Mortgage Refinance

03/28/2026

03/03/2026

30 year Insured mortgages for clients who are qualified first time home buyers
Up to 1.5M

Qualifications we need to address
Credit
Income
Downpayment

01/31/2026

B lending is great for clients who are looking for a decent rate while consolidating debt but missed some payments,

01/19/2026

integrummortgage-homevalue.netlify.app
Get a quick estimate on your home value- FREE
Speak with me directly and get a full detailed report FREE
NOT an appraisal but you can see how you compare to others

01/16/2026

Refinance your home to pay off debt, CRA,
From 3.99 A lenders
from 4.74 from B lenders (bruised credit is ok)
From 4.89 from Private lenders(minimum documents)

04/22/2025

These are the lowest rates I’ve seen so far in 2025

Rates starting 5.99%for a private first mortgage
Rates starting 8.64% for a second mortgage

 There are some requirements for each rate
I’ve also seen and done a second mortgage up to 80% loan to value if required

10/30/2024

Lowest rate ever year 4.14 owner occupied

Private rate update !!!
As Low as 6.99 at 50 percent Loan to value, First mortgage

09/08/2024

7.49% lending available me from Private lenders rates
Minimal income requirements
3-5 day closing times available

3 year rates as low as 4.79 percent

06/28/2024

Happy Canada Day Long Week!!
LOWEST RATE IVE SEEN IS 4.74%
(This is lender / income / credit dependant)

PRIVATE LENDERS RATES STARTS AT 7.99%
Location and Credit and Equity / Downpayment Dependant

Currently I am working on refinancing a foreclosure...
been rejected by 10 lenders simply based on credit and Loan to Value....Its getting close, I do have an approval subject to another 2nd appraisal

Also working business startup with some building equity in it.
Client owns a building in maple ridge that has a commercial zoning. So we are using a business loan to get them started AND we are also refinancing them out of a current private mortgage
lowering their rate and money can go to principle (not just interest)

Have a good one

06/09/2024

Great day to be out and about,
Check out some open houses

03/18/2024

This client is paying 6.59 on a TD variable paying 2850+ 1559 in Monthly Debts = 4409

A successful refinance got them 5.59% (3 year fixed) consolidated payments to 3420.00 Per month (approx)

Saving them money