John Fleming Auto Insurance

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John Fleming Auto Insurance At John Fleming we are dedicated to you and all your different insurance needs.

Locally owned we've been around for over 40 years and have been committed to help and educate our clients on making the best insurance choices.

Can a family member borrow your car in BC and still be covered if they cause a crash?It depends on who is driving, how o...
10/15/2026

Can a family member borrow your car in BC and still be covered if they cause a crash?

It depends on who is driving, how often they use your vehicle, and your policy’s coverage.
For occasional drivers who do not live with you, Unlisted Driver Protection may help protect you from an additional premium after a crash. But household members, regular drivers, and employees may need to be listed.

Also, Unlisted Driver Protection does not necessarily cover repairs to your own car; that depends on your Collision coverage.
Before handing over the keys, review your listed drivers and coverage with a broker.

If you have questions, message us, and we can help you!

The most meaningful feedback we receive is when clients tell us they felt heard, supported, and understood their options...
10/08/2026

The most meaningful feedback we receive is when clients tell us they felt heard, supported, and understood their options more clearly.

Thank you to everyone who has taken the time to share their experience with John Fleming Auto Insurance. Your trust means a great deal to our team.

If JFAI has helped you, we would be grateful if you shared your experience in a review. And if you have a question about auto, home, or business insurance, our team is here to help.

A new season often means a new routine.Maybe your commute changed. Maybe you are driving more for work, sharing a vehicl...
10/06/2026

A new season often means a new routine.

Maybe your commute changed. Maybe you are driving more for work, sharing a vehicle, moving, or adding a new driver to the household. These moments are a good reason to pause and ask whether your current auto insurance still reflects your life today.

You don’t need to have every answer before starting the conversation. That is what a broker is here for. Save this post for your next renewal, and message JFAI if you would like clear guidance on what to review.

12/12/2025

🚨 One ICBC rule people keep getting wrong and it can cost you thousands.

ICBC doesn’t just look at who owns the car they care who actually drives it.

Household members or employees?
If they drive your vehicle even once, they must be listed on your policy.
No exceptions. UDP does not protect you here.

Friends, guests, extended family — non-household, non-employees?
You can lend them your car as long as you have Unlisted Driver Protection (UDP) on your policy.
UDP is designed for occasional drivers — typically 12 or fewer trips per year.

No UDP or the person should have been listed? → You may face an “Unlisted Driver Accident Premium.” I’ve seen penalties over $8,000.

Play it safe: List the drivers who must be listed — and make sure UDP is set up for the ones who don’t live with you.

11/19/2025

A second of distraction can change everything.

Accidents happen but the financial and emotional hit doesn’t have to. With the right coverage, you’re not just fixing a car, you’re protecting your peace of mind.

At John Fleming Insurance, we make it easy to understand what ICBC covers and where extra protection really matters.

Because being prepared makes all the difference when life surprises you.

🚗 Protecting what truly matters.

“As is” works… until it doesn’t.Renewing your insurance “as is” might seem simple — but it can also be a costly mistake....
11/17/2025

“As is” works… until it doesn’t.

Renewing your insurance “as is” might seem simple — but it can also be a costly mistake.

Yeah, in BC we don’t have many options — ICBC always handles the basic, and even for optional coverage, it’s mostly ICBC and just a few others.

But your life still changes: your routine, your drivers, your risks.

When a claim happens, that’s when you realize the difference between having a policy… and having real guidance.

At John Fleming Auto Insurance, we review your coverage, explain what truly matters, and make sure you’re protected when it counts.

Because insurance isn’t just about paperwork — it’s about you, your life, and your peace of mind.

👉 Want to review your policy with us? Send a DM and we’ll walk you through it.

11/13/2025

Quick checklist to review your policy:

✅Updated details
✅Correct listed drivers
✅Extra coverages (Collision, Comprehensive, Loss of Use, glass)

Review after any changes (vehicle, address, routine) or yearly
Need insurance? Send me a DM.

BC’s auto insurance system is unique.ICBC provides your mandatory basic coverage, but extra protection, like collision, ...
11/05/2025

BC’s auto insurance system is unique.

ICBC provides your mandatory basic coverage, but extra protection, like collision, comprehensive, and replacement cost, comes through ICBC Optional or private insurers, arranged by brokers like John Fleming Auto Insurance.

Understanding what’s covered (and what’s not) can save you a lot of stress when the unexpected happens.

👉 DM us today to review your coverage and make sure you’re protected where it counts.

Optional auto coverages can make all the difference when life doesn’t go as planned.In BC, ICBC covers the basics, but i...
10/31/2025

Optional auto coverages can make all the difference when life doesn’t go as planned.

In BC, ICBC covers the basics, but in a total loss, what you’re paid depends on your coverage and who’s at fault.

When ICBC does pay out, it’s based on your vehicle’s estimated pre-incident value, often much less than what you originally paid.

That’s where Replacement Cost Coverage comes in.

At John Fleming Auto Insurance, we offer options through ICBC, DriveSure, Optiom, and Mode Insurance to help you stay protected from depreciation and unexpected loss.

👉 DM us today to review your coverage and see which option fits your vehicle best.

10/17/2025

It’s funny until it’s real.

Accidents don’t give warnings, and neither should your coverage.

The right insurance keeps you safe from surprises (and from running toward falling walls 😬).

👉 DM us to make sure you’re covered for the things that really matter.

🇨🇦

Address

6696 Hastings Street
Burnaby, BC
V5B1S3

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 5pm

Telephone

+16042981218

Website

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