Marc Figueiredo RBC Mortgage Specialist

Marc Figueiredo RBC Mortgage Specialist RoyalBank of Canada
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Buying a home in winter: Did you know the real estate market is quieter during winter? Cold weather and holiday-season d...
12/09/2025

Buying a home in winter: Did you know the real estate market is quieter during winter? Cold weather and holiday-season distractions keep many people on the sidelines until the spring, but there are opportunities for determined buyers. Learn how to take advantage and find the right home for you.

If you’re buying a home in winter, you may have noticed that there is less market activity, likely due to weather conditions, limited daylight and holiday-season distractions. However, by knowing the advantages, disadvantages and factors to consider, you can make sure you find the right home for y...

Sometimes the difference between a good home and a great home is a little TLC. But taking on the responsibility of makin...
11/25/2025

Sometimes the difference between a good home and a great home is a little TLC. But taking on the responsibility of making updates isn’t for everyone. Read on to decide whether a fixer upper or a move-in ready home is right for you.

If you’re looking for an affordable home, buying a fixer-upper can be a smart way to save money. But it can also be a money pit if you don’t know what to look for. Here’s how to determine whether a fixer-upper or move-in ready home is right for you. What is a fixer-upper? A fixer-upper is any

Knowing when a house was built can help you to anticipate future repairs or renovations, but that information won’t alwa...
11/20/2025

Knowing when a house was built can help you to anticipate future repairs or renovations, but that information won’t always appear in the listing. Our guide provides pointers for determining a home’s age when it isn’t readily available.

Knowing how to find out when a house was built can be a useful piece of intel for homebuyers and owners. Not only does the construction date provide a historical and stylistic context of the home, but from a practical perspective it can also help you to anticipate maintenance requirements and repair...

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, includi...
10/28/2025

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, including expected costs and typical timelines.

Closing on a house is the exciting final stretch of your homebuying journey, but there are still a few steps to complete before the deal is done. Understanding the home closing process, including the time and money involved, will allow you to anticipate what’s next and plan ahead before you finall...

What does condition mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer t...
10/21/2025

What does condition mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer to a seller. Learn more about common conditions and what it means when an offer is conditional.

If you’re buying a home and are about to enter the negotiation period, your real estate agent may have helped you to pull together a purchase agreement, which includes the terms of your offer. In the homebuying process, these are referred to as “conditions” and they can be used to define the s...

Home price is almost always negotiable. Our guide gives you tips on how to balance your needs against a seller’s motivat...
10/14/2025

Home price is almost always negotiable. Our guide gives you tips on how to balance your needs against a seller’s motivations to put yourself in the best position possible.

If you’re in the market for a new home, you may be wondering how to negotiate a house price. By understanding how much you can afford, your needs, the market and the seller’s motivations, you can put your best foot forward in coming to a deal that suits everyone involved. How to negotiate house ...

Buying a foreclosed home can be a bargain, but it also comes with risks. Find out if it’s the right approach for you.
09/04/2025

Buying a foreclosed home can be a bargain, but it also comes with risks. Find out if it’s the right approach for you.

The truth about buying a foreclosed home Buying a foreclosed home could be a great opportunity if you’re an experienced buyer or someone with business savvy. But beware of risks and hidden costs before you give in to the allure of a great deal — there’s more to a foreclosure sale than meets th...

A great way to save for a down payment: the First Home Savings Account (FHSA). Learn how to take advantage of this tool ...
09/01/2025

A great way to save for a down payment: the First Home Savings Account (FHSA). Learn how to take advantage of this tool and how it gets you one step closer to home ownership.

This article was originally published on RBC My Money Matters and has been republished here with permission. If you’re one of the more than 300,000 people who opened a First Home Savings Account (FHSA) over the last year, cut yourself a slice of cake to celebrate its first

Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage
09/01/2025

Bank of Canada Interest Rate Explained and How It Shapes Your Mortgage

The Bank of Canada announcement: interest rates are holding steady.

Benefits of Switching Your Mortgage to RBC, Tailored advice the meets your short and long term goals. Let me know if you...
05/24/2025

Benefits of Switching Your Mortgage to RBC, Tailored advice the meets your short and long term goals. Let me know if you would like to review your unique situation.

Switching your mortgage to RBC Royal Bank? Explore the benefits and see how we take care of the details for you.

When You’re Ready to Make Your Next Move, We’re Ready to Help
05/23/2025

When You’re Ready to Make Your Next Move, We’re Ready to Help

Need more space or want a change of scenery? RBC Royal Bank will be here to help you sell and move into your next house. Make the most of your sale, time your sale and understand your mortgage options.

Your Step-By-Step Guide to Buying a Home, Let me know if you need any information to make the home buying experience sim...
05/21/2025

Your Step-By-Step Guide to Buying a Home, Let me know if you need any information to make the home buying experience simple!!

Get ready for the biggest purchase you'll ever make with a clear understanding of the home-buying process and advice every step of the way. RBC Royal Bank has the tools first-time home buyers need.

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