borrow and strengthens your negotiating position with sellers. Pre-approval involves a lender assessing your financial information, credit history, and determining the maximum mortgage amount they are willing to lend you.

3. Understand mortgage insurance requirements- If your down payment is less than 20% of the home's purchase price, you'll likely need to obtain mortgage default insurance through a mortgage insurer. Mortgage insurance protects the lender in case you default on your mortgage. It's important to understand the costs associated with mortgage insurance and factor them into your budget.

4. Be mindful of additional costs: When budgeting for your mortgage, consider other costs associated with homeownership, such as property taxes, home insurance, legal fees, and closing costs. These expenses can add up and should be accounted for in your overall budgeting process.

This morning, the Bank of Canada held its overnight policy interest rate. For the fifth time in a row they have pressed ...
06/10/2026

This morning, the Bank of Canada held its overnight policy interest rate. For the fifth time in a row they have pressed the pause button as it navigates conflicting economic indicators.

As we head into the summer housing market, no news like this is good news for borrowers!

📞519-719-4000
💻[email protected]

With higher interest rates and ongoing cost-of-living pressures, you may be looking for ways to create more financial fl...
06/02/2026

With higher interest rates and ongoing cost-of-living pressures, you may be looking for ways to create more financial flexibility.

If you’ve owned your home for a number of years, there’s a good chance you’ve built up equity along the way. And in today’s environment, that equity can become an important financial tool.

Accessing your home equity isn’t about taking on more debt for the sake of it. It can help improve your overall financial position. The goal isn’t just access to funds, but instead using them in a way that supports your financial stability over time.

Interest costs are higher than they were just a few years ago, and variable-rate products like HELOCs can change over time. That makes it important to have a clear repayment plan and to understand how your payments could shift if rates move.

It’s also important to think about how taking on additional debt fits into your longer-term plans, whether that’s managing your monthly cash flow, preparing for retirement, or keeping flexibility for future decisions.

If you’ve been thinking about ways to improve your cash flow or manage existing debt, lets set a time to review your personal situation. I’d be happy to walk through what options might make sense for you.

📞519-719-4100
💻[email protected]

The Bank of Canada has held it's policy rate again. The decision further pauses the Bank’s easing cycle as it continues ...
04/29/2026

The Bank of Canada has held it's policy rate again. The decision further pauses the Bank’s easing cycle as it continues to monitor inflation and economic conditions.

The Bank of Canada has kept its key policy rate unchanged as expected by markets.
03/18/2026

The Bank of Canada has kept its key policy rate unchanged as expected by markets.

Whether it's locking in rates or handling snakes, I stay calm under pressure 🐍🤣But in all seriousness, I got to visit y...
02/26/2026

Whether it's locking in rates or handling snakes, I stay calm under pressure 🐍🤣

But in all seriousness, I got to visit yesterday and was able to meet a bunch of the animals up for adoption, including this beauty is named Reese Slitherspoon. If you're looking for a new pet, please considering taking a look at the sweet animal they have available.

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Chatham, ON

Telephone

+15197194100

Website

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