Jennifer Daffurn - Mortgage Broker - The Mortgage Centre VI

06/02/2026

Saving for closing costs is essential when buying a home, as these expenses add up and catch buyers off guard. Planning ahead helps reduce stress, protect your budget, and ensure a smoother home purchase experience.

06/01/2026

05/28/2026

Saving for closing costs is essential when buying a home, as these expenses add up and catch buyers off guard. Planning ahead helps reduce stress, protect your budget, and ensure a smoother home purchase experience

05/26/2026

This scenario has happened on more than one occasion - the ability to take the equity from your home, apply extra payments and still have lower payments and lower interest, with the added ability to put money away for retirement! Congratulations DF and to all my other clients that this has been a reality for! Working with you to achieve your goals is so rewarding!

05/21/2026

Knowing your budget before house shopping isn’t limiting—it’s empowering. It keeps emotions in check, focus sharp, and choices realistic. The right home isn’t just what you love, but what you can comfortably afford without stress long after move-in day.

05/20/2026

TDSR: Total Debt Service Ratio measures all debt payments versus income, showing overall borrowing capacity and financial stress level.

GDSR: Gross Debt Service Ratio compares housing costs like mortgage, taxes, heating to income, assessing affordability of home ownership.

Knowing finances and working with a broker ensures realistic planning, better loan options, and stronger approval outcomes tailored to your situation.