Edward Jones-Financial Advisor;Danette Hanneman

01/16/2025

Our 2025 Outlook is now available. It includes financial planning strategies that offer actionable ideas to help you achieve your goals. In the Outlook we,

- Cover our ten views on what we believe 2025 will bring for financial markets.

- Offer financial planning considerations for your personal 2025 financial strategy.

- Provide three steps to help position your portfolios for 2025.

Let's connect to discuss the key takeaways and your financial goals for the year ahead.

Edward Jones investment strategists share their thoughts on the stock market, financial markets and broader economic trends.

01/15/2025

If your goals, income needs and comfort with risk haven’t changed, there’s a good chance your portfolio objective and asset allocation shouldn't change either. Your portfolio has been designed for ups and downs in the markets. Contact me if you’d like to review your portfolio together to help ensure it’s still aligned with your financial goals.

Before reacting to a down market, step back and ask yourself why you developed your financial strategy and what it’s trying to accomplish.

01/13/2025

You may be clear about your financial goals but not sure how to achieve them. To start, Edward Jones suggests putting aside two to six months’ worth of expenses for emergencies, saving enough for your retirement needs and paying off any significant debt. I can guide you.

01/11/2025

2025 kicked off with solid economic fundamentals in Canada and the U.S., even with political shifts underway for both. We share our views on the markets in the current backdrop and year ahead.

How did the markets perform this week? Get the highlights and the latest economic news.

01/10/2025

Spouse beneficiaries may be able to roll over an inherited U.S. IRA plan to their own IRA, then withdraw from the plan, and transfer the funds to an RRSP without using existing RRSP contribution room. Non-spouses have to withdraw the funds from the inherited U.S. retirement account within 10 years. Edward Jones recommends you first consult with legal and tax professionals. Please contact me if I can help initiate these introductions.

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

If you're a Canadian who has worked in the U.S. and returned to Canada with a foreign retirement account, learn more about some of your options for your retirement plan accounts.

01/08/2025

If you rent out a room or run a business from your home, you can still benefit from a partial principal residence exemption on capital gains tax. Only the part of your home used to generate income will be used to calculate the tax when you eventually sell.

You asked – we answered! Here are the top 10 questions about principal residence exemption.

01/06/2025

The principal residence capital gains exemption allows you to enjoy the appreciated value of your home without worrying about building up a tax liability. Frequent buying, renovating, and selling properties to make a profit is considered operating a business by the CRA, and therefore it does not qualify.

You asked – we answered! Here are the top 10 questions about principal residence exemption.

01/03/2025

Registered Disability Savings Plan (RDSP) withdrawals can be made at any time but must begin the year the beneficiary turns 60. A portion of the funds are also taxed as income when withdrawn. To find out if an RDSP makes sense for your unique situation, contact me today.

Saving for the future of a person with disabilities? Talk with a financial advisor about RDSPs.www.edwardjones.ca/ca-en

01/02/2025

Did you know common tax credits include the basic personal amount which allows you to earn a portion of your income tax-free? You can also claim health and dental expenses including prescription drugs, donations to registered charities, and tuition fees and textbooks for post-secondary education.

If you think you’re eligible for some, or all of these tax credits, please speak with a qualified tax professional. Contact me if you need assistance getting this conversation started.

Here are the key dates and the most common tax deductions and tax credits for the 2024 tax filing year.

01/01/2025

Wishing you and your family a happy and healthy 2025. Happy New Year!

12/30/2024

Congratulations to our colleagues in Halifax for their new multi-advisor branch!

If you are an experienced financial advisor interested in supporting families in the Maritimes with personalized, holistic financial advice, reach out to discuss the opportunity.

The firm has announced the opening of a new branch

12/27/2024

Lifetime gifting decisions can be complex, which is why at Edward Jones we believe a team-based approach is best. As your advisor, I partner with our in-house professionals; as well as your team of estate and tax advisors to help guide you through your gifting goals. To find out more about what we do, please contact me.

Costs at death have sparked growing interest in lifetime gifting since many believe that gifts made prior to death are immune from taxation and probate fees. The reality is that – it depends.