Debbie Cheung, Mortgage Specialist

Debbie Cheung, Mortgage Specialist Full service mortgage brokerage. One application, One Credit Check and access to Canada's top lenders. The real kicker? It doesn’t cost them anything!

I must have the best job in the world: I make a living helping others, teaching, holding their hand, salvaging their deals, saving them money, imparting the best tips, and at the end of the day they think I’m their hero. How cool is that? I do not take a banker’s approach – there is no typical ‘suit and tie’ staring across a big desk , making you uncomfortable. In fact, most people think I'm laid

back and easy going. I feel very strongly that there is so much more to being a spectacular mortgage broker than merely obtaining my clients the best rates. That’s the easy part. Imparting knowledge and sage advice takes more time, effort and a sincere enjoyment of the process. Asking you the appropriate questions, figuring out your needs and then matching your requirements to the most appropriate lender and product is almost like putting together a puzzle. What really makes me different from most brokers is that I don’t just want to hear from you when you need a mortgage. I prefer a holistic approach that encompasses the before, during and after process. In fact, it is often ideal when a potential client contacts me as early as six to twelve months before they’re ready for a new mortgage or renewal. That gives us time to improve your credit, or develop an ‘action plan’ of steps you can take to make your good credit score exceptional. For a lot of people in the service industries, the term Customer Service is a catch-phrase that is over used and under delivered. It would be my pleasure to show you what it really means.

Considering some upgrades to add value to your home? Don't do these... http://ow.ly/EGl95
11/21/2014

Considering some upgrades to add value to your home? Don't do these... http://ow.ly/EGl95

Some renos make financial sense while offers little opportunity to recover the costs when it's time to sell

An interesting article that points to immigrants (which account for 70% of Canada's population growth) as the key group ...
11/21/2014

An interesting article that points to immigrants (which account for 70% of Canada's population growth) as the key group that will fulfill the demand for Canada's over-supplied condo boom... http://ow.ly/EGmiY

Are we really overbuilding, constructing too many condominiums and creating too much sprawl? A new report maintains we need that housing more than...

factORfiction: I'm already pre-approved for a mortgage, I can't look elsewhere...I'm locked in
11/19/2014

factORfiction: I'm already pre-approved for a mortgage, I can't look elsewhere...I'm locked in

Canada Real Estate is (still) very much a 3-city show... http://ow.ly/EtMoQ
11/18/2014

Canada Real Estate is (still) very much a 3-city show... http://ow.ly/EtMoQ

The number of existing homes that changed hands in Canada during October came in seven per cent higher than a year earlier, topping economists’...

Calgary's Massie Office and their flying V Shelf...simple, versatile, functional http://ow.ly/EmdQE
11/18/2014

Calgary's Massie Office and their flying V Shelf...simple, versatile, functional http://ow.ly/EmdQE

Very versatile design. These thin bent metal shelves are called Flying Vee and are designed by Massie Office. They don't require ruining a book,...

How to save for a home...the stripped down, direct approach
11/17/2014

How to save for a home...the stripped down, direct approach

Got some equity in your Vancouver home? Maybe consider buying a rental property in Calgary...affordable properties, nea...
11/16/2014

Got some equity in your Vancouver home? Maybe consider buying a rental property in Calgary...affordable properties, near-zero vacancy, positive cashflow http://ow.ly/Emdzj

CALGARY - Calgary and Edmonton top the list of residential real estate investment markets in Alberta, according to a new report released Tuesday....

Home Inspection versus Home Appraisal...do the banks require both?
11/15/2014

Home Inspection versus Home Appraisal...do the banks require both?

If you haven't heard about Hopper already, check out there site...cheap flights! http://ow.ly/EeKvw
11/14/2014

If you haven't heard about Hopper already, check out there site...cheap flights! http://ow.ly/EeKvw

How do you really know if you got the best flight deal? Save time and money: Check Hopper first for the best times to fly and buy.

The Home Buyers Plan - allows you to access your RRSPs for downpayment... http://ow.ly/EeMtu
11/14/2014

The Home Buyers Plan - allows you to access your RRSPs for downpayment... http://ow.ly/EeMtu

Home Buy·ers’ Plan noun A federal government program that allows homebuyers to withdraw money from their Registered Retirement Savings Plans...

September Real Estate stats for Canada...business as usual
11/13/2014

September Real Estate stats for Canada...business as usual

Self employed, declare low income to pay less tax, and have 10% down. How do I qualify for a mortgage?? http://ow.ly/Ea...
11/12/2014

Self employed, declare low income to pay less tax, and have 10% down. How do I qualify for a mortgage?? http://ow.ly/EakL1

HomeOpenersTM: Business For Self (Alt. A) Program Getting a mortgage can be a challenge for self-employed home seekers because of the documentation...

Address

Burnaby, BC
V5H4N2

Telephone

+17786886617

Website

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