Jen Graumann - Financial advisor

09/30/2022

The best insurance policy out there, is the one that is in place when your family needs it! 💥

If I asked your spouse, “how much of their income would you miss if they died tomorrow?” … what do you think their answer would be?!
A. The health benefits
B. %100 of it
C. The freedom it provides for a stay at home parent
D. All of the above

If you don’t have a policy in place, let’s chat about your options!

If you do have a policy in place, let’s chat to make sure it is enough coverage, the right coverage, and serving you properly.

📩 Message me for a completely free& no obligation consultation and quotes!

04/01/2022

Rates could be going up a lot higher, faster than expected.

Are you prepared or able to handle this?

Now is a great time for a financial review and preparation for what’s to come.

📩 Let’s chat

When the Bank of Canada raised its benchmark interest rate for the first time in two years earlier this month, it sent an unmistakable message to borrowers that the era of cheap money was coming to an end. Now some economists and bank watchers are starting to think the pace and size of those rate hi...

02/02/2022

“A budget is telling your money where to go, instead of wondering where it went”
- John Maxwell

Does your family take the time to write out a monthly budget?

Personally, my budget journal is constantly open and updated. I keep track of every 💲 coming in, going out, and thrown away! I used to have such a hard time spending money on myself; but once I began writing everything down and allocating money to things like shopping or the extra “unneeded” expenses … the less guilt I felt because the budget gave me permission!

✨Take control of your finances - start with a budget! ✨

📩 Message me for budgeting needs or coaching!
**all my clients have access to my printable monthly budget templates and spending trackers

Thank you to everyone who has taken the time to “like” this page …

If you haven’t noticed, I don’t often post here! If you’re looking for more money talk, insurance information, investment tips, stats, or budgeting help - I can also be found more regularly over on Instagram!
You may even get a chuckle as I attempt to give in to the algorithm and start making more reels! ⬇️

02/02/2022

Many Canadians are beginning to experience the impacts of the rise in inflation. With an inflation rate around 5%, 2022 will continue to see the need for budgeting, creative spending, and potentially a lot more struggle.

Have you noticed a chance in your grocery bills? ⬇️

For my family of 2, I’m finding our grocery bags lighter and the bill much larger. One of the ways I keep us on budget for our weekly grocery runs … the grocery list!

It may seem like such a simple and unnecessary
”tip” but keeping your shop strict to a list can help keep costs low by dissuading any impulse or hunger buys!

✨Make a list, don’t forget the list, and
stick to the list!

How do you keep your family on budget? 📈

This comes as inflation in Canada hit a 30-year high recently.

11/30/2021

When it comes to investing and planning for your future, starting early is key.

Did you know …
20 yr old - $200/m until 65yr old = $1,062,140
50 yr old - $200/m until 65yr old = $69,869
* assuming only 8% interest
** calculated using compound interest calculator

“I wish I had known this stuff in my 20’s”
- don’t let this be you

"When it comes to investing, the early bird always gets the worm," says money expert Fred Creutzer. Here's how to set yourself up for financial success and reach millionaire status before you turn 50.

07/29/2021

Pointless … take it with you!
I can help you with that! 😊

A lot of people often forget about their pensions upon leaving or being let go of their employment. But what happens to that money?!

It sits there, often earning minimal interest; controlled by your former employers pension plan.

Did you know …
✨ YOU can take it with you!
✨ Once employment has ended, you can move/ transfer these funds to an individual RRSP or LIRA!
✨ Employee pensions are group plans and often do not give you control over your money, let alone a decent %
✨ Pensions can be ended by the employer
✨ Moving your funds into an individual segregated fund, can provide protection for your assets

A licensed advisor can transfer these funds with very minimal effort on your part! Let me walk you guide you through the process!!

Take control of your money … move it out and move it up!

📩 Message me and let’s get your money growing!

03/24/2021

Calling all Business owners, farmers, and corporations!!

Tomorrow evening my firm is hosting a completely FREE corporate tax webinar with a fantastic CPA, Chris Thompson. He has decades of experience with business owners and has a wealth of knowledge to share!

Learn to reduce your business taxes, safely move money to your next generations, retire with less tax obligations, etc.

If you or someone you know could use this info, message me to register for free!!

Who doesn’t want to pay less tax anyways??!!

01/19/2021

I would love to help and share any information with you. 2021 is going to be another year of uncertainty. Whatever your situation may look like: good, bad, or not so great ... let’s chat and see what we can do to relieve some financial stress!

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