Trisha Harris Mortgage Broker

Trisha Harris Mortgage Broker Mortgage Broker | Helping PEI families buy, refinance & renew
Serving all of Prince Edward Island

🏠 Mortgage Broker | Premiere Mortgage Centre

📍 Helping Islanders navigate home financing with confidence

💬 Honest advice, clear options, local expertise

📢 Bank of Canada Rate AnnouncementThe Bank of Canada made its 6th interest rate announcement of 2026 today — and the ove...
09/02/2026

📢 Bank of Canada Rate Announcement
The Bank of Canada made its 6th interest rate announcement of 2026 today — and the overnight rate remains unchanged at 2.25%! 🎉
There are 8 scheduled rate announcements every year, and these are the dates when we could see a change to the Bank’s overnight lending rate — which directly impacts variable and adjustable-rate mortgages.
Fixed mortgage rates are influenced by other factors, including bond yields, so they can move independently of the Bank of Canada’s overnight rate.
📅 Next announcement: October 28, 2026
I’ll keep you updated as we get closer. Follow my page so you stay in the loop on interest rates, mortgage updates and everything you need to know when it comes to your mortgage! 🏡

08/17/2026

🏡 Are you ready to stop renting and become a homeowner on PEI? You may be closer to homeownership than you think!

There’s a Down Payment Assistance Program for eligible buyers with a household income under $110,000 purchasing a home $350,000 or less.

Send me a message and let’s see if you qualify!

It’s true- no cost to you. The lender pays me, not you.
08/06/2026

It’s true- no cost to you. The lender pays me, not you.

08/05/2026

☀️ Beautiful summer days are a great reminder to slow down and enjoy the moment!

It also got me thinking about mortgage renewals… they’re an opportunity to review your rate, your terms, and your overall financial picture.

If you have high-interest debt that’s been hard to get ahead of, a renewal may be a chance to create some extra breathing room in your monthly budget.

Don’t just sign — let’s explore your options. 😊



Does it feel like you're working hard but never getting ahead?Credit card debt can be exhausting.This kind of financial ...
07/28/2026

Does it feel like you're working hard but never getting ahead?

Credit card debt can be exhausting.
This kind of financial stress doesn't just affect your bank account. It affects your relationships, your mental health, and your ability to plan for the future.

Every month, you make your payments, but with high interest rates, it can feel like you're barely making a dent in the balance.

If you're a homeowner, the solution may already be sitting in your home.

By using the equity you've built, you may be able to consolidate high-interest debt into a lower-interest mortgage. That could mean:
1. One monthly payment instead of several
2. Lower overall interest costs
3. Improved monthly cash flow
4. A clear path toward becoming debt-free

Every situation is different, and refinancing isn't the right choice for everyone. That's why I take the time to look at the full picture and help you decide whether it makes financial sense.

If credit card debt is causing stress, let's have a conversation. There may be more options available than you realize.

Clear communication. Strong organization. Mortgage solutions that fit your goals. That’s the standard I aim for with eve...
07/23/2026

Clear communication. Strong organization. Mortgage solutions that fit your goals. That’s the standard I aim for with every client.



Your lender’s first offer isn’t always the best one.✅ Compare your options early.✅ Lock in a rate.✅ You could save thous...
07/21/2026

Your lender’s first offer isn’t always the best one.

✅ Compare your options early.
✅ Lock in a rate.
✅ You could save thousands.

Text me before you renew!



07/16/2026

🏡 Fixed, Variable, or Adjustable? Which mortgage is right for you?

Choosing the right mortgage isn’t just about getting the lowest rate—it’s about finding the option that fits your goals, your budget, and your comfort level with changing interest rates.

In this quick video, I break down the differences between fixed, variable, and adjustable-rate mortgages to help you make a more informed decision.

Have questions? Send me a message—I’m always happy to help!

📢 Bank of Canada Rate Update – July 15, 2026The Bank of Canada has held the overnight lending rate at 2.25%.What does th...
07/15/2026

📢 Bank of Canada Rate Update – July 15, 2026

The Bank of Canada has held the overnight lending rate at 2.25%.

What does this mean?
🏡 If you have a variable-rate mortgage, this announcement may mean no change to your interest rate or payment (depending on your mortgage type).
📈 If you’re shopping for a mortgage or your renewal is coming up, it’s still a great time to review your options and make sure you’re getting the best product for your needs.

Every rate announcement is a good reminder to review your mortgage strategy. Whether you’re buying your first home, renewing, refinancing, or just have questions, I’m always happy to help.

📩 Send me a message if you’d like to chat about how today’s announcement affects you.

07/09/2026

Apparently, this is my dog’s version of charades… and he was very clear: it’s walk time. 🐕‍🦺😂

Address

425 Brackley Point Road, Unit # 4
Charlottetown, PE
C1E3C2

Opening Hours

Monday 8:30am - 4pm
Tuesday 8:30am - 4pm
Wednesday 8:30am - 4pm
Thursday 8:30am - 4pm
Friday 8:30am - 4pm

Telephone

+19029692529

Website

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