Satvinder Singh Ghotra

07/29/2026

Rental Property and Tax Liability for Kids in Future | Satvinder Singh Ghotra | Financial Security Advisor

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Tax Liability at the Time of Transfer; Parent’s Capital Gains: The parent must pay capital gains tax on the increase in the property's value from the original purchase price (Adjusted Cost Basis) to the current FMV on the transfer date. Half of this capital gain is added to the parent's taxable income for that year.

Inheritance vs. Lifetime TransferTransfer at Death:

If the rental property is passed down through a Will upon death, the deceased parent's estate is hit with the capital gains and CCA recapture tax on their final tax return. However, the child's cost base is "stepped up" to the FMV at the date of death, which changes how future gains are calculated

07/11/2026

07/07/2026

Business Income Use Tax Free | Grow Tax Free | Transfer Tax Free | Explained Satvinder Singh Ghotra
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Maximize your tax-free financial growth | Business Income Use Tax Free | Grow Tax Free | Transfer Tax Free | Explained In Punjabi Satvinder Singh Ghotra Financial Security Advisor Canada | +1 403 - 437 - 4445

06/12/2026

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06/06/2026

Business Challanges | Small Business Owners | Satvinder Singh Ghotra | Financial Security Advisor

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Business Challanges

The most common challenges include managing cash flow amidst economic uncertainty, Taxes, keeping up with rapid AI/tech adoption, hiring skilled talent, closing strategy ex*****on gaps, and maintaining.

06/03/2026

Tax At Death | In Canada | Family | Will | Satvinder Singh Ghotra | Financial Security Advisor

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In Canada, there is no direct inheritance or death tax, but the deceased's estate must pay tax on the fair market value of all assets as if they had been sold right before death. This process is known as a "deemed disposition," and the resulting taxes are paid by the estate before any inheritance is distributed to beneficiaries. Only exemption is the principal home.

05/25/2026

05/08/2026

The Role Of Your Family Doctor and Accountant | When You Need Additional Professional Advice | Financial Advice | Satvinder Singh Ghotra - Financial Security Advisor | Choose the right person for the right advice.

05/06/2026

HSA - Health Savings Account For Small Businesses | Satvinder Singh Ghotra - Financial Security Advisor

Small Businesses — Claims are reviewed and documented in accordance with the Canadian Income Tax Act. No monthly premiums. No medical questionnaires. No commitment required. CRA Compliant. 100% Tax Deductible. No Monthly Premiums. Instant Setup. Types: Dental Care, Vision Care.