Mortgage Matters

03/12/2026

https://www.youtube.com/watch?v=l2aNbOzaBC4

New to condo living? Here’s an easy-to-understand look at condo insurance in Ontario so you know what you’re responsible for, and what your condo corporation...

10/29/2025

Great news!

BREAKING: The Bank of Canada has lowered its policy rate by 25 bps to 2.25%, as expected. This marks the ninth cut since last year’s 5% peak.

https://www.bankofcanada.ca/2025/10/fad-press-release-2025-10-29/

11/14/2024

Photos and visual presentation of the listing at 1229 Valens Road, Flamborough, Ontario.

10/09/2024

https://www.canadianmortgagetrends.com/2024/10/feds-launch-mortgage-refinancing-program-to-boost-secondary-suites-and-ease-housing-crunch/?utm_campaign=Daily%20News&utm_medium=email&_hsenc=p2ANqtz-8TJ49TBgnleSJJ3t3gbE7rzIbxORJdAGEo1eHZS3R1rNI3RQuUb6exRfh8A-IPZScDZ8sX0p4H9j1wPsGhr60dfFUgxw&_hsmi=328326906&utm_content=328326906&utm_source=hs_email

The federal government is rolling out another set of mortgage changes aimed at addressing the housing shortage, this time focusing on supporting the construction of secondary suites.

10/03/2024

OSFI to eliminate stress test for uninsured mortgage switches starting November 21.
Great news for anyone having to renew their mortgage in this current rate environment.

09/26/2024

09/26/2024

Basement just redone August 2024! LARGE MAIN FLOOR ADDITION! Possibility of 2 units with 2 separate units as there is already entrances, one at the front, and one at the back!!! Stroll from this beauty to top ranked Vista Heights School, renowned as one of the best schools in Ontario! Splish Spla...

09/16/2024

Today marks an important victory for Mortgage Professionals of Canada and the housing market. We are excited to share that the Deputy Prime Minister and Minister of Finance, Chrystia Freeland, announced significant changes to mortgage rules—many of which reflect MPC’s persistent advocacy on behalf of our industry and all Canadian homebuyers.

Among the new measures are several key initiatives that we have long advocated for:

An Increase to the Insured Mortgage Price Cap: The government will raise the price cap from $1 million to $1.5 million, reflecting the realities of today’s housing market. This change, effective December 15, 2024, will help more Canadians qualify for insured mortgages and make homeownership more attainable, especially for younger Canadians.

Expanded Eligibility for 30-Year Amortizations: First-time homebuyers and all buyers of new builds will now be eligible for 30-year insured mortgage amortizations. This is a crucial step in reducing monthly mortgage payments and helping more Canadians, particularly Millennials and Gen Z, achieve the dream of owning a home.

Increased Mortgage Competition: The strengthened Canadian Mortgage Charter now enables insured mortgage holders to switch lenders at renewal without being subject to another stress test. This will foster greater competition and ensure Canadians have access to the best mortgage deals.

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09/05/2024

Build your own lovely home on this beautiful large 193 by 200 foot mature lot! Privacy galore in a very popular area ! Nestled in the quaint town of Huttonville in Brampton, this property is close to amenities and highways and prestigious golf courses! Town water and natural gas hook up. This are...

08/15/2024

https://www.canadianmortgagetrends.com/2024/08/preparing-for-your-mortgage-renewal-tips-to-ease-the-stress-of-higher-payments/?utm_campaign=Daily%20News&utm_medium=email&_hsenc=p2ANqtz-_AKkTOhgkxlKDWzWGBsxyGqw8q2pwB-RNyCTb50ul4tZ-jBJ7GxGUnU-QR2lfa0Jqn-A8LxfnpkZx_pBCITU91KNpgeA&_hsmi=320053180&utm_content=320053180&utm_source=hs_email

Millions of Canadian homeowners are facing mortgage renewals in the coming years, with many feeling stressed as they prepare for higher payments amid persistently elevated interest rates.