Mortgage Now

08/06/2026

Worried about mortgage renewals? Don't panic. After 35+ years, my advice is the "7-Year Rule": treat your home as a long-term asset, not a day trade. Hold for 7+ years, and you’ll weather any short-term fluctuations.
Concerned about your renewal? Don’t wait—reach out and let’s explore your options.

Lately, whenever I talk to clients, friends, or family across Ontario, I hear the same thing: people are anxious. They’re worried about where interest rates are going, what their homes are wo…

07/07/2026

Hope you like my new article...Thinking about building a cottage? Think again. With construction costs skyrocketing up to $800/sq ft, buying existing resale is the real 2026 hack. 🛠️📉 Dive into our latest breakdown of Canada's current buyer's market:

In the summer of 2026, across several regions, Canada's cottage market presents a buying opportunity absent over the last two decades.

07/01/2026

Happy Canada Day! Enjoy!

06/02/2026

Canadian housing costs compared to income. 1990 to 2026. A then and now study. Just take a look at this.
I took a look at Average rents, average mortgage size, average payments and average incomes.
Here's the actual results

Housing affordability in Canada has worsened from 1990 to 2026 as household incomes haven’t kept pace with surging home prices.

05/10/2026

Happy Mother's Day to all the wonderful moms!

04/22/2026

Mark Carney has secured his majority, but he’s not the moderate you think he is. Get the Wake-Up Call: He's a radical banker planning a multi-trillion-dollar "tax slaughter" on the middle class to fund his green agenda, even if it means picking a reckless trade fight with the U.S.

(The Tax Squeeze, The Delusion, and The Multi-Trillion Dollar Gamble) Most Canadians were simply too busy trying to keep their heads above water to notice what was happening right under their noses…

04/21/2026

The Canadian housing market is broken, but first-time buyers can still win! 🏠 We detail 3 strategies you can use today (House Hacking, FHSA, HBP) and demand 40-year amortizations and an end to the Stress Test to fix the crisis. Take control now. Read Part 2:

(click here to read Part 1: Breathing the Math: Why Politicians are failing Canadians and what you can do.) If you are a first-time buyer trying to get into today’s market, you cannot wait fo…

04/20/2026

Canadian homebuyers are facing broken math and failed government PR stunts; read how lifting the U.S. Foreign Buyer Ban and ending the War on Airbnb are the real solutions to inject capital and fix the housing crisis...

If you are trying to buy a house in Canada right now, the math is completely broken. Instead of treating the root causes of the housing crisis, politicians are serving up PR stunts that do very lit…

04/17/2026

Are you maximizing your mortgage payments? If you're still paying monthly, you could be missing out on major savings! Switching to bi-weekly payments is one of the easiest ways to shorten your loan and pay less interest over the life of your mortgage. Learn the numbers and start accelerating your path to debt-free living today
Read my old article:

For years, we’ve been told to pay our mortgage bi-weekly. Magically, it will  pay your mortgage off faster. Hmm, let’s put that to the test. (SPOILER ALERT!)  Around 10 years …

04/08/2026

My latest article on the Iran War and how it will affect us...

Historically, moments of extreme global panic stemming from war can create generational buying opportunities in the Canadian real estate market.