Sarah Rosser, B.Comm - Mortgage Professional / Senior Underwriter

01/30/2023

Update on the Bank of Canada's 25 point increase last week. If you have a variable mortgage your payment will increase unless you have a static payment. Lines of credit will also reflect this increase. If you need help managing your monthly cash flow regarding increased mortgage payments, lines of credit and possible debt consolidation, please contact me. Happy to help.

03/29/2022

Here's my latest market. Please contact me if you'd like to be added to my mail list for automatic updates. Any questions...happy to help.

01/03/2022

Happy New Year!

11/16/2021

Being aware of the closing costs when purchasing a new home or investment property helps ensure a smooth closing process. Questions? Happy to help.

FROM SEA TO SKY, ALL YOUR MORTGAGE FINANCING NEEDS

10/19/2021

We all have different sources of income. Let us help you get the best mortgage. Always happy to help.

FROM SEA TO SKY, ALL YOUR MORTGAGE FINANCING NEEDS

07/09/2021

If you have lost your wallet or feel you have been a victim of identity fraud remember to notify our two Canadian credit bureaus, Equifax and TransUnion. This will protect your credit score and alert future lenders to ensure someone has not tried to open credit cards or loans in your name.

07/03/2021

Taking advantage of today's low mortgage rates can help pay off your mortgage earlier. Lenders also offer additional prepayment options without penalty. If you are considering consolidating or refinancing early, let me know. Happy to help.

Home prices may be astronomical in certain parts of the country, but historically low mortgage rates are allowing borrowers pay off their mortgages faster than ever.

04/09/2021

Purchasing power for conventional purchases will decrease by 4 to 4.5% June 1. Please contact me with any questions. If you are looking to purchase a primary or investment property, closing before June 1 would be a good idea.

Canada’s banking regulator has proposed changes that would strengthen the stress test applied to uninsured mortgages.

03/10/2021

Good news today as the Bank of Canada keeps key interest rate at 0.25%. With high bond yields over the last few weeks we saw lenders increase their fixed rates; however, I believe variable rates are the way to go. Due to the large volumes we have with our lender partners, we are able to offer large discounts on variable rate mortgages for primary residences and rentals. Happy to help if thinking of refinancing to consolidate debt or with your next purchase.

The Bank of Canada is keeping its key interest rate target on hold at 0.25 per cent, saying economic conditions still require it even if things are going better than anticipated.

02/19/2021

Fun to look back at some of the trends. If you are looking to refinance for renovations, let me know. Rate remain low at this time; however, rate increases could be on the horizon.

To say 2020 was a tough year is like saying Canada is a bit cold in the winter. From a design standpoint, the thing we might remember most is simply keeping the coffee table clear. To take a break from the seriousness of the modern day, let’s take a light-hearted look at some of the …