Jaseena Singh- Mortgage Development Manager-National Bank of Canada

05/28/2025

Comment "Mortgage" if you need any personalized advice.

These 5 questions help you get better clarity before picking any mortgage. Make sure to follow this as a checklist.

05/28/2025

1. Finding your home first

Looking at homes before getting pre-approved is a recipe for disappointment.

You risk falling in love with something you can’t actually afford or move fast enough to buy.

2. Incorrectly comparing loans

Not all low mortgage rates are a win. If you don’t compare penalties, term flexibility, and hidden fees, you could pay way more in the long run.

3. Falling for marketing ploys

Banks and brokers love flashy ads ‘lowest rate ever!’ or ‘zero down!’ But many of these deals come with conditions that cost you more later."

4. Not budgeting properly

Many buyers only focus on the mortgage payment but forget about taxes, maintenance, utilities, and emergency costs. If you don’t plan ahead, the stress hits hard."

5. Not knowing how to skim paperwork

Mortgage paperwork isn’t light reading but skimming it can mean missing key clauses about rate changes, penalties, and fees that can hurt you later.

03/19/2025

Looking for the best mortgage options? Comment "HOME" and let’s find the right plan for you! 📩

03/13/2025

Canada’s rate is now 2.75%, but the prime rate sits at 4.95%. 🤔💰

Banks wasted no time adjusting after the Bank of Canada’s cut, but here’s the real question—how will this impact buyers and homeowners?

Drop your thoughts below! 👇

03/10/2025

03/07/2025

Drop a "📈" in the comments & I’ll keep you updated!

Everyone expects lower interest rates to mean cheaper homes—but a U.S.-Canada trade war could do the opposite.

🏗️ Tariffs on Canadian lumber & steel = higher building costs

🏡 Fewer new homes = tighter supply = prices stay high

📉 Uncertainty keeps buyers & sellers hesitant

If you’re waiting for a price crash, you might be waiting forever.

📈 Drop a "📈" in the comments & I’ll keep you updated!

03/05/2025

🏡 DM me "OWN" & let’s see if buying makes sense for you!

Renting vs. Owning: Which One Wins?

💸 Renting: Paying your landlord’s mortgage, no equity, rent increases.

🏡 Owning: Builds wealth, stable payments, potential appreciation.

If you're paying $3K/month in rent, that’s $36K/year gone with zero return.

Wouldn’t you rather invest in your own future instead of your landlord’s?

03/03/2025

Your Parents Aren’t Telling You This… 👀

Most think you need years to save for a home—wrong.

✅ Leverage your parents’ credit to qualify sooner

🏡 Buy a rental property instead of just a home

💰 Rental income covers the mortgage & builds wealth

The best part? Lenders count rental income to help you buy *more* properties faster.

🔥 Drop a "🔥" in the comments & let’s talk!

03/03/2022

https://www.nbc.ca/personal/advice/savings-investment/policy-interest-rate-on-the-rise.html?cid=org_ZLK4HCU0LCQ5659

Find out how this increase will affect your personal finances and plans.