Parm Salgotra

Parm Salgotra LLQP licensed in Canada, Specializing in life, critical, Disability, kids education, future planning.

06/19/2026

Disability insurance helps protect your income if illness or injury prevents you from working.
It can provide monthly financial support (based on policy terms) to help cover everyday expenses.
Your ability to earn is one of your biggest assets—protect it.
DM to learn more 416-873-7676.

06/18/2026

Emergency Medical Insurance can help protect unexpected medical costs.
Disability Insurance helps protect your income. Be prepared before life happens.

DM me for details.
Parm Salgotra | Insurance Advisor

06/12/2026

🚛 Truck Driver? 🚕 Taxi Driver? 👷 Construction Worker?

If you can’t work because of sickness or injury… who pays your bills?

Disability Insurance helps protect your income when life takes an unexpected turn.

You insure your car. You insure your home. Don’t forget to insure your paycheck.

Message me to learn more 416-873-7676.

Did you know that 33% of Canadians experience disabilities lasting over 90 days? Your ability to earn an income is one o...
06/11/2026

Did you know that 33% of Canadians experience disabilities lasting over 90 days? Your ability to earn an income is one of your most valuable assets. Yet, many Canadians overlook the fact that disability insurance protects your financial security in case of injury or illness. Safeguard your future today.
Injuries are always a surprise to Us, No one plans to get Injured. What if we get injured and are not able to work? How will we pay our bills and other expenses?
Call Parm Salgotra at (416) 873-7676

06/09/2026

OAS is a monthly payment from the Government of Canada for eligible seniors age 65+. Eligibility is mainly based on how long you have lived in Canada after age 18. CPP is based on your work history and contributions during your working years. The more and longer you contribute, the higher your potential retirement benefit. Planning early can help create more flexibility and income later in retirement.

📩 Reach out 416-873-7676, if you’d like to learn more about retirement planning options in Canada.

06/08/2026

💰 What if you invested just $500 per month in a TFSA?

A Tax-Free Savings Account (TFSA) is one of the best ways Canadians can grow their money without paying tax on investment gains.

📌 Example:

If you invest $500 every month:

✅ $6,000 per year
✅ Your investments can grow through interest, dividends, and market growth
✅ Any growth inside the TFSA is TAX-FREE
✅ Withdrawals are generally TAX-FREE

Let’s say your investments earn an average annual return over time. The longer you stay invested, the more powerful compound growth becomes.

⏳ Time + Consistency = Growth

Many people think they need thousands of dollars to start investing. The truth is, building wealth often starts with small, consistent contributions.

A TFSA can help you save for:
🏡 A home
✈️ Travel
🎓 Education
💰 Retirement
🚗 Major purchases

The key is to start early and stay consistent.

📩 Want to learn how a TFSA can fit into your financial goals? Send me a message today.

Returns are not guaranteed. Investment values can go up or down. Speak with a licensed financial professional to determine what’s suitable for your situation.

Disability insurance helps replace a portion of your income so you can continue to cover your expenses. It’s especially ...
05/08/2026

Disability insurance helps replace a portion of your income so you can continue to cover your expenses. It’s especially important for:
• Truck drivers
• Self-employed workers
• Contractors and owner-operators
• Anyone relying on their paycheck Call or text me at 416-873-7676 in details.

04/04/2026

Accidents, illness, or unexpected events can happen anytime on the road. Are you protected? Don’t wait for something to happen before you think about protection. Plan today, drive with confidence tomorrow.

📩 Message me to learn how to protect yourself and your family.

04/03/2026

Retirement planning is basically about making sure you have enough money to live comfortably when you stop working. Think of it as a long-term plan where you build income for your future self.

Term Life Insurance vs Mortgage Insurance — Know the Difference.Term Life Insurance (Personal Insurance) gives your fami...
03/30/2026

Term Life Insurance vs Mortgage Insurance — Know the Difference.

Term Life Insurance (Personal Insurance) gives your family the full payout if something happens to you. They can use the money however they need — paying off the mortgage, covering bills, or protecting their lifestyle.

Mortgage Insurance (from the bank) only pays off your loan, and the payout goes directly to the bank — not your family. Plus, the coverage decreases over time, but your premiums usually stay the same.

Address

Brampton, ON

Telephone

+1 416-873-7676

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