Krista Hogg-Mortgage Broker

Krista Hogg-Mortgage Broker Licenced Mortgage Broker providing the best real estate financing solutions for clients across Ontario & Alberta

🏦 BANK OF CANADA RATE UPDATE | SEPTEMBER 2, 2026The Bank of Canada has held its policy rate at 2.25%, meaning there is n...
09/02/2026

🏦 BANK OF CANADA RATE UPDATE | SEPTEMBER 2, 2026

The Bank of Canada has held its policy rate at 2.25%, meaning there is no change to Prime Rate today. Prime remains at 4.45%.

For homeowners with variable-rate mortgages or HELOCs, this means your rate will remain unchanged following today’s announcement.

For anyone currently shopping for a home, coming up for renewal, or wondering whether fixed or variable makes more sense right now, remember that Bank of Canada decisions are only one piece of the mortgage-rate picture. Fixed rates are influenced more heavily by the bond market, so they can move even when Prime doesn’t.

📅 The next Bank of Canada rate announcement is October 28, 2026, which will also include the next Monetary Policy Report.

Have questions about what today’s decision means for your mortgage specifically? Reach out anytime.

📞 519-239-3979
📧 [email protected]
📍 Servicing Ontario & Alberta

Krista Hogg | Mortgage Broker
BRX Mortgage

🏡 Want to pay off your mortgage faster without making a huge change to your budget?One of the simplest strategies is swi...
09/01/2026

🏡 Want to pay off your mortgage faster without making a huge change to your budget?

One of the simplest strategies is switching from monthly payments to accelerated bi-weekly payments.

Here’s a quick example 👇

Let’s say your regular mortgage payment is $2,000/month:

➡️ Monthly: $2,000 × 12 = $24,000/year

With accelerated bi-weekly payments:

➡️ $1,000 every 2 weeks × 26 payments = $26,000/year

That means you’re automatically putting an extra $2,000 toward your mortgage every year, essentially one additional monthly payment.

And because that extra money helps reduce your principal faster, you can potentially:

🏡 Pay your mortgage off years sooner
💰 Save thousands of dollars in interest
📉 Build equity in your home faster

It’s a small change that can make a surprisingly big difference over the life of your mortgage.

Not sure if your mortgage is set up this way or want to see what accelerated payments could do for your mortgage? I can help you run the numbers.

📞 519-239-3979
📧 krista@mortgagewithkrista

🏡✨ HAPPY CLOSING DAY! ✨🏡A huge congratulations to my first-time home buyer on officially becoming a homeowner in St. Pau...
08/28/2026

🏡✨ HAPPY CLOSING DAY! ✨🏡

A huge congratulations to my first-time home buyer on officially becoming a homeowner in St. Paul County, Alberta! 🎉🔑

And what a way to start your homeownership journey — with a beautiful property sitting on SIX ACRES! 🌾🏡

From the initial pre-approval, to finding the right property, getting the mortgage fully approved, and finally making it all the way to closing day — I’m so grateful you trusted me to guide you through every step of the process.

Buying your first home comes with a lot of questions, and purchasing a rural acreage can add a few extra moving pieces along the way. Having the right plan in place from the beginning makes all the difference.

Thank you again for putting your trust in me throughout your entire home-buying journey. It was such a pleasure helping you get to this day!

Congratulations on your first home and your SIX acres to call your own! 🏡🌾🔑

📍 St. Paul County, Alberta

Understanding home financing language helps you make informed decisions when buying a property. Industry terms like clos...
08/28/2026

Understanding home financing language helps you make informed decisions when buying a property.

Industry terms like closing costs or debt ratios might seem complex, but breaking them down keeps the buying process clear.

Reviewing these definitions early sets a strong foundation for your search. Feel free to contact me if you need help navigating your home loan terms.

📞 519-239-3979
📧 [email protected]

🏡 HAPPY CLOSING DAY IN BAYHAM, ONTARIO! 🎉🔑Today is an extra exciting closing day for my clients who have sold their home...
08/26/2026

🏡 HAPPY CLOSING DAY IN BAYHAM, ONTARIO! 🎉🔑

Today is an extra exciting closing day for my clients who have sold their home in New Brunswick and are making the move back to Ontario to be closer to family again! ❤️

Moving from one province to another isn’t always the easiest process especially when you’re coordinating the sale of one home with the purchase of another.....but there are always ways to structure things and make the move successful. 🙌

I’m so happy we were able to make everything come together and, most importantly, that they’ll now be reunited with their son and closer to the people who matter most. 🥰

Congratulations on your beautiful new home and welcome back to Ontario! 🏡❤️ Wishing you so much happiness as you settle into this next chapter together.

Big shoutout to Mellissa King - Woodstock, Ingersoll & Oxford County Realtor for putting your friends in my hands to care for to successfully bring them back "home".

Krista Hogg-Mortgage Broker
[email protected]
519-239-3979

welcomehome

GOOGLE REVIEW ⭐️⭐️⭐️⭐️⭐️"I love how Krista has always been there to answer any questions no matter how dumb I think it w...
08/19/2026

GOOGLE REVIEW ⭐️⭐️⭐️⭐️⭐️
"I love how Krista has always been there to answer any questions no matter how dumb I think it was or help me with any concerns and check on each house I was interested in. She has helped make things go smoothly and highly recommend her."
-Michelle (First time home buyer)

Krista Hogg-Mortgage broker
[email protected]

🏡✨ WIN YOUR MORTGAGE OR RENT PAYMENT! ✨🏡Congratulations Angela P. for winning this month! Yes, you read that right — BRX...
08/18/2026

🏡✨ WIN YOUR MORTGAGE OR RENT PAYMENT! ✨🏡
Congratulations Angela P. for winning this month!

Yes, you read that right — BRX Mortgage gives away a months FREE mortgage payments or rent payment EVERY SINGLE MONTH! (up to a max of $2,500)🙌💸

Want in on the action? Here’s how:
🔁 Refer my name out to any friend or family member who needs mortgage advice or help with their mortgage or TAG me on Facebook groups when asking for a mortgage broker

Once they get into contact with me:
📝 You’ll be automatically entered into the draw for the following month
📅 Next draw is happening September 8th – don’t miss it!
✅ Unlimited entries — the more referrals, the more chances to WIN!

Imagine having your mortgage or rent completely paid next month just for helping someone get great advice?! 🎉

Tag a friend who needs mortgage help or DM to refer someone today!

Next draw is on September 8, 2026

Krista Hogg
Mortgage Broker
519-239-3979
[email protected]

🏡 HAPPY CLOSING DAY IN BRESLAU, ONTARIO! 🎉🔑Another mortgage renewal officially closed today — and this one is extra spec...
08/14/2026

🏡 HAPPY CLOSING DAY IN BRESLAU, ONTARIO! 🎉🔑

Another mortgage renewal officially closed today — and this one is extra special because it’s the second time these clients have trusted me with their mortgage renewal in the last 3+ years! 💚

I absolutely love the relationships I build with my clients over the years. Your mortgage isn’t just a one-time transaction — I’m here for every renewal, change and opportunity along the way.

We started working on this renewal 120 days before maturity, allowing us to secure a rate that simply doesn’t exist in today’s market. 🙌 That’s exactly why I encourage my clients to start the renewal process early!

Thank you so much for choosing me again and continuing to trust me with your mortgage. It means more than you know! 💚

Congratulations on another successful renewal! 🏡🥂

🏡 HAPPY CLOSING DAY IN WOODSTOCK! 🔑🎉A huge congratulations to my client on officially closing on his new home today!I ha...
08/14/2026

🏡 HAPPY CLOSING DAY IN WOODSTOCK! 🔑🎉

A huge congratulations to my client on officially closing on his new home today!

I had the opportunity to help guide him through the mortgage side of his separation, making sure everything was structured properly so he could qualify to purchase a home of his own and start his next chapter.

A big thank you to his amazing Realtor Mellissa King - Woodstock, Ingersoll & Oxford County Realtor for recommending me, and to my client for trusting that recommendation and allowing me to guide him through the process. 💚

Today, it all comes together with the keys to his new home! 🏡🔑

Congratulations on your fresh start and Happy Closing Day!

📍 Woodstock, Ontario

Krista Hogg | Mortgage Broker
BRX Mortgage | Ontario & Alberta

🏡 BUY SOONER WITH LESS DOWNOne of the biggest misconceptions I hear from buyers is that they need 20% down to purchase a...
08/14/2026

🏡 BUY SOONER WITH LESS DOWN

One of the biggest misconceptions I hear from buyers is that they need 20% down to purchase a home, especially when they are not first time home buyers.

That’s not always the case!

With an insured mortgage, qualified buyers may be able to purchase with as little as 5% down, making homeownership possible much sooner than they expected.

Instead of waiting years to save 20%, it may be worth finding out what options are available to you right now.

📲 Thinking about buying? Reach out and I can help you figure out your budget, down payment options, and what you may qualify for.

Krista Hogg | Mortgage Broker
Ontario & Alberta
📧 [email protected]

Address

Victor Boulevard
Brant, ON
N0E1N0

Telephone

+15192393979

Website

Alerts

Be the first to know and let us send you an email when Krista Hogg-Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Krista Hogg-Mortgage Broker:

Shortcuts

Share

Category