What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Eaton Mortgage Group

Home
Canada
Burlington, ON
Eaton Mortgage Group

Directions Website

Eaton Mortgage Group
by Premiere Mortgage Centre Lic #10317
Kirk Eaton Mortgage Agent Level 2

Kirk is passionate about finding mortgage solutions for his clients. Whether it is a first time homebuyer or family needing to refinance to reduce debt and improve monthly cash flow, his industry experience along with his personalized, strategic approach allows him to create the optimal mortgage solution for each situation. Working with Premiere Mortgage Centre gives Kirk access to a variety of lenders, with the most innovative mortgage products and competitive interest rates on the market.

10/31/2026

🎃 Happy Halloween, Ontario.

Pumpkin lit, bowl by the door, porch light on until the last costume goes by. Have a fun and safe night, wherever in the province you are handing out candy.

Kirk

10/30/2026

🎃 Halloween edition. Five things an inspection finds in a haunted house that a lender actually cares about.

✅ Knob-and-tube wiring. Some lenders will not fund until it is replaced, and insurers can refuse the house entirely.

✅ An underground oil tank. Environmental risk, and a lender's least favourite surprise.

✅ A foundation note. "Monitor" is fine. "Structural" changes the appraisal.

✅ Evidence of a former grow-op. Many lenders will not touch it, regardless of the price.

✅ A finished basement apartment with no permits. The rental income you were counting on may not count.

None of these are reasons to run. All of them are reasons to know before you waive the financing condition. That is the part I read for a living.

🌐 eatonmortgagegroup.com

• • •

10/28/2026

📊 The Bank of Canada raised its rate this morning, a quarter point to 2.50 percent. Plain language, Ontario-wide.

✅ Variable rate: your rate goes up a quarter point, your payment does not. More of each payment goes to interest and your trigger point just moved closer. Check it.

✅ Adjustable rate: your rate and your payment both go up, from your next payment date.

✅ Fixed rate: nothing changes until renewal. Fixed pricing follows the bond market, and that moved before today.

✅ Renewing in the next six months: the Bank said it may raise again and will go carefully. The letter on your counter is still not their best offer. Price it today.

✅ Shopping with a pre-approval: your rate hold is what it was yesterday, and worth more today. If it expires soon, refresh it.

The next announcement is December 9. Same lenders. Same rules. The difference is still who reads the file.

📞 647.888.6900

• • •

10/23/2026

A renewal file from this month, Hamilton, with the names off.

The letter arrived in September with a number on it. The client was going to sign it, because that is what the letter is for. He sent me a photo first.

What moved with him when we switched: the balance, the amortization he had left, and five years of clean payment history. What did not have to: the lender, the rate, the prepayment limits, and the penalty clause he signed in 2021 and never read.

What it cost him: nothing. At renewal there is no penalty, and the new lender covered the switching fees to win the file. Paperwork was lighter than his purchase: updated income documents, a credit check, no appraisal.

The letter is an opening position. Send me the photo before the pen comes out.

📞 647.888.6900 | eatonmortgagegroup.com

• • •

10/23/2026

Three things I said to self-employed clients this week, Small Business Week edition.

"Your accountant and your mortgage want opposite things. Both of them are doing their jobs."

"Two years of business bank statements tell a lender more than the return does. Bring both."

"Stop apologising for the write-offs. Find the lender who reads past them. That is my job, not yours."

About a fifth of my files are people who own the business on the sign, from Niagara to Oshawa. The bank's answer is often a shrug. Same lenders. Same rules. The difference is who reads the file.

📞 647.888.6900 | eatonmortgagegroup.com

• • •

10/12/2026

🍁 Happy Thanksgiving.

Whatever your weekend looks like, a full table, a quiet one, or a long drive to somebody else's, I hope it is a good one.

Eat the pie. Take the walk after. Let the phone sit face down for a day.

Thank you for being part of this. From my family to yours, Happy Thanksgiving.

Kirk

10/06/2026

🔑 You closed. Now what? Nobody hands you the year-one checklist, so here it is.

First statement, property tax, the upkeep line, prepayment room, insurance renewal, the twelve-month check-up. In order, month by month.

Which one did nobody tell you about? Tell me below. 🌐 eatonmortgagegroup.com

• • •

10/04/2026

🧾 Closing costs in Ontario. Four lines the listing doesn't show, and one refund it definitely doesn't mention.

Land transfer tax, provincial, and Toronto charges its own on top. Legal fees and disbursements. Title insurance, a one-time policy. Adjustments, the prepaid property taxes and utilities you settle up with the seller at closing.

The refund: first-time buyers in Ontario can get up to $4,000 of the provincial land transfer tax back. Your lawyer applies for it at closing. Ask, because not everyone does.

Budget for all of it before you fall for the kitchen. 🌐 eatonmortgagegroup.com

• • •

10/02/2026

🌉 Buying before you sell? There's a loan for the gap, and it has one condition most people don't know about.

Bridge financing covers the stretch between the day you close on the new house and the day the old one closes. Days or a few weeks, usually. It lets you move once instead of twice.

The condition: it needs a firm sale on the house you're leaving. No firm sale, no bridge. That's why the order of your offers matters more than the order you'd choose emotionally.

Moving up anywhere in Ontario this fall? Let's set the two dates before you set either. 📞 647.888.6900

• • •

09/30/2026

🧡 Burlington is on the treaty lands of the Mississaugas of the Credit. Their community is under an hour away. Most of us drive past the sign.

Today is the National Day for Truth and Reconciliation. I talk about houses all day. Today I'm listening to the people this day belongs to.

Kirk

Address

5063 North Service Road, Suite 200
Burlington, ON
L7L5H6

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

https://www.eatonmortgagegroup.com/

Alerts

Be the first to know and let us send you an email when Eaton Mortgage Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.