Cayuga Mutual

Cayuga Mutual Cayuga Mutual Insurance Who We Are! As a result both the Oneida Farmers Mutual Insurance Company and the Grand River Mutual Fire Insurance Company were formed.

The concept of Cayuga Mutual began in 1875 when small groups of farmers decided to band together to protect one another from the financial ruin that would surely result in the case of a barn fire. These companies were run by members and operated in a true “neighbour helping neighbour” style. In 1970, both of these companies joined together to form the Cayuga Mutual Fire Insurance Company. Our comp

any still operates on the same principles of neighbours helping neighbours. We are a part of the Ontario Mutual Insurance Association which is a network of 40 independent, purely mutual companies across Ontario. Each company is 100% independent, local and member driven. We do not have shareholders, simply policyholders who are all members and have a say in important issues in the company. Our company Board of Directors are all policyholders… elected by policyholders ensuring the policyholders interest always comes first. Come and see why Local is Better… the Mutual Way.

Some of our team spotted in the wild!We grabbed this photo from the Spring 2026 Edition of OMNews by Ontario Mutuals!A m...
05/20/2026

Some of our team spotted in the wild!

We grabbed this photo from the Spring 2026 Edition of OMNews by Ontario Mutuals!

A moment captured of Sales Manager Steve (left), having a conversation with Directors Tim and Mike H at the OMIA Annual Convention in Toronto.

What do you think they were talking about?

1. Auto Reform 🚘

2. The Mutual Difference 🤝

3. How many coffees Steve averages per day ☕

Let us know in the comments below!

Happy Long Weekend Members and Friends!We hope you take the time to enjoy the long weekend with those you love.Our team ...
05/15/2026

Happy Long Weekend Members and Friends!

We hope you take the time to enjoy the long weekend with those you love.

Our team will be doing the same, and our office will be closed on Monday May 18th, and open regular hours for the rest of the week.

Have a great time making memories and please be safe 🙂

We are proud to be a part of this network of mutual insurance companies that focuses on giving back.A great post from ou...
05/13/2026

We are proud to be a part of this network of mutual insurance companies that focuses on giving back.

A great post from our friends at Ontario Mutuals below:

$5.2 million. 975+ organizations. A meaningful impact across Ontario.

At Ontario Mutuals, community investment is a direct reflection of the mutual model. As member-owned organizations, mutuals reinvest in the communities they serve.

In 2025, that meant more than $5.2 million contributed to over 975 organizations across the province.

From local charity events to essential services, this support helps strengthen communities and reflects the strong commitment mutuals have to community support.

This is just a preview of our upcoming 2025 Community Impact Report and we can't wait to share more soon.

www.ontariomutuals.ca
www.cayugamutual.com

It's me, Charlene!Charlene is one of our local agents, who brings a ton of experience and knowledge to our team. She's a...
05/05/2026

It's me, Charlene!

Charlene is one of our local agents, who brings a ton of experience and knowledge to our team.

She's always willing to lend a hand where needed and proficient at keeping her "work sons" inline! 😆

By the way, have you seen her sign while you're out and about?

Comment below if you know where it is for a chance to win a gift card to the location!

This seems to happen a lot around here!It was Steve and Marey's turn to match yesterday.Who wore it better?👍🏻for Steve❤️...
04/30/2026

This seems to happen a lot around here!

It was Steve and Marey's turn to match yesterday.

Who wore it better?

👍🏻for Steve
❤️for Marey

PS - We DID spell her name correctly! 🙂

04/23/2026

Thanks Elliott and Brandon from the 4H Royal Beef Team!

We have your thoughtful Thank You card on display at the office!

🐂🐄

Good Morning Members and Followers!The voting period has opened for the CommunityVotes Hamilton 2026.We are nominated in...
04/22/2026

Good Morning Members and Followers!

The voting period has opened for the CommunityVotes Hamilton 2026.

We are nominated in the category of Insurance Agents and Brokers.

Please take a minute to vote for us, and like this post for a chance to win a $25 gift card!

https://hamilton.communityvotes.com/2025/12/services/insurance-agents-and-brokers

Voting closes May 17th.

Official 2026 Community Voting Awards Platform for Hamilton, ON. Where the community votes for their favourites every year.

We love connecting with, and supporting other local businesses!Steve C was spotted mingling with Petra and Tony from  Wo...
04/20/2026

We love connecting with, and supporting other local businesses!

Steve C was spotted mingling with Petra and Tony from Woods while attending the Haldimand Business Symposium last Thursday.

They talked about the challenges of growing flowers, and their beautiful event rental space, ideal for weddings and other special occasions. Definitely check them out!

Alida and her team at the Libro Credit Union Hagersville branch, are committed to providing a member-first banking experience, with small-town values that mirror our own.

Dave from in Dunnville says they are busy getting your watercraft ready for the season, and mentioned they are looking for technicians, so if you know anyone, please reach out to them!

Krista from has a wide variety of services available at their Caledonia and Waterdown locations, which would make great Mother's Day gifts!

Photo Credit: Rachel @ The Haldimand Press

We'll see you at the next one!

Spring is in the air and we are on the road!If you missed us at the Caledonia Spring Home and Garden show last month, yo...
04/11/2026

Spring is in the air and we are on the road!

If you missed us at the Caledonia Spring Home and Garden show last month, you can catch us at our booth next weekend from April 17-19 at the Walker Sports & Ability Centre in St Catharine's!

There will be a ton of other great exhibitors to check out.

Members of our agent team will be on site to connect with you and answer your insurance questions.

Fill out a ballot to win prizes!

We'll see you there!

We LOVE supporting other local businesses!KJ's Pink Kitchen is a member of ours and located at 12 Cayuga Street N and ne...
04/09/2026

We LOVE supporting other local businesses!

KJ's Pink Kitchen is a member of ours and located at 12 Cayuga Street N and needs to be on your radar!

Our early in-house favourites are the Carrot Cake Parfait and Banana Cream Pie Parfait, but can't wait to try the rest of their treats, soups, and sourdough!

Good thing we have a treadmill and exercise bike downstairs!

Get over there for a treat and support local!

Address

23 King Street
Cayuga, ON
N0A1E0

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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