Debbie Sheen Financial Services

09/04/2021

05/09/2021

The great news is you can experience improved finances and reduced stress, even if you're starting from a not-so-great financial situation.
This step will help you establish a starting point. (Don't judge yourself here....growing your money takes time!) When you subtract your debts (owe) from your assets (own), your net worth will appear.
This is the number you will want to make progress on, even by just a few dollars each week. Growth happens when your debt shrinks and your assets grow....not with consumer purchases, so try to minimize those.

05/08/2021

A lot of people don't invest, because they don't know how or where to start, which deeps them from feeling confident in their financial decisions.
That's where having a financial advisor or coach is beneficial. Having someone who has access to a large investment pool can help you create an investment portfolio that you can have confidence in.
Does this describe you? Are you are ready to get started on a plan to meet your financial goals?
I can help!

05/07/2021

This is why I do what I do!!!
Helping someone achieve the retirement or financial goals they previously only HOPED for makes my heart happy. This business has given me the knowledge and ability to help other where the banks have not.
My Clients are what drives me to do what is right always!

05/02/2021

A mutual fund is an opportunity for you, together with many other investors, to pool your money. Professional money managers invest the "pool" for you, keeping the investments under constant supervision. The money managers use their knowledge of securities and changing market conditions to invest the pooled assess in many different companies with a variety of industries.

04/26/2021

Whether you are retiring now or a few years down the road, make sure you are on track!
No matter where you are....armed with simple, yet powerful information, you can learn to avoid the mistakes so many others make.

04/24/2021

Words of Wisdom!
We've all been guilty of this!
Spend smart.....retire early....be happy!!!

04/23/2021

Financial Fitness Friday!
According to the Bank of Canada, the debt to income ratio rose to 160% in 2011 - that means for every $1 earned by Canadians....$1.71 was owed to some forms of DEBT!
By 2018, Canadians owed $620 BILLION in consumer credit.
Compounding interest is very impactful in negative ways when we are talking about debt!! Especially on those high interest rate credit cards..
Having a plan to pay off this debt is crucial for financial independence!

04/21/2021

Wouldn't it be nice to have a job where you dictated the hours and days that you work, and the salary you make?
Wouldn't it be nice to have a job that paid you even when you weren't working???
Wouldn't it be nice to earn more money and pay LESS taxes??

04/20/2021

When it comes to life insurance, there is a good rule of thumb to follow: buy it for protection only!

04/18/2021

It's been a LONG year! There are so many family and friends that I haven't been able to see or spend time in so long!
I'm going to make an effort this week to reach out to people I haven't seen in a while. Try spread some smiles and positivity!!
Who is someone you haven't heard from in a while that would MAKE YOUR DAY to hear from???

04/16/2021

Are you in the 66%?
Do you know your Financial Independence Number (FIN)??
If you have never had someone help you figure out the amount of savings you need to retire.....and how you are going to get there.....I would love to help!!! Everyone should have a financial plan!!