Bespoke Lending Solutions

Bespoke Lending Solutions Bespoke Lending Solutions offers customized borrowing solutions tailored to your specific needs and

Bespoke Lending Solutions offers customized borrowing solutions tailored to your specific needs and overall financial goals. We work with Canada’s largest banks, credit unions and other mortgage providers to find you the best borrowing solution.

.mortgages 👏👏👏
02/26/2025

.mortgages 👏👏👏

🏡 Top 10 Mortgage Tips for 2025 🏡Start the new year with smart strategies to make your homeownership dreams a reality!1....
01/07/2025

🏡 Top 10 Mortgage Tips for 2025 🏡
Start the new year with smart strategies to make your homeownership dreams a reality!

1. Check Your Credit Score Regularly
A strong credit score can unlock better interest rates. Aim for 700+ and address any errors on your credit report.

2. Save for a Down Payment Strategically
Set aside a dedicated savings account for your down payment. Many lenders offer competitive rates for higher down payments, but programs like FHA loans may allow as low as 3.5%!

3. Explore New Loan Options
In 2025, innovative loan programs and green financing options are more accessible than ever. Ask us about energy-efficient mortgages or first-time buyer perks.

4. Understand Your Debt-to-Income Ratio
Lenders typically prefer a DTI below 43%. Pay down debt or increase income to strengthen your application.

5. Get Pre-Approved Early
Start house hunting with confidence by securing a pre-approval. It shows sellers you’re serious and gives you a clear budget.

6. Stay Informed About Rates
Mortgage rates can fluctuate daily. Partner with a lender who tracks trends and helps you lock in the best rate.

7. Budget Beyond the Mortgage
Remember, homeownership includes property taxes, insurance, and maintenance. Build these into your monthly budget.

8. Prioritize Local Market Trends
2025 is expected to bring varying housing trends across regions. Research your area or consult with us to time your purchase or refinance wisely.

9. Consider Refinancing Opportunities
If rates drop in 2025, refinancing could save you thousands. Check if your current loan is eligible!

10. Partner with Experts You Trust
Navigating mortgages can be complex, but you don’t have to do it alone. Work with a dedicated lender who puts your goals first.

📞 778.688.7847
✉️ [email protected]
🌐 www.bespokelending.com

                               

Cheers to new beginnings and homeownership dreams in 2025! 🏡✨ At Bespoke, we’re excited to help you unlock the door to y...
01/01/2025

Cheers to new beginnings and homeownership dreams in 2025! 🏡✨ At Bespoke, we’re excited to help you unlock the door to your future this year. Let’s make it your best one yet!



Book a consult with one of our experienced brokers 👇🏼

📞 778.688.7847
✉️ [email protected]
🌐 www.bespokelending.com

                               

Merry Christmas from our family to yours 🎄✨
12/25/2024

Merry Christmas from our family to yours 🎄✨

Mid-Week Motivation ✨
12/12/2024

Mid-Week Motivation ✨

Back to our A-Z glossary series, as a home buyer, stay on top of terms you may come across in the process.Book a consult...
11/27/2024

Back to our A-Z glossary series, as a home buyer, stay on top of terms you may come across in the process.

Book a consult with one of our experienced brokers 👇🏼

📞 778.688.7847
✉️ [email protected]
🌐 www.bespokelending.com

                               

The insured mortgage limit is increasing to $1.5M from $1M, aimed at helping buyers in expensive housing markets ⚡️⚡️Imp...
11/22/2024

The insured mortgage limit is increasing to $1.5M from $1M, aimed at helping buyers in expensive housing markets ⚡️

⚡️Impact:
* Buyers can now purchase homes over $1M with as little as 10% down (previously 20% was required).
* This change helps couples enter the housing market, especially those seeking 3+ bedroom homes.
* Expected to boost stability or growth in condo, townhouse, and entry-level home markets, especially with lower interest rates expected in Spring 2025.

⚡️ Example:
* Old: $1.3M home required $260K down
* New: $1.3M home requires $130K down (saving $130K)

Book a consult with one of our experienced brokers 👇🏼

📞 778.688.7847
✉️ [email protected]
🌐 www.bespokelending.com

                               

Mortgage Tip: Porting Your Mortgage 🏠🔄Moving but love your current mortgage rate? You may be able to “port” it to a new ...
11/22/2024

Mortgage Tip: Porting Your Mortgage 🏠🔄

Moving but love your current mortgage rate? You may be able to “port” it to a new home!

What’s Porting?
Porting lets you transfer your existing mortgage (and rate) to a new property, potentially saving on penalties. This can be ideal if rates have risen since you locked in!

How It Works:
Sell your home, transfer your mortgage, and possibly blend your current rate if your new home needs extra funds.
Book a consult with one of our experienced brokers 👇🏼

📞 778.688.7847
✉️ [email protected]
🌐 www.bespokelending.com

                               

30-Year Mortgages now available for first-time home buyers⚡️⚡️ Previous Rule:* 30-year mortgages were only allowed for n...
11/16/2024

30-Year Mortgages now available for first-time home buyers⚡️

⚡️ Previous Rule:
* 30-year mortgages were only allowed for new homes.

⚡️ Qualification Requirements:
* Strict GDS/TDS Guidelines (Gross Debt Service/Total Debt Service).
* Multiple Applicants Allowed:
* You can add 2+ people to the mortgage to help with debt servicing.
* Not all applicants need to be FTHB.
* At least one applicant must be a first-time home buyer (FTHB).

Book a consult with one of our experienced brokers 👇🏼

📞 778.688.7847
✉️ [email protected]
🌐 www.bespokelending.com

                               

Honouring the bravery, sacrifice, and resilience of those who served. Lest we forget
11/11/2024

Honouring the bravery, sacrifice, and resilience of those who served. Lest we forget

Our team had an amazing time at the Agent’s University with and Looking forward to share everything we learned soon!
11/08/2024

Our team had an amazing time at the Agent’s University with and

Looking forward to share everything we learned soon!

Bespoke team at boat cruise 🚢 hosted by
07/10/2024

Bespoke team at boat cruise 🚢 hosted by

Address

3989 Henning Drive, Unit 105
Burnaby, BC
V5C6P8

Opening Hours

Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

Telephone

+17786887847

Website

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