Tracey Brock is My Mortgage Broker

11/02/2026

Think refinancing is only for paying off debt? Here is why homeowners are actually doing it!

11/02/2026

A new kitchen, white oak floors, and walks by the lake? Yes, please! 🏡✨ This beautifully renovated semi has plenty to love. Call Nancy Branco-Drozdiak, Forever Your Home, Royal LePage Credit Valley to book a viewing and see it for yourself!

889 Sweetwater Crescent, Mississauga, ON L5H 4A7. Click for more photos and pricing

10/30/2026

Is high-interest credit card debt weighing you down? Here’s how tapping into your home equity can save you money.

10/30/2026

Congratulations to Ruby on her next chapter, and to Brian McLeod, Royal Lepage Credit Valley on another Peel Village sale! 🏡

If you are thinking of buying or selling in Peel Village, Brian McLeod is someone I am always happy to recommend. He knows the neighbourhood, brings a wealth of knowledge of Brampton and the wider GTA, and is simply a wonderful person to work with.

Congratulations to Ruby a Peel Village original resident on the sale of her home. Ruby loved the area and loved living on Palgrave Crescent. She is sad that the day has come but is excited about the next adventure. Thank you for your trust! Thinking of moving? Drop me a line at 416-809-5399 and I can help you out.

10/29/2026

Stressed about holiday debt? Here’s how you can manage it now that the holidays are past!

10/29/2026

🏡 Could this be your next chapter? Take a peek at this new listing from my trusted realtor colleague, Jenny Ramkissoon!

Connect with Jenny for a closer look—and with me to explore your mortgage options.

Great Opportunity for First-Time Buyers & Investors! Ideally located near Highway 400 in a high-traffic, high-visibility location, this 2-bedroom, 1-bathroom home is an excellent opportunity for first-time buyers looking to break into the market or investors looking to add to their real estate po...

10/29/2026

A clear mortgage plan starts with knowing what changes for you.

Following yesterday’s Bank of Canada rate increase, lenders are updating prime rates. Your next step is to check how your own mortgage works.

With an adjustable-rate mortgage, a higher rate generally means a higher payment. With a variable mortgage that has fixed payments, more of each payment may go toward interest. Your lender may require a payment change under your contract.

If you have a fixed-rate mortgage, your agreed rate stays the same for the current term.

Start with three simple questions:

• What is my next payment?
• How much is going toward my balance?
• Does my plan still fit my monthly budget?

You do not have to work through the details alone. As your Mortgage Broker and advisor, I can help you understand the numbers and review the options that fit your plans.

Which part would you like explained first?

Tracey Brock, Mortgage Broker
Your Mortgage, My Priority.™

Payment changes depend on your lender, mortgage type and contract.

10/28/2026

🏡 Is being 'mortgage free' actually holding you back? Tracey Brock challenges this popular belief and explains why investing could beat paying off your mortgage early. Do you agree or disagree? Drop your take below! 💬📈

10/28/2026

Rates are up—what does that mean for your mortgage? 🏡

My latest blog breaks down the October 28 Bank of Canada announcement, what economists predict next, and how a payment increase can affect your weekly budget.

Planning to buy? Now can still be a good time when the home and financing fit your circumstances.

Read the full article on [my website](https://www.traceybrock.ca), and reach out with questions. Let’s look at what the numbers mean for you.

10/27/2026

😱 Your credit card could take 100 YEARS to pay off if you're only making minimum payments! Mortgage expert Tracey Brock breaks down this scary truth and what to do instead. Are you stuck in minimum payment mode? Tell us below! 💳💰