Parm Salgotra

Parm Salgotra LLQP licensed in Canada, Specializing in life, critical, Disability, kids education, future planning.

Disability insurance helps replace a portion of your income so you can continue to cover your expenses. It’s especially ...
05/08/2026

Disability insurance helps replace a portion of your income so you can continue to cover your expenses. It’s especially important for:
• Truck drivers
• Self-employed workers
• Contractors and owner-operators
• Anyone relying on their paycheck Call or text me at 416-873-7676 in details.

04/04/2026

Accidents, illness, or unexpected events can happen anytime on the road. Are you protected? Don’t wait for something to happen before you think about protection. Plan today, drive with confidence tomorrow.

📩 Message me to learn how to protect yourself and your family.

04/03/2026

Retirement planning is basically about making sure you have enough money to live comfortably when you stop working. Think of it as a long-term plan where you build income for your future self.

Term Life Insurance vs Mortgage Insurance — Know the Difference.Term Life Insurance (Personal Insurance) gives your fami...
03/30/2026

Term Life Insurance vs Mortgage Insurance — Know the Difference.

Term Life Insurance (Personal Insurance) gives your family the full payout if something happens to you. They can use the money however they need — paying off the mortgage, covering bills, or protecting their lifestyle.

Mortgage Insurance (from the bank) only pays off your loan, and the payout goes directly to the bank — not your family. Plus, the coverage decreases over time, but your premiums usually stay the same.

03/27/2026

Bringing your parents to Canada on a Super Visa?

Here’s what you NEED:
- Minimum $100,000 coverage
- Valid for at least 1 year

Don’t guess , I’ll guide you step-by-step.

Message me today for the best rates!

03/26/2026

RRSP conversion deadline must be convert by dec31 of the year you turn 71. You can convert any time. isor

03/20/2026

Super Visa insurance is required by the government so your parents are protected from medical bills in Canada. Without it, the visa won’t be approved—and even a small emergency can cost thousands.

03/15/2026

Many Canadians believe government pensions will fully support retirement, but in reality CPP and OAS are often not enough for most families.

Planning early can make a big difference.

03/13/2026

Most people think their pension will cover everything but the pension you will get isn’t enough for most lifestyles. Canadian pension plan was not designed to give you a pension to live off, it was supplement around 35% or your retirement. Planning early can make big difference. As a licensed advisor I help individuals and families with retirement planning, life insurance protection and tax-efficient investments. Call or dm416-873-7676 more in details. investing

03/12/2026

Be a Canadian citizen or legal resident when your application is approved.

Address

Brampton, ON

Telephone

+1 416-873-7676

Website

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