Tatiana Mikhailova - Mortgage Broker

Tatiana Mikhailova - Mortgage Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tatiana Mikhailova - Mortgage Broker, Mortgage brokers, 105-3989 Henning Drive, Burnaby, BC.

Feeling incredibly grateful and proud to share some special news ✨I am honoured to receive the President’s Club Award fr...
02/19/2026

Feeling incredibly grateful and proud to share some special news ✨

I am honoured to receive the President’s Club Award from Mortgage Architects, placing me in the top 10% of brokers and recognizing over $15–$25M in funded mortgages in 2025.

On top of that, I’m thrilled to be an Ambassador Award Recipient, reflecting both my contributions and the incredible effort of our team that funded over $250M in 2025. Together, we achieved something remarkable.

While awards are beautiful milestones, what matters most to me is the trust my clients place in my hands during one of the biggest financial decisions of their lives. A mortgage is never just a transaction — it’s a home, a new chapter, a fresh start, an investment in the future.

To everyone who trusted me with your purchase, renewal, or refinance this year — THANK YOU! Your confidence means more than any title.

We’re stepping into 2026 with the same commitment: transparency, strategy, and genuine care for individuals, families, and investors across British Columbia 🤍

Looking forward to helping even more people make confident mortgage decisions in the year ahead!

The Bank of Canada reduced its policy rate by 25 basis points to 2.75% on March 12, 2025 (second cut of the year). Curre...
03/14/2025

The Bank of Canada reduced its policy rate by 25 basis points to 2.75% on March 12, 2025 (second cut of the year). Current prime rate is 4.95%. ⠀
⠀
Reason for the Cut: Economic uncertainty due to U.S.-imposed tariffs on Canadian exports, impacting consumer and business confidence.⠀
⠀
Effect on Homeowners with variable-rate mortgages:
⠀
• Homeowners with variable mortgage and static payments may see a larger portion of their payment go toward the principal.⠀
⠀
• Mortgage holder with variable payments could experience a reduction in their total mortgage payment.⠀
⠀
Effect on Homeowners with fixed-rate mortgages:⠀
⠀
• Bank of Canada rate cut doesn’t have any impact on fixed-rate mortgage holders.⠀
⠀
What to expect:⠀
⠀
Economists predicts further cuts, with the BoC rate potentially reaching 2.25% by mid-2025.

⁣Happy International Women’s Day 💐✨⠀⠀You are strong, you are beautiful, and you are uniquely YOU. Your sparkle is unlike...
03/08/2025

⁣Happy International Women’s Day 💐✨⠀
⠀
You are strong, you are beautiful, and you are uniquely YOU. Your sparkle is unlike any other, and the world is better because of it. May you always feel loved, appreciated, and celebrated—not just today, but every day! ✨⠀
⠀

⁣📅 Save These Dates! 📅⠀⠀The Bank of Canada has announced its 2025 Policy Interest Rate Dates 🏦 These decisions directly ...
01/23/2025

⁣📅 Save These Dates! 📅⠀
⠀
The Bank of Canada has announced its 2025 Policy Interest Rate Dates 🏦
These decisions directly impact mortgage rates, loans, and overall economic trends in Canada.⠀

📌 Mark your calendars for:⠀
⠀
•January 29⠀
•March 12⠀
•April 16⠀
•June 4⠀
•July 30⠀
•September 17⠀
•October 29⠀
•December 10⠀
⠀
⠀
✨ Save this post for easy reference and stay tuned for updates on what these announcements mean for you. 💡⠀
⠀
⠀

✨🎄Merry Christmas! 🎁✨May your holiday season be filled with joy, love, and warmth 🌟
12/25/2024

✨🎄Merry Christmas! 🎁✨

May your holiday season be filled with joy, love, and warmth 🌟

Rate Cut Details:• Bank of Canada (BoC) reduced its overnight rate by 50 basis points, from 3.75% to 3.25%.⠀• This is th...
12/20/2024

Rate Cut Details:

• Bank of Canada (BoC) reduced its overnight rate by 50 basis points, from 3.75% to 3.25%.⠀
• This is the second consecutive cut of 0.5%, totalling a 175-basis-point drop in 2024.⠀
⠀
Further rate reductions are expected, although at a slower pace, depending on economic and trade developments.⠀
⠀
Impact on Variable-Rate Mortgage Borrowers:⠀
• Borrowers with adjustable mortgage payments (e.g. Scotiabank customers) will see immediate payment reductions.⠀
• For borrowers with static mortgage payments (e.g. TD customers), more of their payment will go toward the principal.⠀
⠀
Lower rates have already increased home sales by 30% in October. The continuing rate drops are attracting buyers back to the real estate market, likely driving home prices up in 2025.⠀
⠀
#2024

⁣💡 What Is Home Equity?⠀⠀⠀Home equity is the value of your home that belongs to you. 🏠⠀⠀⠀It’s calculated as:⠀⠀Home Value...
11/16/2024

⁣💡 What Is Home Equity?⠀
⠀
⠀
Home equity is the value of your home that belongs to you. 🏠⠀
⠀
⠀
It’s calculated as:⠀
⠀
Home Value – Mortgage Balance = Your Equity⠀
⠀
⠀
For example, if your home is worth $700,000 and you owe $300,000, your equity is $400,000. As you pay down your mortgage or your home’s value increases, your equity grows.⠀
⠀
⠀
Equity can be a powerful tool for borrowing or building long-term wealth! 💰⠀
📞 Call or 📧 Email me today to learn how to use your home equity!⠀
⠀
⠀
⠀

🤩 Starting only one month from now, December 15 2024, there will be some mortgage changes which will help to improve aff...
11/15/2024

🤩 Starting only one month from now, December 15 2024, there will be some mortgage changes which will help to improve affordability and encourage new home construction.

🔶 Insured Mortgage Price Cap Increase: The cap rises from $1M to $1.5M, allowing buyers in high-cost markets access to lower down payments and insured mortgage benefits. The minimum down payment will be 5% on the first $500,000 and 10% on the remaining balance between $500,000 to $1,500,000.

🔷 30-Year Amortization Expansion: All first-time homebuyers and buyers of new builds can access 30-year amortizations, reducing monthly payments by ~8.9% and increasing purchasing power by ~9.7%.

Have questions? Let’s chat and see how we can make your dream about home purchase a reality.

📩 [email protected]
📞 778.859.7992

⁣Did you know?⠀⠀If you’re on maternity or paternity leave, many lenders canconsider your full income for mortgage qualif...
11/15/2024

⁣Did you know?⠀
⠀
If you’re on maternity or paternity leave, many lenders canconsider your full income for mortgage qualification! 🏡💰⠀
⠀
💡 Plus, the Canada Child Benefit (CCB) might not be huge, but it can make a difference in boosting your mortgage approval amount. Every little bit helps when it comes to securing your dream home! 🏠✨⠀
⠀
Have questions? Let’s chat and see how we can make your family’s new home a reality. 📩💬⠀

📞 778.859.7992
⠀

🏦 In the final meeting of 2023, the Bank of Canada decided to keep the key policy rate unchanged at 5.0%, maintaining th...
12/06/2023

🏦 In the final meeting of 2023, the Bank of Canada decided to keep the key policy rate unchanged at 5.0%, maintaining the prime rate at 7.20%. The Chairman of the Bank of Canada, Tiff Macklem, emphasized a noticeable decrease in inflationary and economic indicators in the decision not to raise the key interest rate.⠀
⠀
⠀
📍The Consumer Price Index (CPI) decreased from 3.80% to 3.10% from September to October. The labor market continues to contract, and the Canadian economy shows signs of a recession. Ultimately, the high-interest rate policy is beginning to yield results.⠀
⠀
💡A reminder: The Bank of Canada directly influences the variable rate products.⠀
⠀
🔹Fixed mortgage interest rates continue to decline following the decrease in government bond yields. Currently, fixed rates fluctuate between 7.69% and 5.49%, depending on the term, downpayment, amortization, etc. ⠀
⠀
We are closely monitoring developments as the Bank of Canada continues to assess the economic situation and take measures in response to current challenges.

Address

105-3989 Henning Drive
Burnaby, BC
V5C6P8

Telephone

+17788597992

Website

Alerts

Be the first to know and let us send you an email when Tatiana Mikhailova - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Tatiana Mikhailova - Mortgage Broker:

Shortcuts

Share

Category