Mountain Mortgage Canmore - Carolyn Withey

Mountain Mortgage Canmore - Carolyn Withey Mortgage Agent licensed with Quantus Mortgage Solutions in Alberta. Focused in Canmore, Banff, and the Bow Valley.

Mortgage Planner for Canmore, Banff and the Bow Valley. Licensed agent in Alberta with Mortgage Architects.

Spring is officially sprung in the mountains when these crocus beauties pop up ☺️🌱🤣 Not that they’re an assurance we won...
04/28/2024

Spring is officially sprung in the mountains when these crocus beauties pop up ☺️🌱

🤣 Not that they’re an assurance we won’t get more snow! Oh well…mountain weather!

Mortgage rates are pushing higher, and causing concern for homeowners coming up for renewal, buyers looking to get into ...
06/21/2023

Mortgage rates are pushing higher, and causing concern for homeowners coming up for renewal, buyers looking to get into a new home, and variable rate mortgage holders. If you’re looking for information to help you navigate your way through this higher rate environment, feel free to reach out. I’m happy to answer questions, and there’s never a cost. Information and education are cornerstones of my business. I’m here to help.
Carolyn (Caz) Withey
W: www.mountainmortgage.ca
E: [email protected]
Ph: (403) 431-2709

Live your best life! Life is busy and finding time for an adventure can be overwhelming. Between work, kids, pets, keepi...
06/13/2023

Live your best life! Life is busy and finding time for an adventure can be overwhelming. Between work, kids, pets, keeping the house clean, and a full weekly schedule. Who has time to pack for camping, or plan a road trip.

I was reminded this last weekend that the sooner you begin, the sooner you’re in one.

The feeling of peace, the joy of ‘just doing’ without being distracted by all the things you ‘should’ be doing, the time with loved ones, shared moments. All worth the hard work it takes to get ‘out there’! (and the day it takes to unpack 🤣)
🏕️🌼⛰️

Get up high, sometimes the view is clearer from above. Fixed mortgage rates are showing a drop! Not every mortgage lende...
11/29/2022

Get up high, sometimes the view is clearer from above.

Fixed mortgage rates are showing a drop! Not every mortgage lender, but there are signs we are moving in the right direction.

The 5-year Government of Canada bond yield, is often a precursor to what path fixed mortgage rates will take.

With the 5-year bond yield closing Monday at 3.18%, we are seeing a downward trend from the 14-year high this October of 3.89%… and fixed mortgage rates are slowly showing signs of following suit!

I’ve already received updated rates from a number of national mortgage lenders dropping their rates somewhat or offering rate specials. With a consistent or further downward action to bond yields, we could see more drops for fixed mortgage rates moving forward.

Elk neighbours 😊
11/06/2022

Elk neighbours 😊

Pickle Jar Lakes was a great little hike with the family this last weekend. Even the drive out was beautiful. Loving the...
10/19/2022

Pickle Jar Lakes was a great little hike with the family this last weekend. Even the drive out was beautiful.
Loving these last fall days! Lakes are starting to freeze in the alpine and snow is coming.

These beautiful days of fall 🍂 feel like stolen moments ⛰☀️🍂 As much as we love deep powder in the Rockies these golden ...
10/08/2022

These beautiful days of fall 🍂 feel like stolen moments ⛰☀️🍂 As much as we love deep powder in the Rockies these golden days help get us through a looong winter! ❄️

Get up high, it helps keep things in perspective! Mortgage rates are higher then we’ve seen in a long time, but with tha...
09/27/2022

Get up high, it helps keep things in perspective! Mortgage rates are higher then we’ve seen in a long time, but with that can come opportunity - home prices drop, competition for prime real estate will ease a little, and rates will drop back down again at some point, as highs and lows are just part of the cycle.

Working with a Mortgage Professional to plot a long-term plan can help ease stress at a time like this. Rather then buying at your max value, this is a great time to look at what your monthly costs can be in a high rate market and what your comfort limit really is. We live in a beautiful place and that often means our lifestyle costs also need be factored in - bikes, hiking gear, ski equipment. A life well balanced is part of the Bow Valley lifestyle and should be worked into the overall financing picture. Happiness versus stress = buying with a plan in place 😉

The best reconnect weekend with the family after a wildly busy summer. Biking, s’mores over the camp fire, hot springs, ...
09/12/2022

The best reconnect weekend with the family after a wildly busy summer. Biking, s’mores over the camp fire, hot springs, and sleep-ins! My heart is full 💗

Hazy summer mornings!
08/23/2022

Hazy summer mornings!

What activity makes your heart happy?? For me it’s getting outside 😊 mountain biking, or hiking, with friends or with my...
08/13/2022

What activity makes your heart happy??

For me it’s getting outside 😊 mountain biking, or hiking, with friends or with my family, or even just on my own. There’s something about an hour or two of fresh air that nothing else brings. It makes everything clearer. I use it to re-centre when I’ve been staring at a work project too long and need a new perspective. An hour outside infuses me with fresh energy, even when I walked out the door feeling drained.

Great day out today hiking with friends in beautiful Kananaskis!
07/24/2022

Great day out today hiking with friends in beautiful Kananaskis!

Address

104, 743 Railway Avenue, PMB #807
Canmore, AB
T1W1P2

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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