Camrose Mortgage Broker - Dave Wolsey

Camrose Mortgage Broker - Dave Wolsey I provide mortgage solutions to clients looking to purchase, refinance and renew their mortgage.

Bypass the hassle of using a bank and access the power of a mortgage broker.

Flashing INDI some swag at the Special Olympics Softball Tournament in Camrose! Base Umping never looked so good!!
06/15/2024

Flashing INDI some swag at the Special Olympics Softball Tournament in Camrose! Base Umping never looked so good!!

Hi there! We’d like to introduce you to Indi (formerly Axiom Mortgage Solutions)! Why the change?It was time to launch a...
04/24/2024

Hi there! We’d like to introduce you to Indi (formerly Axiom Mortgage Solutions)! Why the change?

It was time to launch a new brand identity - one more in line with who we are, what we value, and where we’re headed. This new and differentiated brand identity comes complete with new a new name, logo, symbol, and font(s). It is professional, modern, and fun! And is a better representation of our value proposition: “To provide independent unbiased mortgage advice/financing options to Canadian consumers through our team of trusted, expert, and licensed mortgage professionals. Experts who value the distinctive needs/goals of each client - resulting in tailored financing solutions best suited to meet those needs.”

We will continue to provide the same great service and mortgage options you have come to expect under our new and exciting name!

It was a crazy ride for so many students last year. We wish you a great first day back at school and a safe and happy yea...
08/30/2021

It was a crazy ride for so many students last year. We wish you a great first day back at school and a safe and happy year ahead!

A co-signer is often added to a mortgage application to assist the borrower by strengthening the application in the eyes...
08/27/2021

A co-signer is often added to a mortgage application to assist the borrower by strengthening the application in the eyes of the lender (and/or insurer). More income may be required or additional credit history needed.

It is important to remember that whether you are the borrower or co-signer you must be well-informed of your responsibilities: both applicant(s) and co-applicant(s) are responsible for the mortgage payment and payout of the loan in case of default. We would be happy to walk you through the process. Contact us today!

Just because your bank says no, does not mean you cannot qualify for a mortgage. Come talk to us. We are licensed mortga...
08/24/2021

Just because your bank says no, does not mean you cannot qualify for a mortgage. Come talk to us. We are licensed mortgage professionals with access to numerous mortgage products. We work with a large number of lenders which means more options are made available to you. Let’s connect today to get you on the path to yes!

Saving for a down payment can be challenging. It’s great when those we love can/do step in to give a helping hand.We can...
08/19/2021

Saving for a down payment can be challenging. It’s great when those we love can/do step in to give a helping hand.

We can look at partial or whole gifted down payment options (from an immediate family member) when considering your mortgage application. Let’s run through all your options. Contact us today to get started!

Acquiring a mortgage in Canada is possible for both permanent and non-permanent residents with as little as 5% down paym...
08/16/2021

Acquiring a mortgage in Canada is possible for both permanent and non-permanent residents with as little as 5% down payment. Contact us today for full details. Let’s make your dream of home-ownership in Canada a reality!

Traditional banks cannot always offer the lending solutions needed for the many faces of today’s borrower(s). If you do ...
08/13/2021

Traditional banks cannot always offer the lending solutions needed for the many faces of today’s borrower(s). If you do not fit within the often more stringent lending guidelines (income, employment type, other) you may be denied mortgage financing (even if you have great credit).

We have access to numerous lending options in addition to traditional lending, such as credit unions, trust companies and private lending. These options still come with great products and competitive rates. We can help find a mortgage to suit your needs. Contact us today!

There are lots of reasons to refinance/tap into your home's equity. Take advantage of a lower interest rate or tap into y...
08/10/2021

There are lots of reasons to refinance/tap into your home's equity. Take advantage of a lower interest rate or tap into your equity to fund your new grads' post secondary education, that renovation project, consolidate debt, realize that dream vacation, or to take advantage of an investment opportunity...whatever the need, we can help! Let’s connect today to get started!

Once your mortgage application is taken it is important you do not do anything that would place your approval in jeopard...
08/07/2021

Once your mortgage application is taken it is important you do not do anything that would place your approval in jeopardy.

Changing your situation from that of the information given to your Mortgage Agent (and Lender) can lead to funding not being advanced. We strongly encourage you not to make any changes to employment and/or employment status (i.e. full time to part time/employed to contract employee etc), changes to credit (adding new credit/closing current accounts) or making large purchases during the application/approval process..

Sometimes change is out of our hands. Should you have any concerns, be sure to contact your mortgage agent so they can work with you. Keep us in the loop and we’ll help you navigate through.

A Fixed rate means your interest rate will stay the same for the term of your mortgage (i.e. 5 years); it also means you...
08/04/2021

A Fixed rate means your interest rate will stay the same for the term of your mortgage (i.e. 5 years); it also means your payment stays the same for the duration of the term as well.

A Variable rate is tied to the Bank of Canada’s (prime) lending rate which means your interest rate can fluctuate. So, while your payment remains the same, the amount of your monthly payment going to interest payments vs principal may change. If interest rates go up, less of your payment goes to the principal (with more of the payment going to interest).

What to do? It often depends on the type of risk you wish to take. If you are comfortable, you may want to take a chance on saving money with a variable rate and/or possibly paying down more of your principal, thus paying off your mortgage faster. In this case, a variable interest rate might be right for you. Can’t risk your payments going up and/or prefer a known payment for budgeting purposes? A fixed rate could be a fit. Talk to us today; we’ll help determine the best option for you!

Address

3903 57 Street
Camrose, AB
T4V3H6

Opening Hours

Monday 8am - 10:30pm
Tuesday 8am - 10:30pm
Wednesday 8am - 10:30pm
Thursday 8am - 10:30pm
Friday 8am - 10:30pm
Saturday 8am - 10:30pm

Telephone

+17802811971

Website

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