Michelle Villanueva

05/06/2023

FILIPINO MINDSET = Study and get a job. Nagkaroon ng monthly salary na 30k a month. Ang ginawa bili ng gadgets, gimik, pag naubos na uutang kasi ok lang may sahod naman ulit "MINDSET".

CHINESE MINDSET = Study and start a business. Nagtayo ng maliit na negosyo kumita ng 20k a month, binalik ang puhunan sa negosyo, naging 2x ang kita. Binalik ulit ang puhunan 4x to 10x na ang kita. Then bili na ng house and lot, invest sa real estate, bumili ng car and start ulit ng ibang business.

Yan ang problema sa ating kultura ngayon. Yung sinabi sa'yo ng magulang mo na "mag aral ka ng mabuti para may maganda kang trabaho" Walang mali dun pero kung gusto mo umasenso at umangat kelangan mo alisin yan paniniwala na yan sa buhay mo. CHANGE YOUR MINDSET

Work SMARTER not HARDER!
bit.ly/donna1230
m.me/donna.nifled30

04/25/2023

Financial Literacy Month is coming to an end, but that doesn't mean we can only spring clean our financial house once a year. Connect with a financial professional who introduced you to our campaign to set you up with a game plan to keep your financial foundation in good shape all year round!

04/17/2023

Now that Campaigner Clinic: Recruit & Sell Multi-City Tour has officially ended, we can finally announce to you all the next destination meeting for WSB! In November we will be bringing 10K people to Hawaii! How many of you will fight to join us this Fall and be ready to build it big together?

04/16/2023

Stand strong and never give up, mindset matters. God will give everything you ask in a right time. 🙏🙏🙏

04/15/2023

The last Financial Wellness Tip we have for you this month is to take some time to meet with a licensed financial professional. To ensure that you are on the right path to building a strong financial foundation.

04/04/2023

Financial Literacy Month is in full effect so let's start writing down our "money chore list." What are your financial goals that you wish to tackle and tidy up this month? Here are a few examples of our money chore list and we will share more on how you can cross each item off your list throughout the month of April - Financial Literacy Month.

04/04/2023

Let's get ready to spring clean our financial house this month! Before we start tidying up, make sure to check your financial inventory for these key tools on how to build a strong financial foundation. If your inventory is running low or there isn't any at all, no worries, let's work together to make sure our financial house is in tip top shape.

03/25/2023

01/28/2023

Here are 5 financial planning tips for freelancers and people with unstable income:

👍🏼 Create a budget: Having a budget can help you to better understand your financial situation and manage your money more effectively, even if your income is unstable. Be sure to include all of your regular expenses, as well as any irregular or unexpected expenses that may arise.

👍🏼 Build an emergency fund: Having an emergency fund can help you to weather financial storms if you experience a period of reduced or unstable income. Aim to save enough money to cover at least three to six months' worth of expenses.

👍🏼 Diversify your income streams: If you rely on a single source of income, it can be helpful to try to diversify your income streams by finding ways to generate additional income through things like freelance work, part-time jobs, or investments.

👍🏼 Consider using financial tools like life insurance or annuities: As mentioned earlier, life insurance and annuities can be useful financial tools for people with unstable income, as they can provide financial protection and a guaranteed source of income.

👍🏼 Seek professional guidance: If you're struggling to manage your finances due to unstable income, it can be helpful to seek the guidance of a financial advisor or professional. They can help you to develop a personalized financial plan that takes your unique situation into account.

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If you are a financial advisor reading this: Please share this with your clients and friends who you think should be aware of this.

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