Edward Jones- Financial Advisor: Chrispy Forsyth

06/04/2026

RRSPs vs TFSAs

06/04/2026

A question I’ve been hearing a lot lately:
“Should I focus on an RRSP or a TFSA?”

A lot of people want the quick answer.
“Just tell me which one is better.”

Fair question — but most of the time, that’s not how real planning works.

An RRSP and a TFSA can both be useful. The difference is how they fit into your life, your goals, and what you’re building toward.

Things like income, future earning potential, short-term plans, retirement goals, and workplace benefits can all shape how someone thinks about each account.

That’s why personal finance usually isn’t about finding one “perfect” answer.
It’s about understanding the tools available to you and using the right one for the right job.

And honestly, that’s one of the parts of this work I enjoy most — helping people take something that feels noisy or confusing and turning it into something clear and practical.

There can also be extra layers in certain situations. For example, individuals with U.S. citizenship living in Canada may have additional tax considerations, which is why it can be important to coordinate with qualified tax professionals when needed.

At the end of the day, clarity doesn’t come from blindly picking one account over another.

It comes from understanding your own situation — and making decisions that line up with what matters most to you.

06/02/2026

Measure twice, cut once.

I can’t tell you how many times I’ve heard or said this on a job site. And I know I’m not the only one who’s said it to myself after a bad measurement that led to something not fitting quite right.

A bad measurement can lead to a lot of problems:
-Wasted time
-Wasted materials
-Bigger issues
-Costly mistakes

As much as it applies on the jobsite, it applies to other parts of life too.

I’ve seen a similar pattern when people make rushed financial decisions — not because they’re careless, but because they’re trying to get the job done quickly.

But rushed decisions can have ripple effects.

The goal isn’t to overthink everything…
It’s to slow down just enough to understand what you’re doing and why.

When was the last time you took a step back and re‑measured where you’re at?
And what does the outcome look like if that measurement is off?

05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

05/23/2026

Stocks continue to climb despite rising rates.

How did the markets perform this week? Get the highlights and the latest economic news.

05/16/2026

As we know, markets this year have been robust. In fact, despite near 10% corrections in both the S&P 500 and Canadian TSX in March, and ongoing uncertainty around the Iran war and oil prices, stocks are back near all-time highs.

How did the markets perform this week? Get the highlights and the latest economic news.

05/09/2026

While geopolitics continue to dominate headlines, markets have increasingly refocused on underlying economic and earnings fundamentals, pushing U.S. equities to new record highs.

How did the markets perform this week? Get the highlights and the latest economic news.

05/02/2026

Earnings are in the driver’s seat. Strong and accelerating corporate profits are offsetting headwinds from higher energy prices, inflation pressures, and central bank uncertainty.

How did the markets perform this week? Get the highlights and the latest economic news.

04/28/2026

Today, I’ve received many birthday wishes from friends and family, and I’m grateful for every one of them.

April 28th, however, means more to me than just my birthday. It is also the day one of my son was born. Because of that, this date carries a mix of emotions—gratitude, pride, reflection, and responsibility.

As a young Ironworker, I also learned the deeper significance of April 28th.

Each year, tradespeople across Canada observe the National Day of Mourning—a day to honour workers who have lost their lives, been injured, or become ill because of their work. It is also a time to pause and renew our commitment to workplace safety, so fewer families ever have to experience that loss.

I first learned about the National Day of Mourning over a decade ago while working shift work at Canadian Natural Resources. It was explained to me not as a formality, but as a moment of respect—for coworkers, friends, and fellow tradespeople who went to work to provide for their families and never made it home.

While today is a personal milestone for me, it is also a day of reflection for many in the trades.

Today, I observe a moment of silence to remember those hardworking men and women whose lives were impacted by workplace incidents and to honour their sacrifice. I also take this moment to reflect on the importance of safety, awareness, and looking out for one another—on every job site, every shift.

I invite you to join me in taking a quiet moment today—to remember them, to honour them, and to recommit to bringing everyone home safely.

04/25/2026

Despite these lingering concerns, markets have rallied as investors increasingly price out downside risks from the conflict and refocus on still healthy fundamentals around growth and corporate earnings.

How did the markets perform this week? Get the highlights and the latest economic news.