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06/01/2026

Here's one mistake is seeing across the multifamily space...

BLD Financial Podcast Ep. 28 | Jack Bernstein
🎧 (Apple | Spotify | YouTube)

DLC National License: 12360

05/27/2026

"Canada has the most aggressive egress requirements in the world outside of Pakistan & Uganda."

In this episode of the BLD Financial Podcast, we sit down with a Toronto developer & housing advocate to break down the real reasons Canada’s housing affordability crisis continues to get worse despite years of policy changes and government intervention.

We break down:

✅ Why Canada makes housing so difficult to build
✅ The real problems with CMHC financing programs
✅ Why overregulation is making affordability worse
✅ The challenges facing missing middle development in Toronto
✅ Why many small multifamily projects no longer work financially
✅ The hidden costs inside building code and zoning requirements
✅ Why developers are avoiding certain projects entirely
✅ The growing affordability crisis facing young Canadians
✅ How policy, financing, and construction costs are colliding
✅ What actually needs to change to increase housing supply

As Canada continues to face rising housing costs, affordability challenges, and slowing development activity, this episode provides a real, unfiltered look at the policies, incentives, and structural issues shaping the future of housing.

Check out the full episode with Chris on your favorite podcast streaming platform or watch on our YouTube channel!

DLC National License: 12360

05/25/2026

If is buying today, here's what he's looking for in a property...

BLD Financial Podcast Ep. 28 | Jack Bernstein
🎧 (Apple | Spotify | YouTube)

DLC National License: 12360

05/23/2026

One of the biggest misconceptions in commercial real estate:

“My personal application doesn’t matter.”

That couldn’t be further from the truth.

Even inside a corporation, lenders are still underwriting the people behind the deal.

Your:
• Experience
• Net worth
• Liquidity
• Credit profile
• Guarantees
• Ability to execute

In 2026, internal credit teams are digging deeper than ever before.

In this clip from our latest Finance Friday with we break down what lenders are actually looking for when reviewing commercial and multifamily financing applications.

Full episode live on YouTube.

DLC National License: 12360

05/18/2026

Canada says it wants more housing…

So why does the system make it so difficult to actually build it?

In episode 19 of the BLD Financial Podcast, we sit down with developer, housing advocate, and Toronto Standard partner to break down the real reasons Canada’s housing affordability crisis continues to get worse despite years of policy changes and government intervention.

From zoning restrictions and building code requirements to CMHC financing policies and development economics, this conversation explores how many of the systems designed to improve affordability may actually be making housing harder and more expensive to build.

Chris also shares his journey from software and housing policy advocacy into real estate development, and explains why he believes missing middle housing could play a major role in solving Canada’s supply crisis if governments stop getting in the way.

Whether you’re a real estate investor, developer, mortgage professional, policy enthusiast, or simply trying to understand why housing has become so expensive in Canada, this episode offers an insider perspective on the realities of building in today’s market.

Check out the FULL EPISODE live now on your favorite podcast streaming platform or watch on our YouTube channel!

DLC National License: 12360

05/14/2026

Want a realistic path to a $10M+ net worth in real estate?

It’s probably not through flashy flips or “overnight success.”

It’s buying solid assets…
Managing them properly…
Staying close to the operations…
And compounding over 10–20 years.

In our latest episode with we talk about:

✅ Does the BRRRR strategy still work in Canada today
✅ Why high-leverage deals (90–95% LTV) are becoming increasingly risky
✅ Why many investors are struggling with refinancing and negative equity
✅ How cap rates, rent shifts, and market cycles are impacting deal viability
✅ The shift from “velocity investing” to long-term buy-and-hold strategies
✅ Why most multifamily deals aren’t as simple as they look on paper
✅ How serious investors are adapting their approach in 2026 and beyond

The easy money era is over.

The fundamentals are back.

BLD Financial Podcast Ep. 28 | Jack Bernstein
🎧 (Apple | Spotify | YouTube)

DLC National License: 12360

05/12/2026

AI is about to change the mortgage industry fast.

Not by replacing brokers…
By making the best brokers even more effective.

AI will handle more of the process:
✔️ Policies
✔️ Communication
✔️ Double-checking files
✔️ Improving efficiency

Which means brokers can focus on what actually grows the business:
Relationships & Client Acquisition.

In this episode President of shares where he believes the industry is heading next.

BLD Financial Podcast Ep. 27 | Eddy Cocciollo
🎧 (Apple | Spotify | YouTube)

DLC National License: 12360

05/08/2026

Most investors still think financing is only about the numbers.

Debt ratios.
Net worth.
Liquidity.
Experience.

But today’s credit teams are looking far beyond that.

They’re reviewing:
• Social media activity
• Lawsuits & litigation
• Criminal history
• Media coverage
• Public records
• Who you associate with

It’s called “Reputational Risk” and it can absolutely impact whether your deal gets approved or declined.

In this clip from our latest Finance Friday video with we break down how internal credit teams actually review borrowers in 2026.

Full episode now live on YouTube.

DLC National License: 12360

05/05/2026

As the Canadian housing market continues to reset, our latest🎙episode with provides a real, unfiltered look at what’s working, what’s not, and what investors need to understand before making their next move.

From rising interest rates and shifting cap rates to softening rents and tighter lending conditions, the environment that made BRRRR so effective has fundamentally changed.

In this episode we cover:

✅ Does the BRRRR strategy still work in Canada today
✅ Why high-leverage deals (90–95% LTV) are becoming increasingly risky
✅ How cap rates, rent shifts, and market cycles are impacting deal viability
✅ The shift from “velocity investing” to long-term buy-and-hold strategies
✅ Why most multifamily deals aren’t as simple as they look on paper
✅ And much more!

Whether you’re a real estate investor, developer, mortgage professional, or simply trying to understand where the market is heading, this episode offers a grounded, insider perspective on navigating today’s investment landscape.

Check out the full episode now on your favorite podcast streaming platform or watch on our YouTube channel!

DLC National License: 12360

05/02/2026

This is the part of the real estate financing process most investors never see...

In our latest Finance Friday video in collaboration with we break down how lenders and internal credit teams actually assess commercial real estate and multifamily financing deals in 2026.

If you’re a real estate investor, developer, or operator in Canada, understanding how lenders assess risk, structure loans, and make approval decisions is critical to getting your deal funded.

This video is designed to help you submit stronger applications, avoid common mistakes, and better position yourself for financing in a tightening credit environment.

Check out the full video only on YouTube!

DLC National License: 12360

Address

Cambridge, ON

Website

https://www.bldfinancial.ca/

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