Paramjit Kaila - Advisor

06/17/2022

Critical Illness Insurance(CI) Recovering from a serious illness can have a significant financial impact on you and your family. If you or your child gets sick with a illness covered in your policy, you get a lump sum cash payment to help you pay costs associated with the illness.
How you may benefit from the insurance proceeds?
-It can help you reduce debt and other financial burden while coping with the illness
-Replace any reduced or lost income for you or your family member who wish to take time off from work to take care of the sick person
-It can help you consider new medical treatments and medications that are not covered by your private plan or provincial health plan
Return of premium option at cancellation

05/08/2022

Happy Mother's day to all the lovely moms out there!

04/28/2022

Life insurance is used as a way to pay off your debt such as mortgage and other personal loans! What type of coverage do you need? It all depends on your lifestyle and financial objectives? Do you have enough coverage to protect what's important to you?

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RRSP vs TFSA - how to decide between the two for your savings.

Confused about the best savings option for your needs? You’re not alone. Both an RRSP and a TFSA provide unique tax advantages.

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How to choose the right health insurance plan

Personal health insurance. Critical illness insurance. Disability insurance. Long-term care insurance. Here’s a quick way to compare their key features.

06/19/2020

Understanding the difference between permanent and term life insurance will help you choose the protection you need – and prevent regrets in the future.

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12/04/2019

Chances are you’ve never considered the potential costs of long-term care. But as you get older, the odds of your needing that care will increase. Here are 5 things to know about long-term care insurance: http://ow.ly/Tx8X50xrTSr

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Insight into diabetes and its prevention

If diabetes is runaway blood sugar, prediabetes is blood sugar that’s picking up speed. Here’s how you can prevent one from turning into the other.

11/09/2019

Forever remembered

10/30/2019

Does your provincial health plan cover as much as you think? What about your employee benefits? Your protection may have gaps you don’t know about.