John Fleming Auto Insurance

John Fleming Auto Insurance At John Fleming we are dedicated to you and all your different insurance needs.

Locally owned we've been around for over 40 years and have been committed to help and educate our clients on making the best insurance choices.

12/12/2025

🚨 One ICBC rule people keep getting wrong and it can cost you thousands.

ICBC doesn’t just look at who owns the car they care who actually drives it.

Household members or employees?
If they drive your vehicle even once, they must be listed on your policy.
No exceptions. UDP does not protect you here.

Friends, guests, extended family — non-household, non-employees?
You can lend them your car as long as you have Unlisted Driver Protection (UDP) on your policy.
UDP is designed for occasional drivers — typically 12 or fewer trips per year.

No UDP or the person should have been listed? → You may face an “Unlisted Driver Accident Premium.” I’ve seen penalties over $8,000.

Play it safe: List the drivers who must be listed — and make sure UDP is set up for the ones who don’t live with you.

11/19/2025

A second of distraction can change everything.

Accidents happen but the financial and emotional hit doesn’t have to. With the right coverage, you’re not just fixing a car, you’re protecting your peace of mind.

At John Fleming Insurance, we make it easy to understand what ICBC covers and where extra protection really matters.

Because being prepared makes all the difference when life surprises you.

🚗 Protecting what truly matters.

“As is” works… until it doesn’t.Renewing your insurance “as is” might seem simple — but it can also be a costly mistake....
11/17/2025

“As is” works… until it doesn’t.

Renewing your insurance “as is” might seem simple — but it can also be a costly mistake.

Yeah, in BC we don’t have many options — ICBC always handles the basic, and even for optional coverage, it’s mostly ICBC and just a few others.

But your life still changes: your routine, your drivers, your risks.

When a claim happens, that’s when you realize the difference between having a policy… and having real guidance.

At John Fleming Auto Insurance, we review your coverage, explain what truly matters, and make sure you’re protected when it counts.

Because insurance isn’t just about paperwork — it’s about you, your life, and your peace of mind.

👉 Want to review your policy with us? Send a DM and we’ll walk you through it.

11/13/2025

Quick checklist to review your policy:

✅Updated details
✅Correct listed drivers
✅Extra coverages (Collision, Comprehensive, Loss of Use, glass)

Review after any changes (vehicle, address, routine) or yearly
Need insurance? Send me a DM.

BC’s auto insurance system is unique.ICBC provides your mandatory basic coverage, but extra protection, like collision, ...
11/05/2025

BC’s auto insurance system is unique.

ICBC provides your mandatory basic coverage, but extra protection, like collision, comprehensive, and replacement cost, comes through ICBC Optional or private insurers, arranged by brokers like John Fleming Auto Insurance.

Understanding what’s covered (and what’s not) can save you a lot of stress when the unexpected happens.

👉 DM us today to review your coverage and make sure you’re protected where it counts.

Optional auto coverages can make all the difference when life doesn’t go as planned.In BC, ICBC covers the basics, but i...
10/31/2025

Optional auto coverages can make all the difference when life doesn’t go as planned.

In BC, ICBC covers the basics, but in a total loss, what you’re paid depends on your coverage and who’s at fault.

When ICBC does pay out, it’s based on your vehicle’s estimated pre-incident value, often much less than what you originally paid.

That’s where Replacement Cost Coverage comes in.

At John Fleming Auto Insurance, we offer options through ICBC, DriveSure, Optiom, and Mode Insurance to help you stay protected from depreciation and unexpected loss.

👉 DM us today to review your coverage and see which option fits your vehicle best.

10/17/2025

It’s funny until it’s real.

Accidents don’t give warnings, and neither should your coverage.

The right insurance keeps you safe from surprises (and from running toward falling walls 😬).

👉 DM us to make sure you’re covered for the things that really matter.

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We all hope nothing goes wrong.But the truth is: life doesn’t always go as planned.That’s why having the right coverage ...
10/14/2025

We all hope nothing goes wrong.
But the truth is: life doesn’t always go as planned.

That’s why having the right coverage matters.
It’s not about expecting the worst, it’s about being ready for it.

At John Fleming Auto Insurance, we make insurance simple, clear, and built for real life.

Because peace of mind starts long before the claim.

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If you’ve never reviewed your policy, don’t know who’s listed as a driver, and can’t recall your coverages, it’s time to...
09/22/2025

If you’ve never reviewed your policy, don’t know who’s listed as a driver, and can’t recall your coverages, it’s time to check.

In minutes we can align details, drivers, Collision, Comprehensive, and liability limits to your needs.

Want help now Send me a DM and I’ll reply personally.

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The building’s policy protects the building, not your stuff. Renters -> need tenant insurance.Condo owners -> need condo...
09/18/2025

The building’s policy protects the building, not your stuff.

Renters -> need tenant insurance.

Condo owners -> need condo insurance.

Think: contents, liability, water damage, overland water, sewer backup, strata deductibles, and temporary living expenses.

Want it explained in plain English? Send us a DM and we’ll reply personally.

ICBC is mandatory, but it doesn’t cover everything. Collision, Comprehensive, higher liability limits, Loss of Use (rent...
09/03/2025

ICBC is mandatory, but it doesn’t cover everything.

Collision, Comprehensive, higher liability limits, Loss of Use (rental/ride), and depreciation protection are add-ons many people only remember after something goes wrong.

Not sure what you have today? Send me a DM and I’ll reply personally.

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Address

6696 Hastings Street
Burnaby, BC
V5B1S3

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 5pm

Telephone

+16042981218

Website

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