RTC Mortgage

10/12/2026

Happy Thanksgiving from RTC Mortgage!

Wishing you and your loved ones a wonderful day filled with gratitude, warmth, and happiness. ❤️

RTC Mortgage — Empowering Your Financial Future.

10/05/2026

Fixed vs. variable? 3-year vs. 5-year? Prepayment penalties?

Every mortgage structure comes with its own set of trade-offs. Licensed brokers have a duty to identify and explain material risks so you aren't surprised down the road.

At RTC Mortgage, our job isn't just to show you the rate. It's to help you evaluate the full picture before you commit.

Understand before you sign.

09/30/2026

This National Day for Truth and Reconciliation, RTC Mortgage joins in recognizing the importance of healing, understanding, and building a brighter, more inclusive future together.

09/18/2026

Transparency in mortgage financing matters.

Licensed mortgage brokers are required to disclose all mortgage-related remuneration, including the source, amount, and how it is calculated. You should never have to guess how your advisor is compensated.

We believe you should understand every detail of your loan—including how the professional arranging it gets paid.

09/16/2026

Getting a mortgage approval doesn't automatically mean it's the right financial fit.

Licensed mortgage brokers have a duty of suitability. That means assessing a mortgage against your specific life goals, budget, and long-term financial risks—not simply finding a lender willing to say yes.

At RTC Mortgage, we don't just ask if a lender will approve your file. We make sure the terms line up with your financial reality.

There’s a big difference between getting a mortgage and getting the right mortgage.

09/10/2026

A mortgage broker representing you has a legal and ethical duty to act in your best interests. 🤝

That means advising you on options that truly benefit your financial future — even if that means recommending a different structure or referring you to another solution if it's better for your situation.

At RTC Mortgage, the right mortgage isn't the one that's best for the broker — it's the one that's right for you.

08/31/2026

Before you share your financial details or start an application, you have the right to know who your mortgage broker actually represents. 📝

Under mortgage consumer protection rules, brokers must clearly disclose their representation up front. Are they representing you, the lender, or another party in the transaction?

At RTC Mortgage, clarity starts before the paperwork does. We believe you deserve complete transparency from day one.

08/18/2026

Is it time for a change?

As we move further into the year, it’s a great time to pause and reflect on your path forward.

Are you feeling limited in your current role as a Mortgage Specialist at the bank?

Do you long for more freedom, flexibility, and fairness in how your hard work is recognized and rewarded?

Are you ready to build a career where your efforts translate into meaningful results — based on your own achievements rather than corporate metrics?

If you answered yes, now might be the perfect moment to explore a new chapter in your career.

The mortgage industry offers an exciting avenue for growth, empowerment, and the fulfillment you deserve.

📅 Date: Sep 23, 2026
⏰ Time: 2:00 PM – 3:30 PM (BC Time) / 3:00 PM – 4:30 PM (Alberta Time)
🌐 Location: Online via Zoom

🎙️Meet Your Hosts
Victor Ho, CEO of RTC Mortgage, and Dennis Wong, Vice President of RTC Mortgage. Both began their careers in banking and successfully transitioned into the mortgage brokerage landscape. They understand the challenges you face and will share their experiences and insights on making the leap with confidence.

Prepare for an engaging conversation that will empower you to take charge of your career journey, just like they did.

💼Who Should Join
Banking professionals in British Columbia and Alberta

Anyone planning to take the mortgage exam or explore
opportunities in the industry

🚀What You’ll Gain
• Expert guidance from industry leaders on shifting from employee to independent mindset
• A look into the daily life of a mortgage broker and how to build your client base
• Overview of RTC’s support — licensing, training, CRM, and lead generation
• Transparent compensation structure and career growth path

✨ Your Career, Your Terms
Join us to discover how you can unlock a more rewarding career — one with flexibility, autonomy, and limitless growth.

Let 2026 be the year you take charge of your future.

1️⃣ Reserve your spot on Eventbrite. Click here → https://www.eventbrite.com/e/career-day-discover-a-new-chapter-beyond-banking-tickets-1997160571030

2️⃣ Complete your Zoom registration to confirm your access. Click here → https://us02web.zoom.us/meeting/register/qaGwERWMTAKkAXmntcA4Kw #/registration

We look forward to helping you take your career to new heights!

- RTC Mortgage

Join us for a FREE Mortgage Broker Career Day hosted by RTC Mortgage!

08/03/2026

Happy BC Day from the team at RTC Mortgage!

Wishing you and your family a safe, relaxing long weekend enjoying the best of our beautiful province.

07/31/2026

That means nearly half of all new home buyers are actively walking past their local bank branch—and the shift makes complete sense when you look at the numbers.

Here’s why first-time buyers across Canada are making the move:

1️⃣ Access to 30+ Lenders vs. 1 Bank Product
When you visit a single bank, they can only offer you their own posted rates and rigid guidelines. A mortgage broker shops dozens of prime lenders, monoline lenders, and credit unions to find the rate and features that actually match your budget.

2️⃣ Navigating Stress Tests & New Home Buyer Perks
From setting up your First Home Savings Account (FHSA) to passing the mortgage stress test, navigating your first purchase can feel overwhelming. 40% of buyers surveyed said they chose a broker specifically for step-by-step guidance through the process.

3️⃣ Unbiased Strategy & Zero Direct Fees
Bank advisors work for the bank. An independent broker works exclusively for you. For standard residential mortgages, broker services cost you $0 out-of-pocket (the lender pays us upon funding).

Settling for your bank's first rate offer could cost you thousands over your mortgage term.

Contact us if you want to learn more.