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EBsource: Employee Benefits Source

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Calgary, AB
EBsource: Employee Benefits Source

Ebsource.ca: Canada's go-to for employee benefits insights. Read top news, discover key trends, get expert tips, and compare plans.

Employers and employees rely on us to stay informed.

05/14/2026

Structural Challenges Preventing Small Businesses from Competing on Benefits

Smaller risk pools, limited purchasing power, and a lack of HR expertise make it harder for small businesses to offer competitive benefits. These challenges are significant but can be addressed with smart, targeted solutions.

https://ebsource.com/employee-benefits/plans-insights/why-employees-leave/

Learn why employees leave small businesses for better benefits and how to build an affordable plan that cuts turnover in Canada.

05/13/2026

Smart Budget Management for Canadian Small Business Benefit Plans

Coinsurance helps employers cap their liability at a fixed percentage of claims. This approach is especially useful for small businesses seeking greater cost predictability.

https://ebsource.com/employee-benefits/plan-design/co-insurance-vs-co-pay/

Compare co-insurance vs co-pays in Canadian small business benefit plans to determine which option best fits your team's needs & budget.

05/12/2026

Digital Tools and Employer Portals: 16 Key Questions to Ask Before Buying Employee Benefits in Canada

Look for robust employer portals offering real-time self-service capabilities. The best platforms allow updates without constant manual intervention from the provider while maintaining strong security standards.

https://ebsource.com/employee-benefits/plans-insights/questions-buying-benefits/

Know the right questions to ask before buying employee benefits in Canada. Cover cost, coverage, compliance, and renewal before you sign with any provider.

05/08/2026

Building Emotional Connections | Why Voluntary Benefits Matter for Small Businesses

Plans insights news: EBSource explains why voluntary benefits matter for small businesses beyond practicality. Vetting, negotiating, and facilitating these benefits sends a powerful message that employers care about staff well-being. This fosters loyalty and appreciation even when employees pay full premiums. This trusted employee benefit source shows how optional benefits build emotional workplace connections.

https://ebsource.com/employee-benefits/plans-insights/why-voluntary-benefits-matter/

Compete with big corporations for top talent. Discover why voluntary benefits matter for small businesses and for attracting skilled workers.

05/07/2026

Three Mental Health Components to Compare | Mistakes When Choosing Employee Benefits in Canada

Plans insights news: EBSource explains how to avoid mistakes when choosing employee benefits in Canada regarding mental health. Three key components to compare include Employee and Family Assistance Programs offering short-term counselling, paramedical coverage for psychologists and psychotherapists, and Wellness Spending Accounts for stress-related expenses. This trusted employee benefits source notes that strong mental health support reduces absenteeism and boosts productivity.

https://ebsource.com/employee-benefits/plans-insights/mistakes-choosing-benefits/

The most common mistakes when choosing employee benefits cost companies thousands. Find out what they are and how to choose smarter for your workforce

05/06/2026

Five Steps to Build Your Benefits Budget | How to Budget for Employee Benefits for the First Time

Plans insights news: EBSource provides a first-time guide to budgeting for employee benefits in 5 practical steps. First, audit mandatory costs. Second, evaluate group insurance costs. Third, choose a plan structure. Fourth, compile a line-item budget. Fifth, incorporate renewal planning. This trusted employee benefit source helps first-time employers avoid common mistakes often made in the first year.

https://ebsource.com/employee-benefits/plans-insights/how-to-budget/

Discover how to budget for employee benefits for the first time in Canada, including understanding costs, plan options, and first-year planning considerations.

05/05/2026

Basic Personal Amount of $11,188 | Newfoundland and Labrador Income Tax Calculator

Income tax calculator news: The Newfoundland and Labrador Income Tax Calculator from EBSource applies provincial tax credits based on a basic personal amount of $11,188. Along with your CPP and EI contributions, these credits significantly reduce the provincial tax payable. This trusted employee benefit source explains how NL's basic personal amount provides essential tax relief for workers.

https://ebsource.com/income-tax/calculator/newfoundland-and-labrador-tax/

Use our free Newfoundland and Labrador income tax calculator to estimate your tax bill and discover ways to retain more of your income.

05/04/2026

RRSP Deductions Lower Taxable Income | Yukon Income Tax Calculator

Income tax calculator news: The Yukon Income Tax Calculator from EBSource shows how RRSP contributions reduce your income reported on line 15000 before any taxes are calculated. This powerful strategy lowers your taxable income and increases your net pay throughout the year. Strategically planning contributions maximizes your tax savings. This employee benefits source guides Yukon workers on RRSPs.

https://ebsource.com/income-tax/calculator/yukon-tax/

Use our Yukon income tax calculator to find the most recent paycheck rates and discover effective strategies to legally lower your tax bill.

04/29/2026

EI Premium Calculations for Nunavut Workers | Nunavut Income Tax Calculator

Income tax calculator news: The Nunavut Income Tax Calculator from EBSource calculates EI premiums at 1.63% of insurable earnings for 2026, with a maximum contribution of $1,123.07. This mandatory deduction is taken from gross pay before taxable income is calculated. These deductions also generate federal credits that help reduce your tax liability. This trusted employee benefit source clarifies all Nunavut payroll deductions.

https://ebsource.com/income-tax/calculator/nunavut-tax/

Use our free Nunavut income tax calculator to see your earning after federal and territorial taxes, CPP and EI deductions. The results are explained clearly.

04/28/2026

Provincial Non-Refundable Credits in Saskatchewan

Income tax calculator news: The Saskatchewan Income Tax Calculator from EBSource applies provincial non-refundable credits based on the basic personal amount and similar deductions. These credits reduce your provincial tax burden calculated under the "Tax on Income" system. Understanding available provincial credits helps maximize your take-home pay. This trusted employee benefit source details all Saskatchewan-specific tax credit options.

https://ebsource.com/income-tax/calculator/saskatchewan-tax/

Unsure about the deductions on your paycheck? Input your gross income and pay frequency in our Saskatchewan income tax calculator.

Address

ORCA Financial Publishers, 500 4 Avenue SW #2500
Calgary, AB
ABT2P2V6

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	9am - 6pm

Telephone

+18776116722

Website

http://ebsource.ca/

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