Stephanie Andrews- Andrews, MacNeill & Associates Wealth Management

Stephanie Andrews- Andrews, MacNeill & Associates Wealth Management Executive Financial Consultant- IG Wealth Management Inc. Mutual Fund Division How would your retirement look when your portfolio goes down by 38% or more?

If you have an investment portfolio of $500,000 or above and you are nearing retirement or in retirement, then read this carefully (as it will help you genuinely!). Pause for a moment, close your eyes and picture this:

You’re about to retire in a few years from today and are all set to live the retirement life you’ve imagined. You might plan to...

� travel across the world
� go to the best beach

es
� golf, or
� spend time with grandkids. But shortly before retirement, the economy and stock market take a hit (like what happened in 2008, just 10 years ago). The market is down, your advisors ask you to think long-term but you don’t believe in that since the only way you can survive is to continue working and delay your retirement. All of a sudden you begin to question your ability to live in the retirement of your dreams, or worse yet if your portfolio will even last through retirement. Most people don't have a well-documented and written game plan for their retirement and more importantly. A plan for dealing with market volatility. Most advisors talk about long-term averages but what good is that when you have a specific timeline to retire and dreams of how you plan to spend your hard-earned money? The good news is, it doesn’t have to be like this. My name is Stephanie Andrews and I specialize in working with ambitious women pre-retirees and retirees, helping them take control of their portfolio and plans. I want our clients to potentially outlive their retirement. If you need help with this, send me a message here or email: [email protected] or call: (902) 940-0242.

Your financial plan should reflect your life, not someone else’s highlights.A strong strategy is personal. It considers ...
06/08/2026

Your financial plan should reflect your life, not someone else’s highlights.

A strong strategy is personal. It considers your values, your responsibilities, and what success actually means to you, whether that is freedom, stability, or legacy.

You do not need a “normal” plan. You need a plan that fits your life.

Paying yourself consistently changes everything. Do you agree, or does it feel unrealistic?
06/05/2026

Paying yourself consistently changes everything. Do you agree, or does it feel unrealistic?

Financial stress doesn’t have to put strain on your relationship.When both partners understand the plan, and see how it ...
06/04/2026

Financial stress doesn’t have to put strain on your relationship.

When both partners understand the plan, and see how it supports both your goals, it’s easier to stay aligned and avoid unnecessary tension.

These six strategies can help you have more productive conversations and fewer late night arguments.
Read more here: https://www.ig.ca/en/insights/don-t-kill-your-relationship-over-money-six-ways-to-handle-fina

Want help creating a plan that supports both of you? I’m here.
📞 (902) 566-4661
📧 [email protected]

Retirement outcomes are often decided long before retirement begins.Not because of market timing.Because of withdrawal t...
05/19/2026

Retirement outcomes are often decided long before retirement begins.

Not because of market timing.
Because of withdrawal timing.

Where you withdraw from first, how much you withdraw, and when you do it can change:

● your tax bill
● your cash flow
● and how long your money lasts

That’s why I keep saying this: your withdrawal plan matters more than you think.

If you want a clear, practical starting point, download my free 10-minute guide to smarter retirement income planning.

Get it here:
https://www.subscribepage.com/quickguidetosmarterretirementincome

This one sparks opinions. Where do you land, and what makes you say that?
05/15/2026

This one sparks opinions. Where do you land, and what makes you say that?

When you’re under stress, even small decisions can feel exhausting.This article looks at how financial uncertainty can c...
05/14/2026

When you’re under stress, even small decisions can feel exhausting.

This article looks at how financial uncertainty can cloud your judgment, drain your mental energy, and lead to avoidance.

If you’ve ever said “I’ll deal with it later” and felt the guilt pile up, you’re not alone.

The good news? A plan can create the kind of clarity that lifts the weight off your shoulders.

Read the article here: https://www.ig.ca/en/insights/eight-hidden-psychological-costs-of-financial-nbsp-stress

Or let’s talk about how to build a plan that supports both your finances and your peace of mind.
📞 (902) 566-4661

One of the most common reasons people delay retirement isn’t money.It’s complexity.Multiple accounts, different income s...
05/12/2026

One of the most common reasons people delay retirement isn’t money.
It’s complexity.

Multiple accounts, different income sources, tax considerations, timing decisions. When it feels complicated, it’s easy to avoid planning altogether.

The goal isn’t to make retirement planning more complex. The goal is to build a plan that feels simple, clear, and tax-efficient.

This free 10-minute guide walks you through the foundations so you can simplify the moving parts and make smarter decisions.

Download the guide here:
https://www.subscribepage.com/quickguidetosmarterretirementincome

05/11/2026

I’m so excited to host my first Women & Wealth luncheon of 2026 at Sims this Friday! I can’t wait to see the updates!

Address

106-18 Queen Street
Charlottetown, PE
C1A4A1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Alerts

Be the first to know and let us send you an email when Stephanie Andrews- Andrews, MacNeill & Associates Wealth Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share