Satvinder Singh Ghotra

09/25/2026

Looking for Children Insurance?
Here is the detail of Children Life Insurance Policy in which you get:
- Life Insurance
- Cash Values, you can use for his/her Education, Marriage, Home Down Payment, During tough times like disability/Critical Illness, Retirement Income and much more.

09/17/2026

Estate Planning Step 7:
Charity Giving

09/14/2026

Estate Planning Step 6: Legacy

09/12/2026

Estate Planning Step 5

09/11/2026

Estate Planning Step 4: Taxation

09/09/2026

Estate Planning Step 2

Succession Plan:

Who Will Manage Your Assets or Run Your Business After You?
(It can be other than your family member.)
Satvinder Singh Ghotra
Financial Security Advisor
Cell:403-437-4445

*It is a general discussion not a legal advice.

09/08/2026

Estate Planning Steps:

Estate Planning Step 1

Inheritance Plan:

Who Will Own Your Assets After You?

Satvinder Singh Ghotra
Financial Security Advisor
Cell:403-437-4445

*It is a general discussion not a legal advice.

09/02/2026

Check your Bank Account, you are paying Mortgage Bills, Grocery Bills, Utilities Bills, Auto Insurance, Home Insurance, Shopping Bills, and so many others. Think for a second, who will pay these bills if, God forbid, if you are not there tomorrow?
Here comes the importance of Life Insurance!
Having Life Insurance doesn’t cost much.
For a 35 years old non-smoker it is just $36 a month for $1 Million Life Insurance!
Contact me today to know how it will work for you?
403-437-4445

07/29/2026

Rental Property and Tax Liability for Kids in Future | Satvinder Singh Ghotra | Financial Security Advisor

Click the link to make an appointment; https://calendar.app.google/VAXQgJXQVimR2nks5

Insurance Advisor can Join Skool Insurance Academy for the next level; https://www.skool.com/insuranceacademy

Tax Liability at the Time of Transfer; Parent’s Capital Gains: The parent must pay capital gains tax on the increase in the property's value from the original purchase price (Adjusted Cost Basis) to the current FMV on the transfer date. Half of this capital gain is added to the parent's taxable income for that year.

Inheritance vs. Lifetime TransferTransfer at Death:

If the rental property is passed down through a Will upon death, the deceased parent's estate is hit with the capital gains and CCA recapture tax on their final tax return. However, the child's cost base is "stepped up" to the FMV at the date of death, which changes how future gains are calculated

07/11/2026