05/31/2026
🚫 Why do banks decline commercial mortgage deals?
Most people think it's the property.
In reality, lenders are focused on:
✔ Cash Flow
✔ Debt Service Coverage (DSCR)
✔ Financial Statements
✔ Deal Structure
✔ Borrower Experience
The good news? Many declined deals can be fixed before they're submitted.
Whether you're buying an apartment building, hotel, retail plaza, industrial property, or development site, proper deal structuring can make all the difference.
Thinking about a commercial acquisition or refinance?
📩 DM "COMMERCIAL" for a confidential financing review.
Vick Hamroll
Commercial Mortgage Agent
📞 416-356-9483