Parm Salgotra

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Parm Salgotra LLQP licensed in Canada, Specializing in life, critical, Disability, kids education, future planning.

10/16/2026

🇨🇦 Living in Canada without a health card? Don’t overlook emergency medical insurance!

Whether you’re a student, a work permit holder, a visitor, or your Super Visa insurance is about to expire, it’s important to understand your emergency medical coverage options.

🏥 Waiting for provincial health coverage?
✈️ Visiting Canada or staying temporarily?
📅 Is your existing insurance expiring?

You may be able to get emergency medical insurance for the period you need, depending on your eligibility and the insurer’s terms.

✅ Explore suitable coverage options
✅ Understand the benefits and limitations
✅ Ask about cancellation and any eligible refund under your policy terms

Don’t wait until an emergency happens to think about coverage.

📩 Message me to discuss your options.

Parm Salgotra
Life & Health Insurance Advisor
📞 416-873-7676

VisitorInsurance

10/15/2026

Whether you drive locally in Canada or cross the border into the USA, your income and your health matter.

✅ Disability Insurance: Explore coverage that may help replace part of your income if an illness or injury prevents you from working.

✅ Travel Medical Insurance: Check your emergency medical coverage for trips outside your province, including travel to the USA. Your existing coverage and policy terms matter.

You keep goods moving every day. Have you taken a moment to think about protecting yourself?

📩 Message me 416-873-7676 to explore your insurance options.

Parm Salgotra
Life & Health Insurance Advisor

10/14/2026

❤️ Welcoming your parents to Canada? Make sure they’re protected!

If your aging parents are coming to Canada on a Super Visa or visitor visa, emergency medical insurance can help protect them from unexpected medical expenses.

✅ Explore plans from leading insurance providers
✅ Compare coverage and premiums
✅ Find a plan that fits their needs and budget

📩 Contact me 416-873-7676 to learn more and explore your options.

LifeAndHealthInsurance

10/14/2026

💰 Don’t wait until tax season to think about tax planning!

With only two months left in 2026, now is a great time to review your financial goals and explore opportunities to reduce your taxes.

✅ RRSP – Potential tax deductions for eligible contributions
🏡 FHSA – Save for your first home with potential tax benefits
🎓 RESP – Plan for your child’s education and explore government grants

Remember, eligibility, contribution limits, and deadlines vary by account. TFSA contributions generally do not provide a tax deduction.

📅 Start planning today: 416-873-7676, Your future self will thank you!

Canada

10/12/2026

💡 Life insurance isn’t one-size-fits-all!

Term, Whole Life, or Universal Life — each offers different features to help you plan for your family’s financial future.

✅ Protect your loved ones
✅ Plan for long-term financial needs
✅ Explore options that fit your goals and budget

📩 Have questions? Send me a DM 416-873-7676 to learn more about your options.

Parm Salgotra | Life & Health Insurance Advisor

FamilyProtection InsuranceAdvisor Canada

10/11/2026

🇨🇦 Welcoming your parents or loved ones to Canada? Make emergency medical insurance part of your travel plans.

✅ Super Visa Insurance
✅ Visitor to Canada Emergency Medical Insurance

📩 Contact me to explore available coverage options.

Parm Salgotra | Life & Health Insurance Advisor
📞 416-873-7676

10/06/2026

Have a Universal Life (UL) insurance policy? Don’t just set it and forget it. 👀

Regularly review your policy to understand:
✅ Your cash value
✅ Policy performance and charges
✅ Whether adjustments may be needed
✅ Your options if you need access to the cash value
✅ How to help avoid an unexpected policy lapse

Depending on your policy, options may include a policy loan, collateral loan, partial surrender, or full surrender.

Your UL policy should be reviewed from time to time to make sure it still fits your needs and goals.

📩 Have a UL policy? Let’s review it together. Call or text: Parm Salgotra- 416-873-7676.

ULInsurance Canada

10/01/2026

🇨🇦 No Provincial Health Card in Canada?

If you’re a visitor, Super Visa holder, student, or worker and you don’t currently have provincial health coverage, Emergency Medical Insurance may be an option for you.

Medical emergencies in Canada can be expensive. 🏥

📲 Have questions or want to know your options? Send me a message 416-873-7676.

NewToCanada CanadaVisitors

09/28/2026

Bringing your parents to Canada? 🇨🇦❤️

Before they travel, make sure you understand their visitor or Super Visa insurance options.

I can help you compare plans from major Canadian insurance companies and find coverage that fits your needs.

📞 Parm Salgotra
Life & Health Insurance Advisor
416-873-7676

09/28/2026

🚛 If you’re a truck driver, having the right insurance coverage is important.

In this video, I’m talking about Disability Insurance and how it can help protect your income if an illness or injury keeps you from working.

Want to learn more about your options? Feel free to message me 416-873-7676.

InsuranceCanada PunjabiCommunity ParmSalgota

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Brampton, ON

Telephone

+1 416-873-7676

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